The Great Debate Between Disposable and Rechargable Batteries

November 17, 2010

Being environmentally friendly is often extremely inconvenient (CFL bulbs that give off weird light) or just plain expensive (solar panels that never recover their costs). But sometimes, we get it just right. We find products that are easier on both our planet and our pocket books, and actually make life easier. This is especially true [...]

Read the full article →

The History of the Credit Score

November 17, 2010

Credit scores became widely used in the 1980′s. Before the credit score was used, human judgment was the primary factor in deciding who received credit. Lenders relied on their past experience at observing consumer behavior as the basis for deciding which consumers warranted credit. This was not only a slow process but involved human error [...]

Read the full article →

When Flood Insurance Coverage is the Right Idea

November 16, 2010

The chance of a flood is a risk most homeowners and renters don’t even consider. Most people live in areas with low to moderate flood risk, and never even consider the possibility of costly flood damage to their home or personal possessions. The situation is even worse for those in at-risk areas. Nationally, only 20% [...]

Read the full article →

National Debt vs. Budget Deficit: What’s the Difference?

November 15, 2010
Thumbnail image for National Debt vs. Budget Deficit: What’s the Difference?

Making sense of the U.S. national debt and annual budget deficit If you’re like me, the words “national debt” and “national deficit” bring with them an unshakeable feeling of gloom and doom. It’s not that I lay awake at night worried about the U.S. debt and deficit, but when they do cross my mind, I [...]

Read the full article →

What is Tax Form 1040 Schedule J?

November 15, 2010

Most taxpayers have a reasonable continuity in their income from year to year. In other words, most people make similar amounts of money from one year to the next. There are certainly changes after promotions, raises, career shifts, and annual incomes can be drastically lower when a tax year includes a period of unemployment because [...]

Read the full article →

How the SBA Microloan Program Can Help Small Businesses

November 15, 2010

The Small Business Administration (SBA) Microloan Program is used by small businesses and local entrepreneurs as well as non-profit child care centers for working capital needs, the purchase of inventory, supplies, furniture, fixtures, machinery and/or equipment. This program, in particular, supports under-served markets or un-banked markets including borrowers with minimal credit history, low-income borrowers, and [...]

Read the full article →

The DoughRoller Weekly RoundUp (Big IPO Week Coming Up)

November 14, 2010

Earlier this year we discussed that GM was reissuing their stock to raise enough capital, which could pay off some of their massive debt.  It would appear that this week is going to be the week that happens and GM won’t have to do it alone. Entertainment giant Caesars will also go along for the [...]

Read the full article →

Marriott Rewards Credit Card Review

November 13, 2010

Owning a travel rewards credit card and more specifically a hotel rewards credit card is necessary for two types of people.  First, there’s the business man who uses his personal credit card for all travel arrangements and spends most of his time on the road.  Then there’s the family traveler or retired traveler, who spends [...]

Read the full article →

7 Personal Finance Books That Can Change Your Life

November 12, 2010

“Books are the quietest and most constant of friends; they are the most accessible and wisest of counselors, and the most patient of teachers.”–Charles W. Eliot. As the holiday buying season gets underway, I thought I’d share those personal finance and investing books that have been my best “friends,” “counselors,” and “teachers.” If followed, these [...]

Read the full article →

← Previous Entries

Next Entries →