Your Mortgage Statements May Be Changing

March 6, 2012

Our mortgage statements might soon be changing because of a recent proposal by the Consumer Financial Protection Bureau. The mission of CFPB is to ensure consumers receive the appropriate information so they can fully understand their agreements with financial companies. In an effort to fulfill their mission, the CFPB is proposing that our mortgage statements [...]

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7 Ways To Your Pay Bills Online for Free

March 5, 2012
Thumbnail image for 7 Ways To Your Pay Bills Online for Free

Photo: kizzzbeth When I was in law school, my wife paid the bills. It was a depressing undertaking because we had more bills than money to pay them. After I graduated, my wife decided she had had enough and passed the torch to me. So for the last 20 years or so, I’ve been paying [...]

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FICO vs. FAKO–Does it Matter?

March 1, 2012

Recently a number of readers have dismissed free credit score services like Quizzle and Credit Sesame, noting that these services don’t provide you with your “official” FICO score. The argument goes like this. These FAKO scores, as they’re called, don’t show you the actual credit score that lenders will use. Therefore, the scores are worthless. [...]

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The 35 Best Online Colleges and Universities

February 28, 2012

Twenty years ago, the only way to obtain a college education was to do it the old fashioned, and expensive way.  Admittance to college came through the submission of an application through the mail (and usually with a check of $50 or more) and after completing your four year, 120 credit degree, you’re provided a [...]

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The Ultimate Cash Back Credit Card Strategy

February 26, 2012

Recently I published a review of the Blue Cash Everyday from American Express credit card. With the preferred version of the card, you earn 6% cash back at the grocery store. That’s a huge return, and it got me to thinking–could a typical family earn $1,000 a year or more in cash rewards simply by [...]

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Saturday Night at the Movies: Personal Finance With No Regrets

February 25, 2012

Saturday Night at the Movies uses great films to explore some aspect of personal finance. Published Saturdays at 7 PM, get your front row seat by subscribing to The Dough Roller. The Shawshank Redemption (1994) is a movie about justice and injustice, friendship and hardship, greed and giving, and suffering and joy. It’s a story [...]

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Get Organized with Manilla.com

February 24, 2012

Personal finance is a lot more complicated than when I was growing up. My parents didn’t have to mess with a 401(k), cell phone or internet bills, credit card rewards, or daily deal coupons. Today, you practically need a personal assistant to keep you organized and to notify you when your bills are due. Well, [...]

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Betterment Just Got Much Better

February 22, 2012

When I first reviewed Betterment I gave it mixed reviews. On the positive side, it is very easy to use, has a solid investment strategy, and allows you to invest with little money. On the negative side, however, it didn’t offer international exposure and its cost was just too high. I even spoke to Betterment’s [...]

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My Experience with Nationwide’s Vanishing Deductible

February 21, 2012

I‘ve had my car insurance through Nationwide for nearly 30 years. While my rates have always been great because of multiple discounts, that all changed when our children started driving. With four cars and two teenagers, we were paying about $500 a month! And that’s even with three cars that are seven to 10 years [...]

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