Comments on: 7 Unexpected Ways Your Credit Score Affects Your Finances

By: Anatomy of a Perfect Credit Score

Anatomy of a Perfect Credit Score — Tue, 20 Oct 2009 17:54:01 +0000

[...] More articles to help you improve your credit score: –Get your Credit Score for Free –How to Improve Your FICO Score–11 Steps –How Your Credit Score Affects Your Finances [...]

By: Your Credit Score Impacts More than Just your Credit Card Rates | Arch City Homes

Tue, 23 Dec 2008 19:21:47 +0000

[...] scores no longer only impact how many credit card offers you will get in the mail. Read more to learn about other parts of your life that are affected by credit in addition to loans & [...]

By: Bill

Bill — Tue, 16 Dec 2008 17:00:17 +0000

1) Not all car insurance companies check your credit. Besides that fact, not ever using debt and paying interest to increase your score will save you more than your increased car insurance rate for having a lower/zero score.

2) Property insurance. See #1.

3) So having no credit means you have no negatives they are looking for. And they can confirm your rental history with your prior landlords. No credit needed here.

4) The majority of people are not in a career that requires a credit check. Many of those employers who do check credit histories could care less if you have good credit, they just don’t want you to have “bad” items on your credit. A good credit score is not needed.

5) Credit card offers? Why in the world would I want more credit card offers? Credit cards are a scam. Banks and corporations taking advantage of our societies dumb financial mentality. Nobody has ever gotten rich using credit cards except the credit card companies themselves.

6) Manual Underwriting. Yes, it does still exist. Enough said.

7) If you don’t have and use credit cards, you could care less about credit card interest rates.

I have a better idea all around. Use cash. Save for emergencies. And don’t borrow money at all. The idea that we all “need” a good credit score is a myth. Keep falling for it and you are only a detriment to your own future wealth.

By: Aya @ Thrive

Aya @ Thrive — Thu, 11 Dec 2008 22:30:08 +0000

Improving your credit score is important, and the first step to take is to know your credit score. You could always get an annual credit report, or you could get your score for free at anytime with Thrive (a free online financial advisory), which can also help you to improve it as well.
There are scams out there that say they’re free but have hidden costs so it’s important to do some research – starting with maybe sending them an email to find out more. Don’t let scams discourage you from using some resources that are genuinely meant to help people with their finances!

By: Credit Karma Roundup: The Holiday Season is Here

Credit Karma Roundup: The Holiday Season is Here — Sun, 07 Dec 2008 11:46:29 +0000

[...] The Dough Roller presents 7 Unexpected Ways Your Credit Score Affects Your Finances [...]

By: How I Save Money Visits: December 4 | CoolSavings4U

How I Save Money Visits: December 4 | CoolSavings4U — Fri, 05 Dec 2008 04:34:41 +0000

[...] “7 Unexpected Ways Your Credit Score Affects Your Finances“at The Dough Roller . [...]

By: DR

DR — Mon, 01 Dec 2008 12:34:06 +0000

It is a controversial issue, but insurance companies do look at an insured’s credit to decide whether to extend coverage and the cost of the insurance.

By: Mr Clean Credit

Mr Clean Credit — Mon, 01 Dec 2008 11:21:25 +0000

I didn’t realize that insurance companies look at my credit too.