Today’s Top Stories

DR 051: Rebalancing–How to Create a Plan to Easily Rebalance Your Investments

Podcast: Play in new window | Download | EmbedRebalancing your investment portfolio is an important part of managing your money. Having carefully selected your asset allocation, rebalancing ensures that your investments stay in line with the allocation you’ve chosen. In this article (and podcast) we cover creating a rebalancing plan. We’ll cover topics such as […]

How Long Does it Take to Save a Month’s Worth of Expenses?

We often talk about the importance of saving an emergency fund. You’ve probably heard financial experts suggest building an emergency fund that is equal to three to six months’ worth of expenses. Have you ever thought about just how long it takes to save even one month of expenses? The formula to figure out just […]

Recent Articles

Taxes

6 Tax Changes for Parents in 2014; I’ll be Using No. 3 to Save a Bundle

Every year, the IRS updates tax laws to account for inflation, and this year is no different. In 2014, parents, in particular, will find several tax-related changes that may affect their credits and deductions on their 2014 taxes. Remember, changes to tax law for 2014 won’t affect you until you file your 2014 taxes in […]

Borrow from Retirement

The Only Guide to Self-Employed Retirement Options You’ll Ever Need

As a self-employed individual or freelancer, you’re in a unique position when it comes to saving for retirement. You won’t get the benefit of an employer-matching 401(k), not if self-employment is your full-time gig, but you do have access to a variety of tax-advantaged retirement accounts. And you may be able to sock away more into […]

Borrow or Lend Online

Person to Person Lending Challenge

A quick Google search reveals that person to person (p2p) lending and borrowing is all the rage. From the Wall Street Journal to the Huffington Post, the media dissects the p2p industry. The two giants in the field are LendingClub and Prosper, as this chart from the above WSJ article aptly demonstrates: I’ve invested in […]

Debt Snowball Method

Our 2014 Debt Journey: Getting the Snowball Rolling

If you’re joining me (and my family) for our journey towards debt freedom in 2014, here’s our update: The Update It’s pretty depressing, actually. Our total debt has actually gone up slightly, rather than going down. Here are the reasons: New Credit Card Charges: I had to make a couple of essential business purchases on a […]

question mark twn

Can you contribute to a 401k and IRA?

During the 31-Day Money Challenge, readers sent in a lot of great questions. One question from a reader named David is one I’ve received many times. Here it is: My 401k is maxed out for the year at 17,500 + 5,500. Can I also contribute a total of 6,500 to a conventional IRA with after-tax […]

Investment Performance - February 2012

Me vs. the S&P 500–2013 Edition

With the 31-Day Money Challenge having come to an end, I’m without excuses. Did I or did I not beat the S&P 500 index in 2013 with my stock picks? I’m a big believer in low cost, passive index mutual funds. Most of our investments are in Vanguard and Fidelity index funds that cost between […]

TurboTax Refund Guarantee

A Review of TurboTax Home and Business

As a freelancer, taxes are more complicated for me than your average Joe. But as a writer – with very few business expenses – my taxes aren’t complicated enough that I feel the need to hire a tax preparer. Instead, I just use TurboTax Home and Business. Other than my first year of freelancing, when […]

Dough Roller Podcast--Veterans Day

DR 038: The Dough Roller Podcast Listener Q&A Edition

Podcast: Play in new window | Download | EmbedThis is the last day in our 31-Day Money Challenge. Over the past 31 days, I’ve published 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was talked about retirement accounts. In today’s podcast, we wrap up the series with a number of […]

401K

DR 037: 5 Steps to a Perfect Retirement Savings Plan

Podcast: Play in new window | Download | EmbedThis is the thirtieth day in our 31-Day Money Challenge. Over 31 days we’ll publish 31 podcasts, each designed to help you move closer to financial freedom. Yesterday was all about mortgages. In today’s podcast, we cover the basics of retirement accounts (401k, IRA, and Roth accounts). […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.