Today’s Top Stories

DR 105: The 5-Year Roth IRA Rule for Contributions (breaking the rule is costly)

The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after its chief legislative sponsor, Senator William Roth of Delaware. The Roth IRA enables individuals with earned income to contribute after-tax (nondeductible) money to the retirement account. If the rules are followed, the money grows tax free. Unlike a traditional IRA, […]

DR 104: Rags to Riches and Back Again–Interview with Million Bucks by 30 Author Alan Corey

Is it possible to build $1 million in net worth in 10 years starting from scratch? In today’s interview with Alan Corey, author of A Million Bucks By 30, we’ll learn exactly how one man did it. I learned about Alan and his book from a listener named Natalie, who I had the pleasure of interviewing […]

Recent Articles

Citi Platinum Select

9 Best Cash Back Credit Cards of 2014

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you 2% or more on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to use […]

Retirement Nest Egg

DR 082: How Much Should You Be Saving for Retirement?

Exactly how much should you be saving for retirement? It seems that everybody has an opinion on this deceptively simple question. Actually, it is simple to answer, so long as you understand the implications of your choices. To address this question, we are going to look at the standard rules of thumb on retirement savings. […]

Capital One 360 Financial Independence Days Sale (Just 4 Days)

You missed it! The annual promotion is now over. But you can still nab a $50 bonus when you open a 360 Checking® account. Capital One 360 has just launched a limited time Financial Independence Days Sale. From June 30, 2014 to July 3, 2014, earn bonus cash when you open a new 360 Checking® […]

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The 5 Best Cash Back Online Shopping Sites

Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]

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DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview)

Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […]

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Synchrony Bank Review

Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]

How to Build Credit for the First Time

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out there. By one account, you may have 49 different FICO scores, not to mention dozens of credit scores calculated using non-FICO formulas. So […]

HUD Homes

DR 079: HUD Homes–Saving Big Money with HUD Foreclosures

If you are in the market to buy your first or next home, a HUD home could potentially save you tens of thousands of dollars on the purchase price. While buying a HUD Home can save you a lot of money, there are some things to watch out for. In this article we’ll cover the […]

Discover it® Chrome Review

Discover has just launched a new version of its Discover it card. The new card, called the , offers a new and more convenient approach to cash back rewards. Let me explain. Traditionally, Discover’s cash back rewards have followed the quarterly rotating category approach. Each quarter certain categories of purchases qualify for 5% cash back […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.