Today’s Top Stories

DR 086: How to Spy on Your Own Investment Portfolio

Recently I’ve started receiving the Morningstar Portfolio Monitor. It’s a monthly pdf that Morningstar puts together for premium members who track their portfolio using Morningstar’s Portfolio Manager. Simply put, it’s an amazing look into an investment portfolio. In this article we’ll walk through a detailed review of the Portfolio Monitor (including screenshots). At the end […]

DR 085: How Your Budget and Net Worth Statements Work Together to Build Wealth

Many people keep some form of a budget. We use our favorite budgeting tool, YNAB. Others use a spreadsheet or pen and paper. Whatever the approach, a budget helps you understand your income and expenses. Fewer people track their net worth. A net worth statement tracks your assets and liabilities. It’s the scorecard of personal […]

Recent Articles

CFPB

5 Ways This Government Website can Help Your Finances (Yes, a Gov’t Website That’s Useful)

It’s not often that we use the words “government” and “useful” in the same sentence (at least without the word “not” in between). But we had to share one great money tool that is in fact a government website. Yes, it’s actually run by the government, and it’s a great resource for a lot of […]

Jon Stein--Betterment

DR 070: Investing Made Easy – An Interview with Betterment Founder Jon Stein

Several years ago I met Betterment’s founder and CEO, Jon Stein. At the time, Betterment was just getting started, and we had a chance to talk about what Betterment offered investors. Since then Betterment has grown significantly, with over $500 million under management. To find out what is new and to learn more about Betterment, […]

Endorsed Local Providers

DR 069: Are Dave Ramsey’s Investing ELPs Good for Your Wealth?

Dave Ramsey may have helped you climb out of debt, but should you now follow his investing advice? His views on investing have come under fire lately. From his claim that stocks return 12% annually to his love of growth mutual funds, professional advisors have not been shy about their criticism. (Save Like Dave Ramsey. […]

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DR 068: Is the 50-20-30 Budget a Good Rule of Thumb?

How can the numbers 50, 20, and 30 help you manage your finances? Today, we’re going to talk about the 50-20-30 rule of budgeting. A company called LearnVest popularized this rule of budgeting recently, but it’s been around long before them. I’ve seen many financial experts write about it, as well. The bottom line is […]

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DR 067: The Lowdown on Health Savings Accounts as Retirement Savings Vehicles

I‘ve recently received a couple of emails from readers about Health Savings Accounts. One comes from Robert, who writes: I would like you to cover HSAs in the future podcast. We just started using one, and we are getting confused and occasionally tripped up by some of the rules. And a podcast listener named Patrick […]

Investing Taxes

Marginal vs Effective Tax Rates–What You Need to Know

Several readers have recently emailed me about Roth retirement accounts. The questions that have arisen include the difference between marginal tax rates and effective tax rates. It’s an important topic that we’ll cover in two articles. In this article we’ll walk through the difference between marginal and effective tax rates. In the next article we’ll […]

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DR 066: How to Refinance Your Student Loans – Interview with Dan Macklin of SoFi

We’ve been getting lots of reader questions recently on student loans – what to do with them, how to pay them off, and whether or not to consolidate them. Luckily, I was recently contacted by a relatively new company, SoFi. This company specializes in consolidating and refinancing student loans, and it could offer a great […]

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DR 065: How to Pass Your Digital Assets to Your Loved Ones When You Die

What happens to your Facebook account if you die? And would your relatives be able to access your online bank accounts, should the worst happen? What tools can you use to manage all the login credentials for these online accounts so that you can easily get them to the right people at the right time? […]

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Pinterest Roundup: 10 Frugal Summer Activities for Kids of All Ages

Ah, summer time. Birds, bees, flowers, warm weather – and the bane of all parents’ existence. Summer means long days and no school. And you might find your kids getting bored more easily than you thought possible. Before you drop money on an expensive vacation or new toys, check out these 10 frugal summertime activities […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.