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	<title>Comments on: Achieving Financial Freedom Is Simple, But Not Easy</title>
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	<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/</link>
	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
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		<title>By: Make Money Blogging &#124; 50 Ways to Earn Cash Online</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-9105</link>
		<dc:creator>Make Money Blogging &#124; 50 Ways to Earn Cash Online</dc:creator>
		<pubDate>Sat, 30 Aug 2008 12:20:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-9105</guid>
		<description>[...] wrote an article last year arguing that attaining financial freedom is simple, but not easy. It&#8217;s simple in that all one needs is to earn a reasonable income, live below their means, [...]</description>
		<content:encoded><![CDATA[<p>[...] wrote an article last year arguing that attaining financial freedom is simple, but not easy. It&#8217;s simple in that all one needs is to earn a reasonable income, live below their means, [...]</p>
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		<title>By: Presenting The Carnival Of Personal Finance #125 &#124; My Two Dollars</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1746</link>
		<dc:creator>Presenting The Carnival Of Personal Finance #125 &#124; My Two Dollars</dc:creator>
		<pubDate>Mon, 05 Nov 2007 13:16:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1746</guid>
		<description>[...] Achieving Financial Freedom is Simple, But Not Easy (at Dough Roller). [...]</description>
		<content:encoded><![CDATA[<p>[...] Achieving Financial Freedom is Simple, But Not Easy (at Dough Roller). [...]</p>
]]></content:encoded>
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		<title>By: Sunday Money Roundup - One More Week Till Mexico Edition. &#124; My Two Dollars</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1716</link>
		<dc:creator>Sunday Money Roundup - One More Week Till Mexico Edition. &#124; My Two Dollars</dc:creator>
		<pubDate>Sun, 04 Nov 2007 15:03:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1716</guid>
		<description>[...] Roller says Achieving Financial Freedom Is Simple, But Not Easy. I look forward to this series of [...]</description>
		<content:encoded><![CDATA[<p>[...] Roller says Achieving Financial Freedom Is Simple, But Not Easy. I look forward to this series of [...]</p>
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		<title>By: Weekend Roundup - It's a New Month Edition &#124; beingfrugal.net</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1701</link>
		<dc:creator>Weekend Roundup - It's a New Month Edition &#124; beingfrugal.net</dc:creator>
		<pubDate>Sat, 03 Nov 2007 11:56:10 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1701</guid>
		<description>[...] Achieving Financial Freedom is Simple, but not Easy at The Dough Roller. [...]</description>
		<content:encoded><![CDATA[<p>[...] Achieving Financial Freedom is Simple, but not Easy at The Dough Roller. [...]</p>
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		<title>By: Marcia Stehouwer</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1606</link>
		<dc:creator>Marcia Stehouwer</dc:creator>
		<pubDate>Thu, 01 Nov 2007 13:11:19 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1606</guid>
		<description>I think it would be better all around if we hammered into our brains and our kids brains that life is not easy and it is not fair.  Having settled that for myself it is a lot easier to knuckle down and do the hard work required to save a little bit every day.  I do without a car. I do without cable, I have a modest savings account and a modest retirement account.  But I have them!  And I have a life!</description>
		<content:encoded><![CDATA[<p>I think it would be better all around if we hammered into our brains and our kids brains that life is not easy and it is not fair.  Having settled that for myself it is a lot easier to knuckle down and do the hard work required to save a little bit every day.  I do without a car. I do without cable, I have a modest savings account and a modest retirement account.  But I have them!  And I have a life!</p>
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		<title>By: www.bestfinancialadvisor.info &#187; Achieving Financial Freedom Is Simple, But Not Easy</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1575</link>
		<dc:creator>www.bestfinancialadvisor.info &#187; Achieving Financial Freedom Is Simple, But Not Easy</dc:creator>
		<pubDate>Thu, 01 Nov 2007 01:24:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1575</guid>
		<description></description>
		<content:encoded><![CDATA[<p>[...] DR added an interesting post today on Achieving Financial Freedom Is Simple, But Not Easy.Here&#8217;s a small reading:Did you ever notice that personal finance gurus reduce attaining financial freedom to some number of steps? Dave Ramsey has 7 Baby Steps. Suze Orman has 9 Steps to Financial Freedom. I searched for the phrase “steps to financial &#8230; [...]</p>
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		<title>By: Steven</title>
		<link>http://www.doughroller.net/personal-finance/achieving-financial-freedom-is-simple-but-not-easy/comment-page-1/#comment-1573</link>
		<dc:creator>Steven</dc:creator>
		<pubDate>Wed, 31 Oct 2007 21:31:24 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/10/31/achieving-financial-freedom-is-simple-but-not-easy/#comment-1573</guid>
		<description>I&#039;m a sucker for buying books and magazines that have steps on the cover or in the title.  My brother works for a publisher and he told me publishers love titles with 12 steps to this and 10 steps to that because it sells more magazines and books.  I guess marketing departments study these things. 

I believe steps and goals  can create unnecessary stress in your financial life.  What if you miss a step?  Are you doomed?  What if you don&#039;t reach the magic number in retirement savings?  Does that mean you have to keep on working?  Steps and goals can set the bar too high.  We get frustrated, we start over, we make mistakes, we quit.

A friend of mine gave me the best advice regarding my financial life:  Look at saving and investing as a process. And keep it simple.   

I did.  I&#039;m debt free and retired at 57.</description>
		<content:encoded><![CDATA[<p>I&#8217;m a sucker for buying books and magazines that have steps on the cover or in the title.  My brother works for a publisher and he told me publishers love titles with 12 steps to this and 10 steps to that because it sells more magazines and books.  I guess marketing departments study these things. </p>
<p>I believe steps and goals  can create unnecessary stress in your financial life.  What if you miss a step?  Are you doomed?  What if you don&#8217;t reach the magic number in retirement savings?  Does that mean you have to keep on working?  Steps and goals can set the bar too high.  We get frustrated, we start over, we make mistakes, we quit.</p>
<p>A friend of mine gave me the best advice regarding my financial life:  Look at saving and investing as a process. And keep it simple.   </p>
<p>I did.  I&#8217;m debt free and retired at 57.</p>
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