InsureMe.com Review

Share:

Before the days of the internet, the ways in which you could compare insurance quotes were limited to two.  Either you had the time to visit brick and mortar insurance companies and provide all of your personal details, or you sat at home attached to your phone talking with a sales representative.  The process was extremely time consuming and inefficient, and switching providers was an extreme hassle.

These days, the problems of yesteryear no longer exist thanks largely in part to the internet.  The hard part of finding affordable insurance is no longer which insurance provider to use, but rather to find a reliable source that compares them all.  InsureMe.com does an excellent job of providing up-to-date, detailed information of many different kinds of insurance. InsureMe’s main focus is on auto, health, home and life insurances.  We’ve reviewed other insurance sites in the past, like insurance.com, usually checking out their auto insurance features. But let’s switch things up a bit.  I think I will be in the life insurance market today!

If you’re a regular to the InsureMe.com website, you’ll notice right away a completely new design, launched only a few days ago.  Unlike days past when quotes were a few clicks away, today you land on a homepage that offers immediate access to comparing insurance quotes.  After deciding I wanted to compare life insurance quotes, I entered my zip code and that I am currently uninsured.

InsureMe.com Homepage

InsureMe.com (1)

The InsureMe.com path to insurance quotes is extremely simple and consists of a handful of applicable pages.  First, I am asked for the basic information you see above, then directed to the insurance questionnaire I chose.  For Life Insurance, there are only basic sets of information that I need to fill out before landing on the quotes page I am looking for.

InsureMe.com Personal Information

InsureMe.com (2)

Filling out an insurance quote can be tedious at times because the information they ask of you is usually pretty boring. With life insurance though, the questions are slightly more interesting, like “Does the applicant participate in skydiving or mountain climbing?”  The above page is just one of a handful of pages that I am asked to fill out so insurance companies can get a better idea of who I am exactly. So I’ve decided on 20 year term life insurance because that’s the best option for my needs.

For those of you who partake in thrill seeking activities or have a job that would be defined as “dangerous”, you can expect to pay a much higher premium than those that work from home and are scared to do anything that involves tall buildings or high speeds.

InsureMe.com Medications

InsureMe.com (3)

Once you’ve completed the questions about how you live your life, you are kindly asked to add any current medications you are taking.  If you think you can fool the insurance companies by omitting the medication you are currently using, think again. This process is only a preliminary way to gather life insurance quotes.  Being the healthy individual that I am, I’ve skipped this step and moved on with my application.

InsureMe.com Contact Page

InsureMe.com (4)

Because we are comparing life insurance quotes, the actual amount of the quote is not as immediate as it is with auto insurance quotes.  Life, home and health insurance quotes require a lot of follow-up information and no two insurers ask for the same information, so creating a blanket form online that fits everyone’s needs is quite impossible.  At InsureMe.com, you are asked to fill out a contact form so that when your completed application get’s passed along to life insurance companies, they can easily contact you to offer assistance.  Once you have finished up the contact page, you are taken to the last page of the InsureMe.com life insurance process, which lists all of the available insurers in your area.

InsureMe.com Insurer List

InsureMe.com (5)

Each of the insurers above are supposed to contact me within 48 hours to discuss my life insurance options.  If life insurance is not something you are serious about, I would not recommend filling out the contact information form because you will receive a few phone calls and emails very soon after you’re done online.  If you decide to select the green “Go” button you see above, you will be asked to start the process over again at the insurers website, so that function is not necessary.

In addition to the simple quote giving process that InsureMe has set up for all kinds of insurance, they also provide a large set of resources including how to define all of the different types of coverage available to you.  Owned and operated by Bankrate, InsureMe.com continues to change their site to meet the demands of customers shopping for insurance and whenever I’m in the hunt for new insurance, I always check these guys out.  You should too.

Published or Updated: June 6, 2013

Comments

  1. Who wants to be bombarded by different insurance people calling you? You never truly know if you are getting the best quote or the best quote for that company. I know I don’t have the time to deal with 4 or 5 different people. I would have to say your best bet is to talk with an independent insurance expert and let them do the work for you.

  2. Bill Harrelson says:

    You forgot to mention the fact that insureme.com is a fraudulent organization, offering no real service. They offer a service they don’t perform (giving you online quotes ) then use that offer to fraudulently obtain your personal information and sell it to companies that the begin to spam you and barrage you with advertisement. then not only do they sell the information they lied to obtain once, they resell it every 6 months, telling the companies you are looking for insurance again when its not even the truth. So every 6 months they profit from lies to the people they lure to providing info, and the insurance companies they supposedly serve. They should be arrsted and charged with fraud no reviewed or paid.

  3. Gerald willoby says:

    You forgot to mention the fact that insureme.com is a fraudulent organization, offering no real service. They offer a service they don’t perform (giving you online quotes ) then use that offer to fraudulently obtain your personal information and sell it to companies that the begin to spam you and barrage you with advertisement. then not only do they sell the information they lied to obtain once, they resell it every 6 months, telling the companies you are looking for insurance again when its not even the truth. So every 6 months they profit from lies to the people they lure to providing info, and the insurance companies they supposedly serve. They should be arrsted and charged with fraud no reviewed or paid.

Speak Your Mind

*