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	<title>Comments on: Achieving Financial Freedom Is Simple, But Not Easy</title>
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	<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/</link>
	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
	<lastBuildDate>Mon, 13 Feb 2012 05:44:53 +0000</lastBuildDate>
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		<title>By: 50 Ways to Make Money Blogging &#124; The Dough Blogger</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-31383</link>
		<dc:creator>50 Ways to Make Money Blogging &#124; The Dough Blogger</dc:creator>
		<pubDate>Fri, 15 Apr 2011 03:01:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-31383</guid>
		<description>[...] wrote an article last year arguing that attaining financial freedom is simple, but not easy. It&#8217;s simple in that all one needs is to earn a reasonable income, live below their means, [...]</description>
		<content:encoded><![CDATA[<p>[...] wrote an article last year arguing that attaining financial freedom is simple, but not easy. It&#8217;s simple in that all one needs is to earn a reasonable income, live below their means, [...]</p>
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		<title>By: Monevator</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-18866</link>
		<dc:creator>Monevator</dc:creator>
		<pubDate>Sun, 28 Mar 2010 16:41:46 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-18866</guid>
		<description>Absolutely right DR. Everything that looks easy but few people achieve is the same - saving and investing money, writing a novel, asking your first girlfriend out, or telling your parents you love them, all the same.

If it was easy, everyone would do it.</description>
		<content:encoded><![CDATA[<p>Absolutely right DR. Everything that looks easy but few people achieve is the same &#8211; saving and investing money, writing a novel, asking your first girlfriend out, or telling your parents you love them, all the same.</p>
<p>If it was easy, everyone would do it.</p>
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		<title>By: Marcia Stehouwer</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1606</link>
		<dc:creator>Marcia Stehouwer</dc:creator>
		<pubDate>Thu, 01 Nov 2007 13:11:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1606</guid>
		<description>I think it would be better all around if we hammered into our brains and our kids brains that life is not easy and it is not fair.  Having settled that for myself it is a lot easier to knuckle down and do the hard work required to save a little bit every day.  I do without a car. I do without cable, I have a modest savings account and a modest retirement account.  But I have them!  And I have a life!</description>
		<content:encoded><![CDATA[<p>I think it would be better all around if we hammered into our brains and our kids brains that life is not easy and it is not fair.  Having settled that for myself it is a lot easier to knuckle down and do the hard work required to save a little bit every day.  I do without a car. I do without cable, I have a modest savings account and a modest retirement account.  But I have them!  And I have a life!</p>
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		<title>By: Steven</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1573</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Wed, 31 Oct 2007 21:31:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1573</guid>
		<description>I&#039;m a sucker for buying books and magazines that have steps on the cover or in the title.  My brother works for a publisher and he told me publishers love titles with 12 steps to this and 10 steps to that because it sells more magazines and books.  I guess marketing departments study these things. 

I believe steps and goals  can create unnecessary stress in your financial life.  What if you miss a step?  Are you doomed?  What if you don&#039;t reach the magic number in retirement savings?  Does that mean you have to keep on working?  Steps and goals can set the bar too high.  We get frustrated, we start over, we make mistakes, we quit.

A friend of mine gave me the best advice regarding my financial life:  Look at saving and investing as a process. And keep it simple.   

I did.  I&#039;m debt free and retired at 57.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a sucker for buying books and magazines that have steps on the cover or in the title.  My brother works for a publisher and he told me publishers love titles with 12 steps to this and 10 steps to that because it sells more magazines and books.  I guess marketing departments study these things. </p>
<p>I believe steps and goals  can create unnecessary stress in your financial life.  What if you miss a step?  Are you doomed?  What if you don&#8217;t reach the magic number in retirement savings?  Does that mean you have to keep on working?  Steps and goals can set the bar too high.  We get frustrated, we start over, we make mistakes, we quit.</p>
<p>A friend of mine gave me the best advice regarding my financial life:  Look at saving and investing as a process. And keep it simple.   </p>
<p>I did.  I&#8217;m debt free and retired at 57.</p>
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