Today’s Top Stories

How to Use the Debt Avalanche with Variable Rate Loans

In what order should you pay down your debts? For those working hard to get out of debt, it’s an important question. Often we focus on either the amount of our debt or the interest rates. But what if the interest rate on a loan can change, either because it’s a variable rate or perhaps a […]

How to Make the Best of a Bad 401(k)

Investing in a 401(k) plan at work can be a lot like eating at a cheap buffet. There are a lot of options, but they’re all bad. For those trying to hard to keep investing costs down and to invest with a solid asset allocation plan, having bad options in a 401(k) or 403(b) is like […]

Recent Articles

doughroller-podcast

DR 125: A Podcast Listener Interviews . . . Me

It was bound to happen sooner or later. It started with an innocent email from a listener of the Dough Roller Money Podcast. They asked if I would dedicate a show to talking about . . . me. For better or worse, they wanted to know about the guy behind the mic. Do that triggered […]

Future Advisors Asset Allocation

Review of Future Advisor–A Tool to Automate Your Investments

Over the past few years several new companies have built tools to help automate investments.  Called robo-advisors, these companies take several different approaches to help simplify investing.  One of these companies is called Future Advisor.  In this review, we’ll look at how Future Advisor works, how much it costs, and how it can help you become […]

Emergency Fund

DR 124: Where Do People Keep Their Emergency Fund?

Where do people stash their cash for emergencies? That’s the question I asked more than 18,000 subscribers to the weekly Dough Roller newsletter. The common wisdom is to keep emergency funds in an FDIC insured bank account, preferably one that pays a high yield. But with interest rates at historic lows, are people taking on […]

Joshua Sheats of Radical Personal Finance

DR 123: Interview with Joshua Sheats, CFP, of Radical Personal Finance

I met Joshua Sheats earlier this year at a blogger conference. In the span of 30 minutes we talked about everything from budgeting to investing to careers to podcasting. A certified financial planner, among other things, Joshua spent many years in the business. Recently, he hung up his calculator and started a podcast full time […]

Roth IRA Contribution and Income Limits

Roth IRA Contribution and Income Limits for 2014 & 2015

The IRS recently released its 2015 update to income and contribution limits for Roth IRAs.  As detailed below, the contribution limits for a Roth IRA are unchanged for 2015–still $5,500.  The catch-up contribution for those 50 or older, which is not indexed for inflation, remains $1,000.  The income limits to qualify for a Roth IRA, however, […]

Good debt vs bad debt

DR 122: Good Debt vs. Bad Debt

A lot has been written about good debt vs bad debt. As the names suggest, the idea is to avoid bad debt and embrace, at least to a point, good debt. But what do these terms really mean, and how can they help us make sound financial decisions? Like so many financial rules of thumbs, […]

Popular Budgeting Software

And the Most Popular Budgeting Software Is . . .

Last Saturday I asked a question in the weekly newsletter that goes to more than 18,000 beautiful people (join here–it’s free and worth every penny). The question: What software or tool do you use to track your spending? The number and variety of responses was just amazing. Some of the results, as you’ll see, were […]

How To Draw Down Your Retirement Accounts-735x1102-PT

DR 121: Which Retirement Accounts Should You Withdraw From First?

Imagine you’ve worked hard and saved for retirement. You have assets in taxable accounts, traditional retirement accounts, and Roth retirement accounts. When you retire, which accounts should you withdraw from first? That’s the question I posed to Stuart Ritter of T. Rowe Price. In the interview that follows, Stuart does a great job of discussing […]

Good debt vs bad debt

DR 120: Should You Save for Retirement or a Home?

Prioritizing financial goals is one of the hardest things to do.  And it comes into play in so many different ways. How much would you save for an emergency fund while you’re paying off all your debt? Which debt should you pay off first? Should you pay off all your debt before saving for retirement? […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.