Today’s Top Stories

DR 090: Roth vs. Traditional IRA or 401k: The Math Behind This Important Decision

It’s without a doubt the most frequent question I receive from readers of this blog. People want to know whether they should put their retirement savings in a Roth vs traditional IRA or 401k. I’ve written a lot about these retirement options. If you are new to retirement accounts, I’d suggest you start by reading […]

DR 089: 12 Keys to Making Smart Financial Decisions (#7 is a Doozy)

We face countless personal finance decisions every day. They range from the seemingly trivial (should we go out for dinner) to the more impactful (how much should we spend on a home). Yet each of these decisions work together to over a lifetime to define our finances. Over the course of running this blog since […]

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The 10 Best Ways to Get FREE Flights

Want to travel, but don’t want to shell out hundreds for plane tickets? I don’t blame you. With rising airline rates, the plane ride to get to your destination could easily be the most expensive part of your trip. But if you’re smart about it, there are plenty of options for getting free flights. In […]

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DR 083: How to Blog for a Living – An Interview with Bob Lotich of ChristianPF

Have you ever wondered how professional bloggers get started and make a living? Blogs don’t just spring up overnight. They take months – even years – of hard work. But the work can be well worth the rewards, if you do it right. The best way to learn about starting a blog is to talk […]

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Top 10 Best Cash Back Credit Cards of 2014

Cash back credit cards are one of the best ways to put extra money in your pocket. With the top cash rewards giving you 2% or more on every purchase, and many offering bonus cash for new card members, the time is never been better to get a credit card that pays you to use […]

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DR 082: How Much Should You Be Saving for Retirement?

Exactly how much should you be saving for retirement? It seems that everybody has an opinion on this deceptively simple question. Actually, it is simple to answer, so long as you understand the implications of your choices. To address this question, we are going to look at the standard rules of thumb on retirement savings. […]

Capital One 360 Financial Independence Days Sale (Just 4 Days)

You missed it! The annual promotion is now over. But you can still nab a $50 bonus when you open a 360 Checking® account. Capital One 360 has just launched a limited time Financial Independence Days Sale. From June 30, 2014 to July 3, 2014, earn bonus cash when you open a new 360 Checking® […]

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The 5 Best Cash Back Online Shopping Sites

Deals, coupons, Promo codes, and cashback shopping sites have proliferated over the last several years. It’s now easier than ever to get cashback on virtually every online purchase you make. The problem is that we often forget to use the sites when shopping online. I learned this firsthand last week. Here’s what happened. Last week […]

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DR 081: Take Control of Your Student Loans with Student Loan Hero (An Interview)

Do you have student loans? Do you know someone who does? If you answered “yes,” then check out this interview with Andrew Josuweit, one of the founders of Student Loan Hero. It’s an excellent tool to help graduates organize their student debt, manage payments, and – hopefully – get out of debt faster. Topics Covered […]

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Synchrony Bank Review

Synchrony Bank is a newcomer to the online banking market, and it offers an interesting blend of old-fashioned and high-tech banking. Like many online banks, it runs on a lightweight business model so it can offer lower fees and higher rates of return. Unlike online-only banks like Ally, Synchrony has a physical location in Bridgewater, […]

How to Build Credit for the First Time

DR 080: How to Build Credit When You Are Just Starting Out (the Smart Way)

It’s official. Credit scores are the most confusing aspect of personal finance. The FICO formula remains largely a mystery. And don’t get me started on the multiple versions of credit scores out there. By one account, you may have 49 different FICO scores, not to mention dozens of credit scores calculated using non-FICO formulas. So […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.