Today’s Top Stories

DR 086: How to Spy on Your Own Investment Portfolio

Recently I’ve started receiving the Morningstar Portfolio Monitor. It’s a monthly pdf that Morningstar puts together for premium members who track their portfolio using Morningstar’s Portfolio Manager. Simply put, it’s an amazing look into an investment portfolio. In this article we’ll walk through a detailed review of the Portfolio Monitor (including screenshots). At the end […]

DR 085: How Your Budget and Net Worth Statements Work Together to Build Wealth

Many people keep some form of a budget. We use our favorite budgeting tool, YNAB. Others use a spreadsheet or pen and paper. Whatever the approach, a budget helps you understand your income and expenses. Fewer people track their net worth. A net worth statement tracks your assets and liabilities. It’s the scorecard of personal […]

Recent Articles

hedonic adaptation

DR 061: 6 Ways to Harness the Power of Hedonic Adaptation

Why does the excitement of a pay raise wear off in just a few months? Why does the “shine” of your new gadget or gorgeous new home wear off so quickly? The answer is hedonic adaptation. Some people also call it the hedonic treadmill. It sounds philosophical, but it’s really relevant to how we make […]

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DR 060: The Basics of Dividends, Stock Splits, and Buybacks

What are dividends, buybacks, and stock splits? Are they good or bad for investors. These things have a big impact on investors, but many investors don’t really understand them. So we’re going to talk about what these three things are in the context of a popular, well-known company – Apple. Recently, Apple announced its second […]

Rent vs. Buy  Which is Cheaper for You    Trulia Trends

DR 059: Should You Rent a Home or Buy One?

Is renting or buying a home better? How do you determine which is right for you? Is there a basic rule of thumb you can use to make this decision? A reader named Joe recently wrote in asking if it’s better for him to rent or buy. This is a timely question, and it’s one […]

DR 058: 6 Reasons Gold is a Terrible Investment

A reader named Aaron sent me an email recently asking about gold and silver. He wanted to know if they should be a part of a diversified portfolio. He writes: Hi, Rob. I enjoy reading your tips, and I’ve put a lot of them in place for our retirement savings. My question is: what is […]

Pay off credit card early

Reader Tip: Pay Your Credit Card Bills Before They’re Due

Some folks have trouble paying their credit cards on time. Paying them early seems completely out of the question. Yet we got this great money tip from a reader named Steve who does just that: I have a money tip for credit cards. Let me know what you think. About six months ago, I started […]

Real Credit Score

How To Get Your REAL Credit Score – The One That Lenders See

A reader recently wrote in asking about credit scores. She wanted to understand why the credit score she received from the credit bureaus was different than the score used by her bank. Here’s her question: Q: I enjoy reading your blog. I have one question regarding the credit scores. I checked my credit scores with […]

The New myRA Retirement Accounts

DR 057: 9 Things to Know About the myRA

In the most recent State of the Union Address, President Obama unveiled the myRA – My Retirement Account. Another retirement savings option? Yes. In addition to 401k, 403b, IRA, Roth IRA and a host of other types of retirement accounts, later this year we can add the myRA to the list. In this article we’ll […]

5 Tax Moves After April 15

5 Tax Moves to Make Now (Yes, After Tax Day)

With April 15th behind us, taxes are probably the last thing on your mind. They shouldn’t be. If you only think about taxes at the beginning of April, you’re missing out. Making the right tax moves now – even after tax day – will help improve your tax situation next year. At a minimum, planning […]

7 Ways To Budget Like A Zen Master

DR 056: 7 Ways to Budget Like a Zen Master

How can you budget like a Zen master without tracking every dime you spend? How do you budget for those oddball expenses that pop up from time to time? As someone who goes in budgeting spurts, I’ve learned the hard way how to make our budget work. Recently, this has been at the forefront of […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.