Today’s Top Stories

How to Determine if You’ll Owe the Obamacare Penalty Tax

The Affordable Care Act (ACA) was the biggest overhaul in the US healthcare system since the implementation of Medicare in 1965. It is an attempt to expand health care coverage to the entire population, as well as to eliminate traditional barriers, such as pre-existing conditions. These benefits, however, do not come without cost. One of […]

529 Plan vs. Roth IRA—How to save for college

What’s the best way to save for a child’s education? We compare three options–a 529 Plan, a Roth IRA, and a taxable account. Is it better to save for a child’s college education with a 529 plan or a Roth IRA? That’s the question that Dan, a listener to the weekly Dough Roller Money Podcast […]

Recent Articles

Inbox Zero

DR 133: Inbox Zero–A Simple Strategy to Conquer Your E-mail

Email is a real pain. Most of us have multiple email accounts. The inbox can easily pile up with junk, often resulting in important email getting lost or forgotten. For many, inbox zero is nothing but a pipe dream. This hit home for me recently.  I have four primary email accounts that I monitor.  One […]

Capital_One_360

Capital One 360 Black Friday Cash Bonus Deal

Capital one 360 has just launched a limited time Black Friday sale. From November 28th at 12 am ET to December 1st at 11:59 pm ET, earn bonus cash when you open a new 360 Checking® account or 360 Savings® savings account. Here are the details: 360 Checking®: Earn $100 bonus with fee-free checking How […]

Thankful

Giving Thanks on Thanksgiving 2014

Happy Thanksgiving!  Last week in the newsletter I asked folks to share one thing they are thankful for.  The replies were inspiring, and in some cases, shined hope on what were dark situations. Here are the replies: Charles:  The beginning of healing in the shattered relationship with my parents. Teri:  Thankful for a roof over […]

Robo Advisors

DR 132: Robo Advisors–The Pros and Cons

The first so called Robo Advisor I recall is Betterment. Several years ago I met its founder, Jon Stein, and recently interviewed him for the podcast. Since then I’ve used or evaluated Motif Investing, Acorns, Wealth Front, Future Advisors, and JemStep. I’ve also used extensively the free Financial Dashboard offered by Personal Capital. It was […]

Fidelity Small Business Retirement Plans

DR 131: Retirement Plan Options for Small Businesses–An Interview with Fidelity’s Brian Hogan

One of the biggest surprises for me as a blogger was the retirement plan options available to a small business owner. While a 401k maximum contribution is $17,500 (as of 2014) and an IRA is $5,500 (as of 2014), as a small business owner I can sock away more than $50,000 a year. It almost […]

Save

DR 130: The #1 Way to Save Money Is . . .

The many ways to save money are limited only by our imagination. That’s why I asked the readers of the Dough Roller Newsletter their #1 money saving tip. In past weeks they have given some great replies to other questions: What is your favorite book about money? Where do you keep your emergency fund? What […]

Home Office

DR 129: 5 Simple Strategies to Stay Productive Working from Home (bet you never thought of #5)

I‘ve struggled with productivity for years. Give me a deadline and I can work like a rented mule. Leave me to my own devices, however, and I’m as productive as carefree summer day at the beach. This really came to light for me when I started working from home. With no supervisors and few hard […]

What All Kids Should Know About Saving and Investing

DR 128: What All Kids Should Know About Saving & Investing–An Interview with Author Rob Pivnick

With a son and daughter now grown, I often wonder how well I prepared them to handle finances. While they are both now in their early 20’s, the truth is that their financial education is far from over. I continue to work with them on everything from budgeting to investing. And that’s why Rob Pivnick’s […]

Financial Goals

DR 127: iQuantifi–Interview with its Founder Tom White

Robo-advisors are all the rage today. These online tools help automate investing, from picking an asset allocation plan to buying the mutual funds or ETFs to rebalancing. What they don’t do, however, is help us with broader financial planning tasks. Enter iQuantifi. Founded by Tom White, a former financial planner and investment advisor, iQuantifi is […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.