Today’s Top Stories

A Simple Trick to Increase Your Investment Returns Without Risk

Imagine if you could increase your investment returns without increasing your risk? Now imagine you can do this with very little effort – and at no cost. I know, it sounds like the start of a late night infomercial. It’s not; it’s what’s called asset location. Recently I received a voice mail message from a listener named […]

8 Homemade Mother’s Day Gift Ideas for Under $20

With Mother’s Day around the corner, I wanted to present some ideas for homemade, low cost gift ideas for mom. The problem is that I’m not really a “homemade, low cost gifts for mom” kind of guy. Fortunately, our daughter loves crafts. So I asked her to find some great gift ideas from Pinterest.  Here’s what […]

Recent Articles

Ultimate Dividend Playbook

DR 167: Interview with Josh Peters of Morningstar

Josh Peters is director of Equity Income Strategy for Morningstar, and has been for over 10 years. He is also the writer and editor of Morningstar DividendInvestor, the newsletter that is built around the portfolio that he manages. He is also the author of The Ultimate Dividend Playbook. His strategy is to emphasize the production […]

Credit Cards Offering Credit Score

7 Credit Cards That Offer Credit Scores for Free

In the recent podcast on How to Track All 3 of Your Credit Scores, I mentioned that I would have a follow up article that tracked all the cards that offer free credit scores – whether it’s an official FICO score or not – and the credit bureau the data are drawn from. Here is the promised article, […]

Early Retirement

DR 166: How a Husband and Father of 3 Retired at Age . . . 33

Imagine retiring at the age of 33, after just 10 years in the workforce. A fantasy you think? Hardly. I interviewed Justin, founder and owner of the blog RootOfGood.com, where he discusses the financial aspects of early retirement, as well as the psychology behind it. This was an enlightening interview on a number of fronts. […]

Financial Freedom

Financial Freedom Calculator – How Much Should You Save?

How much should you be saving? It’s a question that we ask a lot, and there are a number of rules of thumb. One answer is based on the 50/20/30 budgeting system. Popularized by Senator Elizabeth Warren, this rule of thumb suggests we should be saving 20% of our income. Any general guideline, however, has […]

Dar Sanders

DR 164: Risk Parity Portfolio Construction with Dar Sandler

In his book, Money–Master the Game: 7 Simple Steps to Financial Freedom, Tony Robbins describes what he calls an All Weather Portfolio. It’s very heavy in bonds, commodities, and gold, which makes it a questionable approach to investing. Yet it’s loosely based on an investing approach called risk parity that’s used by Ray Dalio of […]

Key Financial Numbers 2015

8 Key Financial Numbers for 2015

As is the case each year, important numbers – related to income taxes, retirement, gifts and Social Security – are adjusted to reflect changes in the Consumer Price Index (CPI) or in regard to changes in the law. The folks at T. Rowe Price put out a cheat sheet on all of these number, and […]

Unconventional Success

DR 163: The David Swensen Unconventional Success Portfolio

Davd Swensen manages more than $20 billion in assets as the Chief Investment Officer of the Yale endowment fund. Several years ago he distilled his investment knowledge and experience into a book, Unconventional Success, for the average investor. The book is an excellent guide to low cost, passive investing. One of the many great aspects […]

Tax Withholding

How to Adjust Your Tax Withholdings for a $0 Return

It’s still early in the new year, and certainly early enough if you’d like to adjust your tax withholdings to a more accurate number. Most of us are aware that we can do that simply by filling out IRS Form W4 with our employers. The form enables you to adjust your income tax withholding by […]

Free Tax USA Review

FreeTaxUSA Review

FreeTaxUSA is an online tax preparation website that enables you to Prepare, Print & E-file your taxes free. At least that’s true in regard to filing your Federal income tax return. This looks to be a pretty solid, if not spectacular, online tax preparation software. Let’s take a closer look. Who and What is FreeTaxUSA? […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.