List of Low Interest Credit Card Offers

While credit card companies have a reputation of charging exorbitant interest rates, the truth is that many cards come with modest, single-digit APRs. In fact, a card charging six or seven percent interest is not out of the question. So if you are looking for a low interest rate credit card, below you will find an exhaustive list of those cards that charge less than 10 percent interest, often times much less.

The cards are organized by credit card issuer and include the lowest interest rate available on purchases for each card, subject to the applicant's credit score and credit history. Clicking on the card name will take you to the credit card company's secure website where you can find more information about each card and apply online for the card quickly and easily.

Discover® More Card
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Discover® Open Road Card
	Double Cashback Bonus on grocery store purchases in November and December* 5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases Increase, even double, the value of your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months for Purchases & Balance Transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

Discover® More Card - American Flag
	5% to 20% Cashback Bonus at top online retailers* Up to 1% unlimited Cashback Bonus on all other purchases automatically Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners No Annual Fee Online Account Access Online Bill Payment
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 6 months on Purchases & Balance Transfers* as low as 11.99%* None* Yes* Excellent Credit*

Miles by Discover® Card
	Earn 1,000 bonus miles each calendar month you make a purchase for a total of 12,000 bonus miles your first year Book any travel, anytime with no blackout dates or restrictions Double Miles on up to $3,000 in travel and restaurant purchases each year 1 mile for every $1 on all your other purchases Unlimited miles that never expire* Redeem for travel credits to your account, gift cards from any of our 70 brand-name partners, or cash starting at just 1,000 miles No annual fee *View Discover® Card Rates, Fees, Rewards, and Other Important Information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed 0%* 12 months on purchases & 6 months on balance transfers* 11.99% - 18.99%* None* Yes* Excellent Credit*

Citi® Platinum Select® Card
	0% APR* on balance transfers and purchases for up to 12 months No annual fee Citi® Identity Theft Solutions $0 Liability on unauthorized purchases Secure, free online account management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee 0 Balance Transfer Credit Needed 0%* up to 12 months* as low as 11.99%* None* Yes* Excellent/Good Credit*

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.

Things to consider when apply for a credit card

While the potentially low interest rates these cards offer are attractive, you should keep several things in mind when applying for a credit card. First, the actual interest rate applied to a card depends on the cardholders credit worthiness. The interest rates listed above are the lowest available APR for those with excellent credit.

Second, while the interest rates listed above are attractive, it's always best to stay out of credit card debt if at all possible. Of course, if you do have to pay interest, the lower the better. And transferring debt on high interest credit cards to those charging substantially less can save you a lot of money.

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.