Comments on: 10 Online Budget Tools

By: Deanna

Deanna — Sat, 07 Nov 2009 17:22:35 +0000

I would suggest finding a bank that will allow you to link either your checking accounts or different savings account as an “overdraft protection”. Most banks will let you open as many accounts as you like- and at Chase you can even name them online whatever you want- so in a sense you can have your “seperate folders”. I’ve just recently regained employment (the hospital I worked at had a massive layoff) and am starting to use an idea I picked up while trying to find a new job- Keep one account purely for bill paying. set up an automatic deduction on the days you get paid to set a certain amount (whether it’s $50.00 or 5% of your pay) to go into a savings account, and then if you have your “play money” folder/account you can set up an automatic deduction out of your paycheck into this account, this keeps you from overdrawing (because the accounts are linked to draw off of one another in case of a mishap) but also allows you to only view how much money you have to spend on “eating out” that week. Hope this helps!

By: Mark Hardley

Mark Hardley — Fri, 11 Sep 2009 11:21:05 +0000

For the UK readers amongst us, you should consider Kublax.com – its a Mint.com style budgeting site that works with UK banks / credit cards etc.

Still a newcomer to the industry, but worth a look none the less. Wesabe is awesome also, my cousin uses this religously!!

Mark

By: matt @ Thrive

matt @ Thrive — Thu, 06 Aug 2009 05:22:29 +0000

@Alex: Thanks for the mention and glad you are liking Thrive! We’re always working hard to do better for our users, so if there is more you think we can do or places where we can improve, let us know. As you say, we have our bugs…the quicker you help us find them, the quicker we can squash them.

@KBP: While Mint does pay for positive blog coverage, I don’t believe there is a public list of who they are paying and who they aren’t so you might think about giving DR the benefit of the doubt, especially since he took the time to address your concerns.

More importantly, I’d suggest the following: whether or not Mint pays for a positive review, it is not a positive review that should make up your mind about whether a site is right for you. Thrive receives from many bloggers, and we have a policy of never paying for any coverage, in the press or in blogs, simply because we don’t want to endorse that sort of system. There are many solutions (www.justthrive.com, http://www.wesabe.com, http://www.mint.com, etc.) and none of them is perfect…here at Thrive, we’re the first to admit that.

People need to be responsible for finding not the “best site”, but the site that is best for them. That’s the definition to use. I’m the Lead Scientist at Thrive and the metric we use for success is whether we actually help people become financially healthier. Do they spend less. Do they save more. Does their credit score go up. That sort of thing. Find the site that helps you increase your positive behaviors, and use it as often as it helps you.

By: Alex Benke @ MoneyMerc

Alex Benke @ MoneyMerc — Mon, 06 Apr 2009 12:29:30 +0000

I currently use Mint and was annoyed at the beginning with all the bugs, categorization issues, etc. It has since gotten much better, so it’s worth another try if you didn’t like it before.

Also worth trying is http://www.justthrive.com, a Mint competitor, but they focus more on how your information is USED to help you deal with money, rather than just some fairly lame pie charts. Set up savings plans, get your financial health score, etc. It’s newer than Mint (Launched in Nov08) so it’s still adding features and sometimes had bugs, but I really like it so far.

By: Simple Money Management | 10 Tips to Declutter Your Finances

Simple Money Management | 10 Tips to Declutter Your Finances — Wed, 01 Apr 2009 03:20:10 +0000

[...] into the software, and it makes setting up a budget really simple. There are also several free budget software options you can use, too. Either way, personal finance software packages are an important money management [...]

By: Monn

Monn — Wed, 01 Apr 2009 03:13:08 +0000

I really like the MINT website ! But I’m in Canada and it does sync with any banks in here….. Anybody knows a online budget tool linked to Canadian financial institutions ?

Thanks !

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By: Chris

Chris — Thu, 15 Jan 2009 12:19:31 +0000

I like http://www.budgettoolkit.com. Simple yet supports electronic banking (no bank account number required, you just upload your electronic banking in .csv format). 90 days free then very cheap thereafter. The free sites make me a little nervous. Always have to remember the “if it sounds too good to be true” phrase.

By: Helen

Helen — Tue, 16 Dec 2008 21:22:16 +0000

I use http://www.budget5000.com, a free budget planner i’ve found on the web

By: Phil

Phil — Wed, 26 Nov 2008 12:45:13 +0000

I’m surprised you didn’t mention Budget Simple (http://www.budgetsimple.com), it’s very easy to use and best of all free!