Today’s Top Stories

DR 117–Cheapest Place to Buy a iPhone 6

The release of the iPhone 6 and iPhone 6 Plus raises an important question–is the iPhone 6 worth the cost? While nobody can answer that question for you, I decided to pull together as much information as I could on how to find the best deal on the 6 and 6 Plus. What a headache. […]

DR 116: Dividend Investing (Part 3)–Dividend Growth

This is the third article in an ongoing series on dividend investing. In part 1 we started with an introduction to dividends. In part 2 we examined how dividends work in conjunction with mutual funds. Today we are going to look at dividend growth. My goal for this article and podcast is to convince you […]

Recent Articles

What to do with 401k when leaving a job

DR 111: What Should You Do With Your 401k When You Leave Your Job

What should you do with your 401k or 403b when you leave your job? This is a question that confronts more and more people. According to the Department of Labor young Baby Boomers held on average 11.3 jobs from age 18 to 46. So it was no surprise when I received the following email from […]

Guide to Cash Back Credit Cards

DR 110: The Complete Guide to Cash Back Credit Cards

Recently two readers emailed me about cash back credit cards. Their questions prompted me to put this guide together to help readers better understand, compare, and choose a cash rewards credit card. First let’s look at the emails. From a reader named Pop: You have a great post on a strategy to use cash back […]

Series 65 Exam is Easy

How to Pass the Series 65 Exam

Earlier this month I took the Series 65 exam. The test is designed for those who want to become investment advisors to manage other’s investments. In response to a number of email from my newsletter subscribers (I mentioned the exam in a newsletter), I thought I’d share my experience studying for and taking the exam. […]

5 year Roth IRA Rule

DR 109: The 5-Year Rule on Roth IRA Conversions

The 5-year rule on Roth IRA distributions comes in two flavors. The first applies to earnings from Roth IRA contributions. We covered the rule in Podcast 105. The second aspect of the rule applies to distributions of Roth IRA conversions. That’s what we’ll look at today. Listen to this Article 1. The Two 5-Year Rules […]

Pay Off Mortgage or invest

DR 108: Should You Pay Off Your Mortgage or Invest for Retirement?

Imagine you’ve just inherited some money. The amount just happens to match the outstanding balance on your mortgage. Now you have a decision. Do you pay off the mortgage or invest the money for retirement. That’s the question facing a podcast listener named Shelly. Here is her email to me: Great job on your podcasts. […]

Asset Allocation September 2014

DR 107: Monthly Investment Update–September 2014

It’s time for our monthly investment portfolio update. In each update I run through the tools I use and the results of my investments. I show you the good and the bad. We’ll even cover some mistakes I’ve made and what I’ve learned from those mistakes. Let’s start with the tools and a high level […]

FICO Formula

Reader Question: Does Applying for a Balance Transfer Card Hurt Your Credit?

A podcast listener named Jennifer emailed me about balance transfer credit cards and her credit score. She plans to apply for a home equity line of credit soon and is concerned that getting a card before then could lower her FICO score. Here’s Jennifer’s email: I have started listening to your 31 day money challenge […]

Budgeting

DR 106: 8 Black Belt Budgeting Tips

It’s not an overstatement to say that budgeting is the foundation upon which all lasting wealth is built. That’s true whether you make $40,000 a year as a teacher or $40 million a year as an entertainer. If your cash flow is well managed, you can build wealth on any income. If it’s not well […]

5 year Roth IRA Rule

DR 105: The 5-Year Roth IRA Rule for Contributions (breaking the rule is costly)

The Roth IRA was established by the Taxpayer Relief Act of 1997 and named after its chief legislative sponsor, Senator William Roth of Delaware. The Roth IRA enables individuals with earned income to contribute after-tax (nondeductible) money to the retirement account. If the rules are followed, the money grows tax free. Unlike a traditional IRA, […]

Welcome to the Dough Roller

Founded in 2007 by Robert Berger, the Dough Roller has become a popular personal finance blog read by millions each year. We bring you the best tips, resources and news to help you make the most of your money. Our content has been featured by the likes of MSN Money, Yahoo! Finance, Business Insider, and U.S. News. The site's rich resources are organized into the following key topics: banking, credit, credit cards, insurance, investing, mortgages, personal finance, retirement, smart spending, and taxes. Don't hesitate to ask a question or offer a tip or connect with Rob on Google+, Facebook, Twitter, or LinkedIn.