By a vote of 219 to 212, the House of Representatives passed the health care reform bill. While it seems everybody has an opinion about Obamacare, we thought we’d stick just to the facts, and let you decide whether the bill is good or bad for the country. So with that in mind, here are 26 facts and figures about the health care reform bill:
- Republicans: No Republicans voted for the bill
- Democrats: 34 Democrats voted against the measure
- 32 Million: The estimated number of currently uninsured Americans who will receive coverage under the bill
- $940 billion: The estimated cost of health care reform over the next 10 years
- $143 billion: The estimated reduction in the deficit from the bill over the next 10 years
- $53 billion: The portion of the $143 billion in deficit reduction that comes from social security payroll taxes that eventually will be paid out in the form of retirement benefits.
- $70 billion: The portion of the $143 billion in deficit reduction that comes from premiums to be collected as part of a new government-run, long-term care program for the elderly. These premiums eventually will be paid out in the form of benefits.
- $88,000: New health insurance subsidies would be provided to families of four making up to $88,000 annually, or 400 percent of the federal poverty level
- Pre-existing conditions: Insurance companies will be prohibited from denying coverage based on pre-existing conditions.
- Age 26: Insurers would be required to provide coverage for non-dependent children up to age 26
- Doughnut Hole: Under current law, Medicare stops covering drug costs after a plan and beneficiary have spent more than $2,830 on prescription drugs. It starts paying again after an individual’s out-of-pocket expenses exceed $4,550. Called the doughnut hole, it will be closed by 2020.
- 40% Tax: A 40 percent tax would be imposed on insurance companies providing “Cadillac” health plans valued at more than $10,200 for individuals and $27,500 for families. The tax would kick in starting in 2018.
- 3.8% Medicare Tax: A 3.8% surcharge would be imposed on investment income for individuals making over $200,000 and couples making over $250,000. This tax increase is estimated to bring in $210 billion between 2013 and 2019.
- $695 or 2.5%: The potential amount of a fine if you fail to purchase health care insurance. Starting in 2016, Individuals would be required to purchase coverage or face a fine of up to $695 or 2.5 percent of income, whichever is greater. The plan includes a hardship exemption for poorer Americans.
- 50 employees: Companies with more than 50 employees would be required to pay a fee of $2,000 per worker if the company does not provide coverage and any of that company’s workers receives federal health care subsidies. The first 30 workers would be subtracted from the payment calculation.
- Abortion: In a deal with conservative Democrats, President Obama will sign an Executive Order “that will reaffirm its consistency with longstanding restrictions on the use of federal funds for abortion.” The order can be rescinded by President Obama or any future president at any time, for any reason.
- 0.9%: Medicare Part A (hospital insurance) tax rate would be increased by 0.9 percent, to 2.35 percent.
- $16 billion: The amount drug manufacturers would pay the US between 2011 and 2019.
- $47 billion: Health insurers would pay $47 billion over the same period.
- 2.9% excise tax: Medical device manufacturers would pay a 2.9 percent excise tax on the sale of any of their products beginning January 1, 2013.
- Tanning Tax: Health care reform establishes a tax of 10 percent on indoor tanning services. This would raise $2.7 billion between 2010 and 2019. As fare as we know, getting a tan outside is still free.
- $132 billion: Government payments to Medicare Advantage would be reduced by $132 billion over 10 years.
- Flexible Spending Accounts: The maximum amount you can set aside pre-tax for health care costs in a flexible spending account will be reduced from $5,000 to $2,500.
- 46%: The percentage of Americans in favor of health care reform, according to a Wall Street Journal-NBC News poll.
- 45%: The percentage of Americans against the bill according to the same poll.
- 36%: The percentage of Americans who think the bill is a “good idea,” according to the same poll.
Source: Health care reform: How House members voted – CNN.com
(source: Highlights of health care compromise bill – CNN.com)
(sources: Obama Executive Order on Abortion Funding, What health care reform means for your small business – CNN Money, Checking the Math on Health Care – NYTimes.com)
(source: Obamacare wins: Now the pain begins)
(source: American Public Divided On Health Care Reform (POLL))
Now it’s your turn–what’s your opinion about the health care reform bill?
And if you are looking for individual health insurance, check out these options and get a free quote:
Published or updated November 20, 2010.
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i lived close to st george utah . i djdnt make much money.they have a clinic that goes by your income .one day while i was waiting aan older gentleman came in and was having alot of troub,\le breathing. he said he had gov health care but they didnt care in otherwors he got better care in a free clinic. if people werent so lazy,there are free clinics in almost every state givibg more personal care than goverment care
I agree with you. I have gone to clinics most of my life. I didnt have health coverage at any of my jobs with the exception of the one I am in now (only been a year and I am almost 30). And I have to say, the place where I get my birth control pills worked 3 times as fast as the fully covered doctors office I go to now (and they charge the same). Things that make you go hmmmmm…..
Ummm, just WHERE do you think that funding comes from for your “free” clinic???
The health care bill is and was a sham. The health care bill is another tool by the left to garner potential voters who will be beholding to government for another ‘free’ benefit. The end result will be much higher cost and much poorer quality. One only needs to look at any government institution, very high costs and low results with a morass of bureaucratic red tape. The health care bill should have been called the ‘government growth and citizen control bill’. The costs will be much higher then projected, no government bill ever costs what the politicians claim.
Peter, The USA currently has the highest healthcare cost per capita, and some of the worst coverage. Health is one area that the government, proved in many countries such as Great Brittan and Australia, does it better than the private sector. The provision of Health and the profit motive don’t mix well.
Dear Dan, the reason the US has the highest healthcare cost per capita is because we have the best healthcare, by far! There is a reason that other countries government officials come to american hospitals when they need medical care. Other countries in the world pay less then we do ,but they also get what they pay for, just like we get what we pay for.
Saying our health care system is the best is both correct and incorrect at the same time. Private sector healthcare has created the best care in the world when money is no concern to the patient, therefore billionaires and foreign diplomats do indeed come here to receive care, however, our system is very poor for those who can’t afford their bills, so if you believe quality healthcare is only deserved by the wealthy, then ours is the best, but if you think quality healthcare is a right, not a privilege, then reform is needed, not necessarily Obama care, but reform is definitely needed
Well said, George.
The American Democratic Government is (supposed to be) one “by the people, for the people”, not “by the people, for the people that can afford it”. And while it does indeed seem that this bill over reaches at some points (especially in regard to the mandatory nature of the buy in) it’s important to point out that this is not something new for our government.
I’ll draw a correlation between Healthcare and Education. Much like patients would be obligated to purchase health insurance, taxpayers currently pay for the public education of their neighbors’ children regardless of whether or not they have attended public school, send their children to public schools, or even have children at all. The result is a well educated populace- The United States has one of the best educational systems in the world, despite popular opinion. And to the free-market activists, I’ll point out that the countries with the best educational systems are those who have tighter governmental controls (most Finnish students don’t finish their compulsory education until age 25) and have very few privately educated students.
If we were discussing a commodity that is less important, like access to high end technology, then I would agree that we should leave this to the free market to create innovation for those who can afford it. But, just as it’s accepted that it’s important that a country’s entire population is educated to the same standard, It’s unacceptable to leave our country’s have-nots to die in the street. We don’t live in a bubble and each one’s fate is tied to those around us. And if that means that I bear the weight of someone less fortunate, so be it. After-all, American Democracy is for ALL the people, not just the upper tax-brackets.
This is interesting, I have to say, Peter is definately right about the ‘red tape’, that barrier shows up in many political issues (local oil drilling being one of them). I partially agree with Dan only because healthcare is only bad if you make less than a certain amount or your employer isnt providing any. Paying for your own health insurance is pretty costly and doesnt cover much. This is probably due to the diverse spread of income amounts (not counting the top 5%) if I had to guess. Lastly, Michael, I agree we do have some of the best healthcare to provide (if you can afford it). I once had a healthcare plan that literally you paid about 200 per month and it only covered about 25% of your bill. By the time I had to use it I had basically already paid for the service in full. Many small companies have healthplans like this one that really will not help if you had any kind of serious issue. If you want better healthcare, you either need to be making more money, be in a union, or be working for a company that is very stable, otherwise the healthcare here is really that great if you are unable to use it.
I used to live in Canada, a short period of time, and they used a universal healthcare system and not once did I see a problem with it. Nobody complained and everybody seemed to like the services. I am born and raised in the US – worked for the last 20 years, am a single mother of three and I can’t afford healthcare for my family. It is offered thru my employer but I would have to pay $700.00 a month for a $6,000.00 deductible. I just can’t do it – I also make to much to qualify for Healthy Families….a funded program based on a sliding scale..I am just above the qualifying line…so we go without…if I made less then I would get coverage…something has to be done..
The propaganda machine has a high output- and facts don’t matter…emotional “arguments” are the usual. The idea that the United States has the best health care in the world is false.
Dan, the cost of our health care is not the issue. “Obamacare” as it is being called, is the issue. First, it’s illegal for the government to force individuals, or business to purchase anything. Second, if this law is so wonderful, why has the government granted over a thousand waivers from participation… many to unions and healthcare agencies? and possibly the most important question is, why are so many Americans going to NOT be covered by this “fabulous” piece of legislation. We have all been lied to by the President, and the supporters of the bill (of course they have an excuse, none of them knew what was in the thing)!
Of course none of them know whats in it. Most of them didn’t even read it, it was over 900 pages long and all that was running through any one of there heads were dollar signs. Don’t think for a second the Republicans didn’t vote for it for you and me. Not to say that I agree with the bill it’s self. Nothing that the people go agianst or is agianst our laws should be passed period.
why is is that everyone says it’s illegal for the government to force individuals or businesses to purchase anything when state governement’s do it all the time..
State Law in IL for instance is all drivers must have liability insurance. If you get caught with no insurance it is a huge fine and mandatory court date. The state does not care if you can’t afford the insurance. If you own a car, you must have insurance. If you own a home, and have a mortgage you are required to have homeowners insurance. If you own a car and and have a car payment you are required to have full coverage insurance.
I don’t agree with the waivers. I do believe though that if the government is going to ablige everyone to have insurance then a low-cost insurance should be made available by the gov’t. Insurance for my family would cost half by paycheck.. Sorry.. can’t afford it. I need to pay for a roof over my head, food on the table, and utilities and car payments, insurance… and all the other stuff. A fine is not going to help the average american. I’ve got enough fines , taxes that I pay to governments, whether they are state, federal or local.
There is no law that says that you have to own a car or a house. If you choose to own a car, then you have to have car insurance. If you choose to buy a house, rather than rent, then you also need insurance. The major difference, is that homeowners and car insurance is meant to protect others, not you.
Under the new bill the government would help you and your family with heath care cost depending on your income.
Even if you think that the government provides services with high costs and low results, it’s simply not true. Just look at the postal service. The U.S. postal service (a government service) provides mail to 25% of Americans, who otherwise wouldn’t be able to use postal services like FedEx ( a private sector company) because they don’t serve small towns.
Sorry to disagree Josh, but the Govt doesn’t have earn a profit like other businesses. The Postal Service is thier most efficient, and it is having cost overruns, closures and layoffs. Companies were in competition to help The Postal Service deliver mail, not to replace it. Companies like The Pony Express or Overland Stage. Fedex is able to steal market shares because of ineffiencies.
“And so, my fellow Americans, ask not what your country can do for you; ask what you can do for your country.”
-John F. Kennedy
Free health care is good enought for the USA polititians, why not for the people as well. Perhaps we should as why they get it but the people don’t…
cause it’s not actually free
Your right, you and me pay for it.
I have heard that of the 45% of the people who are against the bill, many of them are against it because the bill does not go far enough. That would make a difference in how the numbers are interpreted. Can anyone verify this?
Is Obama going to make all the illegals pay the 695 or 2.5 %. Look at all the taxes going down the drain on that one. I think he shoul pay 2.5 % of his income for health insurance, but we all know the American(actually British)people are footing the bill. Take out more loans from the (privately owned)FED, make the people pay it back to the Gov with interest and the FED just ran off with more money the the working man. I had quarter raise four years ago, while everything has gone up far beyond insanity. One last comment. Why is the Gov a front for the FED money laundering? Just calls us slaves and get it over with. Your just going to tske another chink out of the decreasing value of the American(fake British Pound) next year.
These are just Democrat talking points, but are not actually “facts”. For instance, the bill will cost much more. The numbers were derrived from CBO numbers which were derrived from the numbers that were given by the Democrats. In other words, they told them the information required to generate the figures that would make the bill look “good”. In reality, they fugged the heck out of the numbers (read: Lied outright) to get what they thought the public wanted to hear.
It’s a bad bill and that’s why most Americans are against it. Remember, the people in D.C. work for us. We tell them what we want and they get it done. They don’t tell us what is good for us, then cram it down our throats.
Perhaps if the US shut down a few wars they might be able to pay the healthcare bill…
Perhaps if those wars weren’t protecting America and other countries from tyranny they wouldn’t be necessary.
You might want to check out pages 25 & 26 of the bill where is says the the Health Secretary (non elected ) : THIS IS A DICTATORSHIP FOLKS!!!
They can do whatever they want with your insurance coverage and no one can stop them. Um am I the only one that is horrified by this????
FUNDING; TERMINATION OF AUTHORITY.—
14 (1) IN GENERAL.—There is appropriated to the
15 Secretary, out of any moneys in the Treasury not
16 otherwise appropriated, $5,000,000,000 to pay
17 claims against (and administrative costs of) the
18 high-risk pool under this section in excess of the pre19
miums collected with respect to eligible individuals
20 enrolled in the high-risk pool. Such funds shall be
21 available without fiscal year limitation.
22 (2) INSUFFICIENT FUNDS.—If the Secretary es23
timates for any fiscal year that the aggregate
24 amounts available for payment of expenses of the
25 high-risk pool will be less than the amount of the ex-
VerDate Nov 24 2008 12:56 Oct 30, 2009 Jkt 089200 PO 00000 Frm 00025 Fmt 6652 Sfmt 6201 E:\BILLS\H3962.IH H3962 rmajette on DSK29S0YB1PROD with BILLS
26
•HR 3962 IH
1 penses, the Secretary shall make such adjustments
2 as are necessary to eliminate such deficit, including
3 reducing benefits, increasing premiums, or estab4
lishing waiting lists.
5
Not elected, you mean like George W Bush…
I don’t understand how creating waiting lists will make the deficit go away? and why should they need this kind of power anyhow?
Theres always something the people can do most dictatorships have shown that. and as long as we have a voice we control what happens not the president he can throw up his bills and his statistics but in the end even if a bill does pass we will be the deciding factor on whether it succeeds or not
In favor of health care reform, is NOT the same as supporting a massive bill like the one passed.
I am in favor of some reforms. But the over-reaching government plan, is just that, over-reaching.
If my car needs an overhaul, due to a poor running engine, but is otherwise in good shape, spending $2,000 is better than going in the hole for $25,000 on a new one!
But typical “government”, jumps in and adds every little want in a bill, then justifies the whole mess because the “reforms” are needed. This government, and in both parties, needs a reform!
Good point with car. Thats why the government is making everyone get it. So your tax dollars don’t pay for Joe blow the republican with no insurance( because its his right) to get a triple bypass when the doctor could have told him to stop eating burgers a month before.
dude dan whoever you are i feel sory for you you are letting the government lie to you maybe you need to research more about things before you post things on the internet
…says “Tickle booty”
Is anyone else disturbed by the lengths people and politicians will go to to ensure that taxpayer money does not fund abortions? Apparently, tax payer money is good enough to feed, house, and sometimes execute crooks, murderers, rapists and other incarcerated folk – but hold the phone when it comes to saving a woman’s life from a dangerous pregnancy, or making her give birth to the gift from a rapist or abuser, or forcing the 14 year old girl to have her baby which will most likely be raised by the grandmother (if any are around).
Now you’re just rambling about nonsense, who really cares about a woman not getting federal money to pay for her abortion. If she really wants it she should pay out of her pocket b/c I don’t believe in abortions. No matter how you look at it, even if you were rapped and ended up a pregnant if you were to go get an abortion you would not be any better than the rapist b/c you would be a murderer! It wasn’t that childs choice any more than yours and they haven’t committed any sins. The things we should be focusing on are all these budgets and how they are being spent. One being all the housing on these criminals, especially the ones who got life sentences. If you’re bad enough to get a life sentence, depending on your crimes why don’t they make you work and earn your keep. If not then you don’t get to eat or if you recieved the death penalty you don’t get to stay in prison more than 5 yrs until you are executed. That way you have a chance to appeal b/c there might be a slight chance the court system was wrong for their criminal charges they placed on you. How about turning the border into a militarized zone so we no longer have iligal imigrants coming into this country and taking advantage of our system. Let’s cut the politicians pay and benefits. They make way too much. They have a civil service job. They’re suppossed to be doing their job to serve the people. Not themselves. We should keep a closer eye on these wars and what they are really about as well. Oh and if we really want to make a difference, when we have imports or exports we should take consideration on what we can do with the taxes and tariffs b/c right now a lot of buisnesses are going over seas b/c it’s cheaper to make the product and ship it back over. Well, if we take the time to re-adjust them we could make it to where alot of those companys come back to the United States. Which will lower the unemployment rate. We also need to consider not relying on other countries for a lot of our products. That’s just giving them power over us.
heather…I would punch you in that big retarded face if you was to say that to me in public…
can you say “random trolling”?
”LYNETT: you are one big fat hypocritical idiot’ hahahaahhaaa What the hell is your problem John? Have you ever met your fellow American citizen? So quick to judge.
I believe Obama care isn’t the answer to our health crisis. This law puts the Federal government, in charge of everyone’s medical care. If I remembered correctly we live in America. The country where freedom rings, where people live the “American dream” every day, where we the people have a choice, but this bill contradicts all of that. Truth is, not all people want health care so why force it on them? In this country we have a choice. Or so I thought. Starting in 2016, Individuals would be required to purchase health care or face a fine of up to $695 or 2.5 percent of income, whichever is greater. You might as well call the government Hitler, because their dictating us. The bill is estimated to cost $1 trillion dollars over a ten year period. Don’t you think we can use that money for the education we lack? If we don’t teach the kids of tomorrow then what is the health care going to even matter when we don’t have smart enough of doctors to treat us in the future. I love how the negatives weigh out the benefits and yet they seem to be so blind. I don’t know how else to prove it. As a 14 year old I see the problem, however; I don’t understanding everything. I, myself haven’t even read the bill but honestly who would want to read a 2,700 page bill. I do realize that I don’t know everything about this bill. The things I do know though are enough to be informed that this bill is wrong. And goes against the constitution, why are the democrats denying this? Haha pointless question.
You are NOT part of the problem with this country, Kelly. If every fourteen year old were as aware as you are, we all could be more optimistic about the future.
HAHA so true! Yes Congress has power over commerce but can they really dig into your pockets for a “benefit” that will only hurt us?
FYI- Come Jan 1, 2013, citizens who own real estate (homes, condos, rental property, townhouses, land, etc.) will be taxed 3.8%. As if the housing industry hasn’t been stagnant enough. (So if you sell a piece of property for $500.000, you will have to pay $19,000 in sales tax.) I’m sure there are other little gems in this law we are not aware of.
What? R U seriously telling me that if you sell property u have to pay the sales tax? I have never heard of that before. I thought sales tax was something you pay only when you buy something not sell it. If I am wrong I stand corrected. Wouldn’t surprise me though and I have not read the health care bill. That is actually why I am looking at this article; I wanted to know what in the hell this health care plan was; I sure don’t know as of this point. So all of you spiteful bastards out there lay off those of us who are not educated on this subject yet. We should come together and be constructive in times like this and not bash the crap out of each other bickering back and forth on the internet. Just a thought.
I am amazed that almost 100 percent of the country thinks like I do, that government is full of idiots, liars and crooks yet nearly half the country acts as if the answers to many of our problems lie in growing the government. Surely enough time has passed for Americans to see that every entitlement program and every government sponsored enterprise the government has ever devised is in financial failure. Because of this alone, no-one in their right mind could think that a closer relationship between government and health care is a good idea.
Well said.
i think obama care wasn’t that great of an idea period. i think people in this country should go get actual job’s than the businesses we work for would offer us health care coverage. i think people in this country relie to much on our government and not enough on creating job’s.
Matt unfortunately right now it is very difficult to obtain employment. I was an unemployed engineer for almost 2 years. I was finally forced to take a job as a truck driver. So I have basically sacrificed the entire life I knew in order to start bringing an income in again. So as an educated person who had such difficulty obtaining employment, I can only imagine what some less fortunate people are going through in order to get back to work. What I have learned about this bill thus far today is that it is a joke (In my opinion). I also agree with you that we rely on our government far too much based upon the fact that they have failed us in the recent years. I am not sure what your last comment meant that “we don’t rely enough on creating jobs.”
Just having a job and hoping they provide you insurance would be great if the majority of jobs that we’re creating today wern’t with large soul-less corporations that are motivated by profit just like the insurance companies…i mean wal-mart got in trouble for encouraging its employees to get on welfare because they were too cheap to pay fair wages and provide affordable health coverage. Corporate America has no accountability but has all the rights of a real live citizen. Sure ….we all need to work and pay our way, but we’ve created a dangerous situation and we’re trying to outlaw all the labor unions that used to protect us , so whats left? Government regulation or revolution take your pick!
define “fair” wages and “affordable” health coverage….. please…..
also, i would love to hear an explanation of why your employer should bear the responsibility for your financial and physical well being.
If an employee told me that the company I built and/or run was some how magically responsible for their health and standard of life till the end of their days…. I’d tell them they were fired.
Hey Y,
When business’ give health care packages they help their own company by assisting better work environment. When you receive good benefits, and preventive health care, an employee is most likely better able to take care of themselves so that they will not miss time off for medical insidents.
That’s true until it is no longer cost effective. It is no longer cost effective for many companies, so they go overseas or bankrupt or need to be bailed out which is a bad thing.
“FAIR” anything has now become what the Govt and Unions dictate, rather than what the Free Market dictates.
It’s only FAIR that business, with their greedy owners, help us with our lot in life since they are partly responsible.
The Government and Unions have also positioned themselves to make it very difficult for you to fire employees. Look at Teachers or Policemen for example.
the constitution promises the people the pursuit of happiness yet 30 million americans don’t have any health care coverage . and they are dying because of not having basic care . the united states has the best specialized health care system in the world but the worst general health care system in the world even worse than cuba yet our costs for general health care is the higheste in the world . whats wrong with this picture is that for those who have health care insurance for general care there costs is higher than other countries . what obama’s new plan will do is reduce the out of control growth of health care cost and add some 30 million to the general health care system with out increasing the cost of health care what else could anyone want . would you like to have what the republican want which is the give the rich a 10 % reduction in taxes when they already pay less taxes than the middle class of this country . where is your head democrats want to help the middle class and the poor and the rich of this country not ruin it like the republican are trying to do wake up before its to late
If the Plan is so good, then why are so many companies asking for and being given waivers to opt out of it? As more and more companies learn the truth about what’s in it and how it will work, they are withdawing the support they gave initially.
Obama’s health care plan is not a government run health care plan that is a republican lie —it does not pay for abortion another republican lie –it does not kill older people again another republican lie –while republicans are crying about health care costs they are trying to make the tax cuts permanent which would mean that he government would lose over ten year some 300 billion dollars per year revenue from the rich many of whom want to pay more taxes to pay there fare share just think —and the repulican are telling you that the rich pay 90 % of the federal taxes –another lie –don’t you get it yet republican are pawns in the hands of the greedy rich like the koch brothers who don’t care about the middle class of this country like rich people like warren buffett does a democrat who care about the middle class and his country’s financial health
I am a college student age of 25. I go to school full-time and I work part-time. The money I make from my part-time job is enough just to help with monthly bills and give me about $100 for spending money. If i am required to purchase health insurance i will have to take on a second job as i already recieve the maximum amount of financial aid, scholarships and private grants.
Zellmer ur in college to gain an education…Stop wasting my tax dollar on nickle beer night and graduate… besides your covered under your parents til 26 U TARD. So start studying and stop complaining.
Hey Me1st, you sure picked the right screen name. You self centered idiot ! Did it ever occur to you that maybe Jason’s parents are dead or they don’t have health insurance ? No, because you are nothing but a welfare brat yourself pretending to be a tax payer. You scum !
Don’t be fooled by these stats, if you live to age 73 and then get cancer, in Obamacare, you get only pain pills, that’s it, at 73 your life is not worth the cost of trying to cure your cancer, secondly, if you don’t make your mandatory month premium payment, under Obamacare, the government has the right to go into your bank account and take the payment out. I am not sure which page in the bills these two things can be found, but I do know they are somewhere between page 50 and 59
Don’t be fooled by these stats, if you live to age 73 and then get cancer, in Obamacare, you get only pain pills, that’s it, at 73 your life is not worth the cost of trying to cure your cancer, secondly, if you don’t make your mandatory month premium payment, under Obamacare, the government has the right to go into your bank acco. LL.unt and take the payment out. I am not sure which page in the bills these two things can be found, but I do know they are somewhere between page 50 and 59
Most everyone that goes up in arms over this bill hones in on the “penalty” starting at almost $700 a year should you elect to not take coverage. Its comical to me, listening to the arguments made… how it’s communist, a violation of our freedoms, etc…etc… What people fail to see here is that “penalty” is not simply a way to buffer the deficit reduction of the bill to make the administration look good, it is a completely necessary facet of the bill. I’m in no way trying to garner sympathy for big insurance here… but hear me out. If you institute a policy (law/regulation… whatever) wherein insurers cannot under any circumstance deny coverage based on a pre existing condition, you would effectively screw any insurer and gradually force them into bankruptcy. That “penalty” is the only means to ensure that people don’t simply wait until something is seriously wrong with them before signing up for any kind of insurance plan to begin with. Imagine if insurance companies had to cover the cost of every American who contracted cancer, and only had the first months premium to subsidize the cost of treatment from each person… Furthermore, that “penalty” is because the government is left to subsidize those differences. Healthcare is still a private institution by and large… this bill (while FAR from flawless) is, among other things, a means of regulating an industry that should NEVER have been completely privatized in the first place. Imagine our military was a completely privatized organization… or our public education system… or the police… This isn’t about communism or socialism, as the “whats Barry up to now” folks would have you believe. It’s common sense and long overdue.
The number one reason the health care industry doesn’t want reform is this; when all are covered the suprise income goes away forever.
Q. What is Suprise Income?
A. An uninsured person sustains an injury or become’s seriously ill through no fault of their own. Suprise, you either end up broke paying for medical bills or, you have to run up Credit Card Debt to pay for thousands of $$$ in health care costs, If everyone is insured the deductible is all that is asked of the patient as far as out of pocket expenses. No more surprise income for the healthcare industry. The bills that are submitted to the insurance company should only have to go through one set of hands as opposed to the uncountable number of middle men that exist today in any HMO system that all charge admistrative costs for giving a patient a phone number.
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I hope the Supreme Court justices acknowledge how incredible foolish this bill is. It is a kind hearted idea to attempt provisions for health care insurance to the American public however, considering the reality of the economic crisis we are living, the amount of people health care will be ‘covering’ and the failure of other countries’ afforable health care, it is a mere kind hearted effort that will only destroy the economic ways of the scarce Americans who have managed to survive this economic inflation. OPEN YOUR EYES AMERICA. We’re only going from bad to worse. When will we hit rock bottom? Who knows. But at this rate it will be soon
No biases HERE! Just getting the FACTS, from far-right websites folks…. Does anyone doubt the US government subsidizes illegals and the poor healthcare? That hospitals give them lots more tests etc BECAUSE we do that? Now, ask ANY Doctor how much insurance billing and training and trying to get paid costs in overhead, over 50% is what three Dr’s that I talked to said. Now- CUT out the overcharging hospitals do, the extra tests they do, the extra surgeries they do, and then cut out 50% of their costs from getting RID of for-profit middlemen that ONLY divvy out teeny portions of the money they get, for actual healthcare? You get the 2014 PART OF HEALTHCARE REPUBLICANS hated!
When faked entities are created to fake a story to LIE to the public you have to understand WHY they do that… It’s NOT to tell you the truth folks….It’s to LIE their ARSES off. To get YOU to believe the EXACT opposite of the truth. Period.
This whole Obamacare so called healthcare is not about health.It is about power,control and domination.This administration has attempted major control over the auto industry,the finance sector, telling us what foods to eat or not eat,what kind of cars to buy(electric cars). This is a repeat of what the dictators imposed in the 20th century.
I turned 70 last September and according to this highway robbery Obamacare I am now a “unit” and if I bleed on the brain I will “comfort care” or aka ” you are to useless to society and to expensive so we will delete you”.
I worked full time for 34 years and paid my share of taxes,never received food stamps,welfare or financial aid of any kind.I wonder since I am now a “unit” or subhuman am I excused from taxes!!!!!!!!!!!!!!!!!!
I am one of the many uninsured americans. That said I feel some level of healthcare reform is in order. However I DO NOT feel that fining individuals for not buying healthcare is the way to go. How does a fine help an uninsured person who is probably barely making ends meet as is? Awnser: it doesnt help the individual at all, but as long as the government makes a few bucks what do they care about the people they claim to serve. In short this reform bill is a far cry from what we need in my opinion.
It’s such a con-job. Made by the corporates. Let Congress first take it down their gullets….see how satisfied they are. I’ll pay my 695 fine anyday to not have a primary guide me to drug addiction.. Occupy your Health.
No biases HERE! Just getting the FACTS, from far-right websites folks…. Does anyone doubt the US government subsidizes illegals and the poor healthcare? That hospitals give them lots more tests etc BECAUSE we do that? Now, ask ANY Doctor how much insurance billing and training and trying to get paid costs in overhead, over 50% is what three Dr’s that I talked to said. Now- CUT out the overcharging hospitals do, the extra tests they do, the extra surgeries they do, and then cut out 50% of their costs from getting RID of for-profit middlemen that ONLY divvy out teeny portions of the money they get, for actual healthcare? You get the 2014 PART OF HEALTHCARE REPUBLICANS hated!
You DO realize that the “penalty” for NOT paying….. is LESS than anyone pays now? Right? Genius I tells ya!
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