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	<title>Comments on: A Simple Approach to Budgeting</title>
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	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
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		<title>By: 113th Carnival of Debt Reduction &#8211; Questions / Answers &#187; No Credit Needed - Debt Reduction Rocks &#8211; We Are Living Debt Free!</title>
		<link>http://www.doughroller.net/personal-finance/a-simple-approach-to-budgeting/comment-page-1/#comment-62608</link>
		<dc:creator>113th Carnival of Debt Reduction &#8211; Questions / Answers &#187; No Credit Needed - Debt Reduction Rocks &#8211; We Are Living Debt Free!</dc:creator>
		<pubDate>Fri, 13 Jan 2012 04:33:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/08/a-simple-approach-to-budgeting/#comment-62608</guid>
		<description>[...] 12. Do you struggle with budgeting? Dough Roller suggests a simple approach to budgeting. [...]</description>
		<content:encoded><![CDATA[<p>[...] 12. Do you struggle with budgeting? Dough Roller suggests a simple approach to budgeting. [...]</p>
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		<title>By: DR</title>
		<link>http://www.doughroller.net/personal-finance/a-simple-approach-to-budgeting/comment-page-1/#comment-2052</link>
		<dc:creator>DR</dc:creator>
		<pubDate>Fri, 09 Nov 2007 00:07:21 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/08/a-simple-approach-to-budgeting/#comment-2052</guid>
		<description>jm, that&#039;s a great question, and one that I&#039;ve seen a lot of debate on.  I count everything I save, including IRA and 401(k) contributions, and even an employer&#039;s match.  If I save it, I count it.</description>
		<content:encoded><![CDATA[<p>jm, that&#8217;s a great question, and one that I&#8217;ve seen a lot of debate on.  I count everything I save, including IRA and 401(k) contributions, and even an employer&#8217;s match.  If I save it, I count it.</p>
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		<title>By: jm</title>
		<link>http://www.doughroller.net/personal-finance/a-simple-approach-to-budgeting/comment-page-1/#comment-2041</link>
		<dc:creator>jm</dc:creator>
		<pubDate>Thu, 08 Nov 2007 15:31:26 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/2007/11/08/a-simple-approach-to-budgeting/#comment-2041</guid>
		<description>Just a quick question for my own edification: do you count pre-tax ira contributions in that &#039;save between 10-20% of gross&#039; philosophy?</description>
		<content:encoded><![CDATA[<p>Just a quick question for my own edification: do you count pre-tax ira contributions in that &#8216;save between 10-20% of gross&#8217; philosophy?</p>
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