Today’s Top Stories

Financial Decisions are About More Than Math

When it come to financial decisions, you can learn a lot from both Captain Kirk and Mr. Spock. What they teach us – together – is that when it comes to financial decisions, you need to go beyond the math. So much of finance involves math, and we certainly don’t shy away from that here. […]

DR 053: Should You Lease or Buy a Car?

Podcast: Play in new window | Download | EmbedRecently, a reader named John wrote in asking about leasing vs. buying a car. Here is John’s question: I was wondering what your input is in regard to buying vehicles? For example, I’m in the process right now of selling a vehicle for a good buck. Would […]

Recent Articles

Latte Factor

The “Latte Factor” is Not About the Latte

I‘ve been reading a lot of criticisms of the Latte Factor recently. If you’re not familiar, the Latte Factor was popularized by author David Bach. The idea is simple. If instead of getting a $4 latte every day, you instead invested the money, you’d have a pile of cash in 10, 20, 30 or 40 […]

Morningstar Fund Compare Tool

DR 043: How to Compare Mutual Funds in Under 60 Seconds

Podcast: Play in new window | Download | EmbedI encountered a big problem when I first started investing. Maybe you’ve encountered it, too. I would read a lot of books on investing. Two of my favorites are Rick Ferri’s All About Asset Allocation and William Bernstein’s The Four Pillars of Investing. These books cover asset […]

question mark twn

DR 042: A Complete Guide to Hard and Soft Pull Credit Inquiries

Podcast: Play in new window | Download | EmbedThe formula thet generates a FICO credit score is made up of several components. Some of these components you would expect to see, such as paying your bills on time. But there is one component that takes a lot of people by surprise: credit inquires. A credit […]

Education related tax changes 2014

2 Education Related Tax Changes You Don’t Want to Miss in 2014

Each year when the IRS releases tax law changes, everything from the basic tax brackets to retirement account limits change. And these changes affect many credits and deductions, including education-related tax credits, such as the Hope Scholarship and American Opportunity Tax Credit. In 2014, some of these credits are going up, so you can claim […]

Grow Your Dough Feb 2014

The Stock Market Game February Update (+7.60%)

As I mentioned on the podcast, I’ve entered a stock market “game” for 2014. It’s actually more than game because I’ve put up $1,000 to match my investing prowess against a group of some of the most talented personal finance bloggers you’ll find anywhere. Here’s the deal. Jeff Rose of Good Financial Cents (and a […]

Bitcoins

Bitcoins and Your Financial Future

The Internet is wonderfully disruptive. Travel websites have all but eliminated the need for travel agents. Online banks ushered in financial institutions without costly bank branches. Amazon walloped bookstores. Netflix killed Blockbuster. Newspapers are dying a death of a thousand clicks. The list goes on. Watching the Internet mow down established industries brings to mind […]

Warren Buffett and Charlie Munger

DR 041: A Rare Glimpse into Warren Buffett’s Asset Allocation Plan (including the mutual fund he would pick)

Podcast: Play in new window | Download | EmbedExcerpts from Warren Buffett’s letter to Berkshire Hathaway investors have been released. In the latest excerpt, Buffett talks about investing in mutual funds, of all things. Specifically, in his will he leaves money to his wife in trust. He has provided guidance on how he thinks the […]

Barclaycard World Arrival MasterCard

Barclaycard Arrival World MasterCard Review ($400 Bonus)

Update: The spend required to receive the 40,000 bonus miles has gone up from $1,000 to $3,000 in the first 90 days. Even so, this card still ranks as one of the most rewarding and exclusive travel cards you’ll find anywhere. When I think of a top travel rewards card, the likes of Capital One, […]

Key Retirement Assumptions

DR 040: How Best to Use a Backdoor Roth IRA

Podcast: Play in new window | Download | EmbedEven if you exceed the income limits for contribution to a Roth IRA, you may still be able to take advantage of this excellent additional retirement account option. You can work through what’s called a “backdoor Roth,” which basically means that you convert traditional IRA contributions into […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.