Comments on: Making Home Affordable Refinance and Modification–A 2009 Federal Program to Help Struggling Homeowners http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/ Money Management and Personal Finance | The Dough Roller Mon, 13 Feb 2012 05:44:53 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: JT http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/comment-page-1/#comment-25685 JT Tue, 26 Oct 2010 19:49:27 +0000 http://www.doughroller.net/?p=2778#comment-25685 If more people would live within their means, save up for a down payment on a home, save for an emergency, and spend more time managing their financial lives, programs like this wouldn't be necessary. Personal Responsibility. What a concept. If more people would live within their means, save up for a down payment on a home, save for an emergency, and spend more time managing their financial lives, programs like this wouldn’t be necessary.

Personal Responsibility. What a concept.

]]> By: DR http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/comment-page-1/#comment-19416 DR Fri, 16 Apr 2010 10:03:04 +0000 http://www.doughroller.net/?p=2778#comment-19416 Kristine, you might want to talk to a mortgage foreclosure counselor first. HUD maintains a list of counselors, which you find by <a href="http://portal.hud.gov/portal/page/portal/HUD/i_want_to/talk_to_a_housing_counselor" rel="nofollow">clicking here</a>. I know dealing with banks can be frustrating, but don't give up! Good luck. Kristine, you might want to talk to a mortgage foreclosure counselor first. HUD maintains a list of counselors, which you find by clicking here. I know dealing with banks can be frustrating, but don’t give up! Good luck.

]]> By: Kristine Cornelius http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/comment-page-1/#comment-19412 Kristine Cornelius Fri, 16 Apr 2010 03:06:04 +0000 http://www.doughroller.net/?p=2778#comment-19412 I've had health problems for about 5 years and now am finally able to work fulltime again. Thus, I no longer am at the same job as a court reporter I worked 5 years ago and am having trouble finding any kind of a job right now. I was too sick to work fulltime until now. I have accrued many medical bills and owe every relative of mine money trying to pay my mortgage, medical bills, and just day-to-day bills. I just can't do it anymore! I have been trying to get a loan modification for over a year and a half now through Chase. I've never had more problems dealing with anyone in my life. I wish they would just be honest with me and tell me that they weren't going to help me and quit wasting my time and energy and making me so depressed trying to jump through their hoops and then just telling me, "One more week, one more week, it's in underwriting. Oh, wait, we never got this information. We never received this or that." After I've sent EVERYTHING they've asked probably 18 times -- even took all paperwork into the bank myself numerous times. I went to an attorney last week and go back tomorrow. They want me to pay them $4,500 and can't guarantee what they will do for me, if anything. The attorney told me that Chase are very hard to work with and may not do anything for me. Am I doing the right thing by paying this attorney all this money I don't have and still maybe losing my house and then in turn maybe getting way behind in my mortgage payments and then maybe losing my house because I get too far behind in my mortgage payments by paying the attorney, or will Chase not help me unlsess I get an attorney? Please somebody help with some guidance!!! Is Consumer Credit Counselors a better route, or just trying to do it myself? I just don't see any help coming doing it myself. Thanks for the time!! Kristine I’ve had health problems for about 5 years and now am finally able to work fulltime again. Thus, I no longer am at the same job as a court reporter I worked 5 years ago and am having trouble finding any kind of a job right now. I was too sick to work fulltime until now. I have accrued many medical bills and owe every relative of mine money trying to pay my mortgage, medical bills, and just day-to-day bills. I just can’t do it anymore! I have been trying to get a loan modification for over a year and a half now through Chase. I’ve never had more problems dealing with anyone in my life. I wish they would just be honest with me and tell me that they weren’t going to help me and quit wasting my time and energy and making me so depressed trying to jump through their hoops and then just telling me, “One more week, one more week, it’s in underwriting. Oh, wait, we never got this information. We never received this or that.” After I’ve sent EVERYTHING they’ve asked probably 18 times — even took all paperwork into the bank myself numerous times. I went to an attorney last week and go back tomorrow. They want me to pay them $4,500 and can’t guarantee what they will do for me, if anything. The attorney told me that Chase are very hard to work with and may not do anything for me. Am I doing the right thing by paying this attorney all this money I don’t have and still maybe losing my house and then in turn maybe getting way behind in my mortgage payments and then maybe losing my house because I get too far behind in my mortgage payments by paying the attorney, or will Chase not help me unlsess I get an attorney? Please somebody help with some guidance!!! Is Consumer Credit Counselors a better route, or just trying to do it myself? I just don’t see any help coming doing it myself. Thanks for the time!! Kristine

]]> By: Timothy H Gonyea http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/comment-page-1/#comment-11466 Timothy H Gonyea Wed, 11 Mar 2009 01:21:06 +0000 http://www.doughroller.net/?p=2778#comment-11466 we need to have our loan modified to lower our payments due to losing job and just now finding one 8 months working 2 very low paying jobs just to make monthly payments some times sending it late but we made it so far we need to have our loan modified to lower our payments due to losing job and just now finding one 8 months working 2 very low paying jobs just to make monthly payments some times sending it late but we made it so far

]]> By: RAJEEV TIPS http://www.doughroller.net/mortgages/making-home-affordable-refinance-modification-2009-program/comment-page-1/#comment-11454 RAJEEV TIPS Tue, 10 Mar 2009 09:56:05 +0000 http://www.doughroller.net/?p=2778#comment-11454 Great read.. very well written and informative. thanks!! Great read.. very well written and informative. thanks!!

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