Kiva Credit Card by Advanta

If you are looking for the longest 0% balance transfer offer available, the Kiva credit card by Advanta is the perfect fit. The card comes with a 15 month 0% balance transfer feature, and you can initiate the transfers during the application process. The Kiva card’s benefits include the following:

• 0% Interest on balance transfers for 15 months,and only 7.99% fixed APR thereafter
• Get 5% statement credit on your first $1,200 each year for grants to Kiva, charitable donations and other eligible purchases.
• Above $1,200 each year you continue to save with 1% statement credit for eligible purchases
• And with all this, you pay NO ANNUAL FEE!

How the Kiva Credit Card can Help You

The Kiva credit card can help improve your finances in many ways.

15 Month 0% Balance Transfers

Perhaps the cards most lucrative benefit is its 15-month balance transfer offer. This allows you to transfer other credit card balances you have at high interest rates to the Kiva credit card and pay no interest for more than a year.

A $10,000 balance on some other credit card charging you 15%, for example, will cost you $1,500 per year. Over the 15-month balance transfer period with the Kiva credit card, you could save a bundle.

And Kiva’s balance transfer offer comes with another benefit many other cards don’t offer. First, after the 15-month period ends, the interest rate goes to a reasonable 7.99%, not a double-digit interest rate many other cards charge.

And Advanta makes it easy to transfer your high interest credit card balances over to your new Kiva credit card. As part of Advanta’s secure online application, you can enter all the information you need about the credit card balances you want to transfer, and Advanta takes care of the rest.

To transfer those high interest credit card balances to Kiva’s 0% balance transfer offer, click here to apply for the Kiva credit card by Advanta. I have the Kiva credit card, and the application for the card and to transfer balances was very quick and easy to complete

5% Statement Credit

In addition to the 15-month 0% balance transfer offer, the Kiva credit card also offers cash back. The Kiva card offers a 5% statement credit on all eligible purchases, including grants made to Kiva other charitable contributions.

While many cards offer cash back, Kiva’s 5% statement credit is one of the richest in the card industry. And I know of no credit card but Kiva that actually gives you a statement credit on charitable donations made with the card. The 5% statement credit applies to the first $1,200 spent each year, giving you potentially a $60 rebate that is credited to your statement. After that you continue to save with a 1% statement credit on eligible purchases.

To get started saving now, click here to apply for the Kiva credit card by Advanta.

Advanta matches your Kiva contributions

Kiva.org is a person-to-person micro lending website, enabling individuals to lend money to entrepreneurs in the developing world. Through the Kiva credit card, Advanta will match up to $200/month in Kiva contributions you make. This is a remarkable way to help those in need if you contribute to Kiva.

If you don’t contribute to Kiva, no problem. You can still apply for the card and enjoy the 15-month 0% balance transfer offer, 5% statement credit and all of the other great benefits the Kiva card has to offer.

The Kiva BusinessCard

Advanta offers the Kiva credit card as both a personal credit card or a business credit card. Both offer the same benefits and features. But with the business credit card, you can put your company name on the card. Here are links that will direct you to Advanta’s secure online application website for both cards:

Apply for the Kiva personal credit card

Apply for the Kiva business credit card

NOTE: The above links take you to Advanta’s secure online application page. The information provided above is believed to be accurate at the time of publication, however, information posted may have changed since the last update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application before applying for the card.