Discover More Card – Balance Transfer Fee Review

January 4, 2011

In the world of balance transfers, things seem to be getting better and better.  Point and case, Discover has just launched the Discover® More® Card – Balance Transfer Fee*, which provides cardholders with a 0% intro APR on balance transfers for 18 months and on purchases for six months.  Currently this is the second longest [...]

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What to Do With Unwanted Christmas Gifts

January 4, 2011

Every holiday season it’s the same story: gifts from family members, friends, and sometimes even coworker Secret Santas who just don’t know what to get you. Clothes that don’t fit, sweaters stolen from the set of the Cosby Show, gift cards to stores miles away, and the list goes on. Thankfully for you, we’ve come [...]

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Small Business Administration Lending Changes in 2011

January 4, 2011

As credit has become increasingly tight over the last couple of years, it has had a noticeable effect on small businesses. Banks, stifled by their own capital needs, have put increasingly tighter regulations on small business loans. This has made it difficult for companies that seek to grow or recapitalize existing loans, buy equipment or [...]

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Dish Network and Your Credit Score – What You Should Know

January 3, 2011

For Christmas we ordered DISH Network for my wife’s parents. They live in the country and don’t have access to cable; satellite service is their only option. In the process of ordering the service, I learned that DISH Network runs a credit check that results in an inquiry on your credit file. Even more important, [...]

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What is IRS Tax Form 1099?

January 3, 2011

Generally, people are most familiar with the common types of the 1099. These include 1099-DIV and 1099-INT, the forms sent to account holders by their banks each year to document interest, dividends, and distributions paid to the individual over the course of the year. These individuals then report the income on their federal income tax [...]

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The SmartyPig Prepaid Cash Rewards Card Review

January 3, 2011

In terms of finding a bank account with a high interest rate, SmartyPig continues to be your best bet at 1.75% APY. Their online savings account has always been on top in terms of interest but with rules on how much you can deposit to earn that interest rate ($50,000 max) and restrictions on how [...]

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The DoughRoller Weekly RoundUp (American Airlines Flying Solo Edition)

January 2, 2011

Sometimes in business, advertising your product is just too darn expensive and it would appear American Airlines has just come to that conclusion.  Earlier this week, the airline decided to cut ties with Expedia.com and Orbitz.com, two of the largest online travel comparison websites because the commissions they paid for each booked ticket was just [...]

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5 Must-Follow Financial Resolutions for the New Year

December 30, 2010

A new year, a new resolution. They run the gamut from the spiritual to the mundane, the altruistic to the self-serving, but most of have one or more each year. Exercise more, eat less, lose the holiday wait, be on time for all appointments, be less judgmental, be friendly to strangers, and the list goes [...]

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Charity Spotlight: World Vision

December 30, 2010

World Vision began with the vision of Reverend Bob Pierce, who came across an orphaned child on a trip to China. At this time, the Reverend Pierce agreed to send $5 each month to the caretaker of the orphaned girl. After this point, Reverend Pierce began building the idea of his organization which was dedicated [...]

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