Today’s Top Stories

How to Calculate Investment Returns–A Simple Approach

I‘ve had several readers email me about how to calculate investment returns. It seems like it should be a simple task. We all have ready access to our mutual fund and brokerage accounts. These accounts often report a performance measure of some sort. Surely we can bring all of this information into one place to […]

DR 100: 100 Ways to Improve Your Finances (Most in Under 10 Minutes)

To commemorate the 100th episode of the Dough Roller podcast, I pulled together 100 ways to improve your finances. Let’s get started. 1. Balance your checkbook: Balancing a checkbook helps you focus on where you’ve spent your money and it ensures your bank hasn’t made any mistakes. With the help of budgeting tools such as […]

Recent Articles

HUD Homes

DR 079: HUD Homes–Saving Big Money with HUD Foreclosures

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the […]

Discover it® Chrome Review

Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s cash back rewards have followed the quarterly rotating category approach. Each quarter certain categories of purchases qualify for 5% cash back […]

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DR 078: Are Low Cost Investment Advisors a Myth? [Interview with Mitch Tuchman of Rebalance IRA]

As regular readers know, I’m a big believer in DIY investing. One of my goals for this site, my free weekly newsletter, and the podcast, is to arm investors with the information they need to invest on their own. Some folks, however, will still want some help. For these folks, my goal is to promote […]

Podcast Listener Talk

DR 077: Teamwork for Your Budget – An Interview with Listeners Kate and Trevor

One of the great things about producing a podcast are the emails I receive from listeners. Recently a listener named Kate emailed me about the 50-20-30 budget. One thing led to another, and now Kate and her fiancé Trevor are guests on the show. Kate and Trevor’s story was so inspiring that I wanted to […]

CAGR 190 to 435

DR 076: Is a Home a Good Investment? The Numbers Will Surprise You

It’s a hotly debated question. Is it better to buy or rent? We covered this question in detail in Podcast 59. Many argue that buying is best because on average homeowners have a higher net worth than renters. Rather than looking at averages, however, today we are going to look at an actual case study. […]

12 Keys to Making Smart Financial Decisions

DR 075: The Reality of Dave Ramsey’s 12% ‘Reality’ (and why it really matters)

Recently I reviewed what Dave Ramsey calls his Endorsed Local Providers (ELPs). As I was doing research for that review I learned of Dave’s view that historically the S&P 500 has returned 12%. I also learned that he believes it will continue to do so over the long run. This was curious to me for […]

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DR 074: My Real Life ‘Rich Dad, Poor Dad’

Many have said that Robert Kiyosaki’s ‘Rich Dad, Poor Dad’ book is a piece of fiction. Apparently, he never had a rich dad and a poor dad as described in his book, or at least that’s what many believe. But I did. My parents divorced before I was two, and both remarried. My father, who […]

Timothy Holmes of Vanguard

DR 073: Annuities 101–Interview with Tim Holmes of Vanguard

Next to the tax code, differential equations, and why Gilligan and the other castaways could never get off the island, annuities are really difficult to grasp. Frankly, any time you mix insurance products with investing products the result is ugly. Yet annuities can be a smart way to save for retirement and to generate income […]

Umbrella Insurance

Reader Question: What Does Umbrella Insurance Cover?

Q:Rob, love your blog. I am a regular reader of your weekly posts archive. I am confused on umbrella insurance. We have a primary home, a rental home, and two vehicles. Can I buy a single one or two million dollar umbrella policy that covers claims from any of those assets, or do I need […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.