Welcome to the November 4, 2008 edition of carnival of financial goals. As you head to the polls today, you probably cannot help thinking that our country could use some financial goals. You know, things like (1) let’s slow down on the borrowing just a bit; (2) don’t spend more than you make; and (3) pay off some of your debt. Maybe the next President will read some of these great articles on financial goals and learn a thing or two. It certainly couldn’t hurt. In honor of election day, I’ve included some fantastic pictures taken of our Nation’s capital. The pictures were taken by a good friend of mine and are used with his permission. Enjoy the pictures and the articles. Oh, and be sure to read to the end where you’ll find some freebies on this election day that you won’t want to miss!
J. Savings presents The easiest way to be financially confident? Track your Money. posted at Budgets are Sexy., saying, “Tracking your money goes a looooooong way!”
John Rhodes presents The Game Plan: The Difference Between Lawn Care Business Success and Failure posted at Pro Garden Biz, saying, “Some things that will determine whether your lawn business is successful or not”
KCLau presents Financial Consideration for New Parents in Malaysia posted at KCLau’s Money Tips, saying, “Recently, there is an interesting post written by Xin Lu at Wisebread about the financial consideration of having a newborn baby. The article is more catered to the situation in the USA. Although it might differ in terms of currency, the other facts might similar and worth our study. This sparks the idea of writing this post to share with you the financial side of being a new parent in Malaysia.”
Career & Education
Tushar Mathur presents Looking For A College Fund Bailout posted at Everything Finance, saying, “Wouldn’t it be great if, just like a fat-cat banker on Wall Street, you and I could call up the Secretary of the Treasury and say “Well Mr. Secretary, it seems like the risk analysis I ran for the cost of my child’s college education was WAY off, and gosh, thanks to that forecasting error, the amounts I reserved to cover tuition and other costs just aren’t going to be anywhere near enough. So… how about one of those bailout thingies you guys are so good at?”"
Ace Elliott presents Learning About Debt Relief Programs posted at Care on Credit, saying, “Do you know the myths of debt relief? There is a lot of misinformation out there and you deserve to know that facts to manage your debt better. Educate yourself and reduce your debt quicker.”
Mr Credit Card presents Credit Card Debt Settlement – How To Do It Yourself posted at Ask Mr Credit Card.
Joshua Seth presents 5 Steps To Prosper In Hard Economic Times posted at Joshua Seth Blog, saying, “As I write this article the stock market has seen historic declines, property values are declining, unemployment is on the rise, and inflation is increasing. A lot of people are justifiably worried and glued to the TV news every chance they can get. So what can you do about all this? Actually, quite a lot. You may not be able to change what’s happening in the world, but you can absolutely change how it affects you and actually profit by it in a big way.”
David B Bohl presents 6 Ways to Benefit Financially in a Bad Economy posted at Slow Down Fast Today!, saying, “With the economy in a slump and questions of whether or not we are in a recession, many Americans are worried about their personal financial situations. The good news is that you don’t just have to sit there and take it under the chin allowing the economy to control you. There are steps that you can take and things that you can do to benefit from a bad economy.”
Master Your Card presents Bank Collapse Survival Guide posted at Master Your Card, saying, “I’ve been getting a lot of questions from people at work about what they should do if their bank collapses. I also had a friend that called me and was freaking out because he banks with Wachovia. We thought a survival guide of sorts might be a good idea.”
Shaun Connell presents Realistic Financial Planning for the Future posted at Financial Planning, saying, “Financial planning is all about the future. The first step to creating your own plan should be to analyze the up and coming economic speedbumps, such as social security, outsourcing, inflation and other “crises.” An educated planner doesn’t have to suffer.”
Fitz Villafuerte presents The Importance of Writing Down Your Goals On Paper posted at Ready To Be Rich, saying, “Do you write down your goals on paper? If not, then this article hopes to convince you that doing so could help you achieve your goals faster in life.”
Silicon Valley Blogger presents How The State of The Economy Has Affected My Financial Goals posted at The Digerati Life. Here’s a thoughtful analysis of how the current economic crisis may impact your financial goals.
Shaun Connell presents Why You Shouldn’t Even TOUCH Your Stocks posted at Personal Development, saying, “Don’t touch your stocks — doing so will be one of the biggest mistakes you’ll ever make. Find out why!”
ChristianPF presents My 401k has lost a lot of money – how about yours? posted at Money in the Bible | Christian Personal Finance Blog, saying, “What to do when your 401k balance is dropping like crazy!”
Christine presents Buying Stocks in a Volatile Market posted at Me, My Kid and Life: An American Single Mom Living in France, saying, “Looking for and finding the silver lining in these economically challenging times.”
Other (Related to Personal Finance)
Heather Johnson presents 100 Free Self-Assessment Tools to Choose Your College, Major, and Career posted at eLearning Gurus.
The Smarter Wallet presents Buying A Car? Get Your Financing First posted at The Smarter Wallet, saying, “Is your goal to buy a car? Here are some thoughts on how to get the financing needed to help you reach that goal.”
Kirby presents Are you stupid for paying your mortgage? | Kirby on Finance posted at Kirby on Finance.
TheMoneyHawk presents Bamboozled: The Social Security Lie posted at The Money Hawk, saying, “A statement today by Barrack Obama really motivated me to get the ball rolling on a Social Security article. I was miffed when the Bush administration failed to privatize social security. I’m even more miffed that politicians are still using this failed system to try and buy votes from the generally uninformed electorate.”
Randall presents Don’t Neglect Your Retirement Investment, Especially NOW! posted at Credit Withdrawal – Helping You Kick the Credit Habit.
Ken Schulte presents How To Generate Your Own Alternative Energy At Home | Alternative Energy Secrets posted at Alternative Energy Secrets, saying, “Alternative Energy Secrets is all about exploring avenues of living greener and helping out the planet. Saving money is also a great topic of discussion as well.”
marjorie presents Are You Saving With A Goal In Mind? posted at Wealth Junkies, saying, “Most of us want to save money, but we aren’t sure what we’re saving for. It’s important to have a goal in mind for your savings and to constantly remind yourself of your goal. if you’re saving for a down payment on a house, you could carry a picture of your dream house. It’s also easier to save if you can watch your savings grow.”
I hope you enjoyed the Carnival of Financial Goals on this election day. And as promised, if you voted, here are some freebies to take advantage of today:
- Starbucks: Go to Starbucks and tell them you voted for a free 12 oz cup of joe.
- Krispy Kreme: At participating locations, receive a free, star-shaped doughnut if you have an “I Voted” sticler.
- Chick-fil-A: At participating locations, get a free sandwich if you have an “I Voted” sticker.
You can check out even more election-day goodies at Deal News.
Published or updated February 14, 2013.