Today’s Top Stories

DR 052: A Step-by-Step Guide to Rebalancing Your Investments

Podcast: Play in new window | Download | EmbedIn the last podcast, we talked about why rebalancing your investment portfolio is important and how to create a rebalancing plan. Today we are going to walk through step-by-step how to actually rebalance your retirement and other investments. As we discussed in the last podcast, you can […]

Idle Cash is the Devil’s Workshop

One thing I’ve learned as a parent is that “idle hands are the devil’s workshop.” Keep children busy and you keep them out of trouble. The same is true with money. Cash sitting in your checking account is just begging to be spent mindlessly. The longer it sits there, the more likely we are to […]

Recent Articles

Cell Phone

How to Find the Best Prepaid Calling Cards

Google the term “prepaid calling cards,” and you’ll be hit with a dizzying array of options. But when it comes to calling cards, more options may not necessarily be better. In fact, sorting through all those calling cards can be a huge headache, to say the least – especially since many of these cards come […]

how to invest in mutual funds

DR 039: Mutual Funds vs. ETFs–Does it Really Matter?

Podcast: Play in new window | Download | EmbedFollowing the conclusion of my 31-Day Money Challenge, I’ve had several people email me about the difference between mutual funds and ETFs (exchange traded funds). A quick review of opinions online may lead some to think ETFs are better than mutual funds. There is a lot of […]

Taxes

6 Tax Changes for Parents in 2014; I’ll be Using No. 3 to Save a Bundle

Every year, the IRS updates tax laws to account for inflation, and this year is no different. In 2014, parents, in particular, will find several tax-related changes that may affect their credits and deductions on their 2014 taxes. Remember, changes to tax law for 2014 won’t affect you until you file your 2014 taxes in […]

Borrow from Retirement

The Only Guide to Self-Employed Retirement Options You’ll Ever Need

As a self-employed individual or freelancer, you’re in a unique position when it comes to saving for retirement. You won’t get the benefit of an employer-matching 401(k), not if self-employment is your full-time gig, but you do have access to a variety of tax-advantaged retirement accounts. And you may be able to sock away more into […]

Borrow or Lend Online

Person to Person Lending Challenge

A quick Google search reveals that person to person (p2p) lending and borrowing is all the rage. From the Wall Street Journal to the Huffington Post, the media dissects the p2p industry. The two giants in the field are LendingClub and Prosper, as this chart from the above WSJ article aptly demonstrates: I’ve invested in […]

Debt Snowball Method

Our 2014 Debt Journey: Getting the Snowball Rolling

If you’re joining me (and my family) for our journey towards debt freedom in 2014, here’s our update: The Update It’s pretty depressing, actually. Our total debt has actually gone up slightly, rather than going down. Here are the reasons: New Credit Card Charges: I had to make a couple of essential business purchases on a […]

question mark twn

Can you contribute to a 401k and IRA?

During the 31-Day Money Challenge, readers sent in a lot of great questions. One question from a reader named David is one I’ve received many times. Here it is: My 401k is maxed out for the year at 17,500 + 5,500. Can I also contribute a total of 6,500 to a conventional IRA with after-tax […]

Investment Performance - February 2012

Me vs. the S&P 500–2013 Edition

With the 31-Day Money Challenge having come to an end, I’m without excuses. Did I or did I not beat the S&P 500 index in 2013 with my stock picks? I’m a big believer in low cost, passive index mutual funds. Most of our investments are in Vanguard and Fidelity index funds that cost between […]

TurboTax Refund Guarantee

A Review of TurboTax Home and Business

As a freelancer, taxes are more complicated for me than your average Joe. But as a writer – with very few business expenses – my taxes aren’t complicated enough that I feel the need to hire a tax preparer. Instead, I just use TurboTax Home and Business. Other than my first year of freelancing, when […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.