Comments on: Is the 65% COBRA Subsidy Going, Going, Gone? http://www.doughroller.net/insurance/cobra-subsidy/ Money Management and Personal Finance | The Dough Roller Sun, 12 Feb 2012 16:07:11 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Wday http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-29604 Wday Mon, 28 Feb 2011 02:12:27 +0000 http://www.doughroller.net/?p=12856#comment-29604 I was recently laid off (Feb. 25, 2011) and want to know if I am eligible for the COBRA subsidy now? I was recently laid off (Feb. 25, 2011) and want to know if I am eligible for the COBRA subsidy now?

]]> By: David Miller http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-20043 David Miller Sun, 23 May 2010 15:46:44 +0000 http://www.doughroller.net/?p=12856#comment-20043 I have been off work since Aug,09 and i am on cobra but was denied cobra subsidy the first time and now i have no income and was denied social security and applied for the cobra subsidy on a appeal and was approved,do i get the back pay that i have been paying for the full cost of cobra and do i have to pay my doctors co-pays when i see him on this cobra? I have been off work since Aug,09 and i am on cobra but was denied cobra subsidy the first time and now i have no income and was denied social security and applied for the cobra subsidy on a appeal and was approved,do i get the back pay that i have been paying for the full cost of cobra and do i have to pay my doctors co-pays when i see him on this cobra?

]]> By: Lori http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-19565 Lori Fri, 23 Apr 2010 22:41:59 +0000 http://www.doughroller.net/?p=12856#comment-19565 Any talk of of extending the subsidy to cover the full 18 months that we are allowed to have COBRA? I am 4 months away from reaching the 15 months and as a single parent on unemployment, I will not be able to pay the full cost of COBRA coverage, which would be about $650 (individual). My unemployment is $1200 a month and a house note of $566. Please please, let them think of extending it for the full 18 months!! Any talk of of extending the subsidy to cover the full 18 months that we are allowed to have COBRA? I am 4 months away from reaching the 15 months and as a single parent on unemployment, I will not be able to pay the full cost of COBRA coverage, which would be about $650 (individual). My unemployment is $1200 a month and a house note of $566. Please please, let them think of extending it for the full 18 months!!

]]> By: Scott http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18897 Scott Tue, 30 Mar 2010 10:34:12 +0000 http://www.doughroller.net/?p=12856#comment-18897 I'm hoping someone can help me with a question. My sister was laid off a little over a year ago and she has been paying her monthly COBRA preminiums via the money she receives from state unemployment. Unfortunately, the loss of her job coupled with other factors has triggered a deep depression which has been exacerbated by a new problem, alcoholism. Subsequently, the past year has been filled with countless doctor visits, emergency hospitalized psychiatric evaluations due to suicidal threats, and two separate rounds of substance abuse programs (inpatient & outpatient). Recently, my sister's primary care physician instructed her to cancel her COBRA insurance due to the high monthly premiums and the mounting co-pays so she could apply for state Medicaid. I would appreciate if someone would be willing to offer me some advice as it relates to whether or not it would be wise to cancel her Cobra given the circumstances. Note: She does not have any assets and she has been living in my home for the past 10 months. Thank you. I’m hoping someone can help me with a question. My sister was laid off a little over a year ago and she has been paying her monthly COBRA preminiums via the money she receives from state unemployment. Unfortunately, the loss of her job coupled with other factors has triggered a deep depression which has been exacerbated by a new problem, alcoholism. Subsequently, the past year has been filled with countless doctor visits, emergency hospitalized psychiatric evaluations due to suicidal threats, and two separate rounds of substance abuse programs (inpatient & outpatient). Recently, my sister’s primary care physician instructed her to cancel her COBRA insurance due to the high monthly premiums and the mounting co-pays so she could apply for state Medicaid. I would appreciate if someone would be willing to offer me some advice as it relates to whether or not it would be wise to cancel her Cobra given the circumstances. Note: She does not have any assets and she has been living in my home for the past 10 months. Thank you.

]]> By: Ed http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18867 Ed Sun, 28 Mar 2010 17:26:08 +0000 http://www.doughroller.net/?p=12856#comment-18867 If I am laid off and eligable for the Cobra Subsidy and take a job with a company that offers healthcare, but find that the Cobra is cheaper per month and decline the company health insurance. I assume that I am not eligable for any kind of subsidy. If I change jobs and go to a company that doesn't have health insurance, can I then get the subsidy assuming my 18 months of Cobra has not expired? Thanks Ed If I am laid off and eligable for the Cobra Subsidy and take a job with a company that offers healthcare, but find that the Cobra is cheaper per month and decline the company health insurance. I assume that I am not eligable for any kind of subsidy. If I change jobs and go to a company that doesn’t have health insurance, can I then get the subsidy assuming my 18 months of Cobra has not expired?
Thanks
Ed

]]> By: Liz http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18349 Liz Fri, 05 Mar 2010 15:34:02 +0000 http://www.doughroller.net/?p=12856#comment-18349 My question is: once I have reached my 18 months of Cobra (March 31, 2010) and Senate gives an extension to unemployment and Cobra Benefits does that extend my date out. I am in the After 9/1/08 group that got the 65% off deal. My question is: once I have reached my 18 months of Cobra (March 31, 2010) and Senate gives an extension to unemployment and Cobra Benefits does that extend my date out. I am in the After 9/1/08 group that got the 65% off deal.

]]> By: Liz http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18348 Liz Fri, 05 Mar 2010 15:32:57 +0000 http://www.doughroller.net/?p=12856#comment-18348 My question is once I have reached my 18 months of Cobra )March 31, 2010) and Senate gives an extension to unemployment and Cobra Benefits does thatt iextend my date out. I am in the After 9/1/08 group that got the 65% off deal. My question is once I have reached my 18 months of Cobra )March 31, 2010) and Senate gives an extension to unemployment and Cobra Benefits does thatt iextend my date out. I am in the After 9/1/08 group that got the 65% off deal.

]]> By: Suzanne http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18330 Suzanne Thu, 04 Mar 2010 17:37:32 +0000 http://www.doughroller.net/?p=12856#comment-18330 Tony- You are eligible for COBRA, period, if you lose your job involuntarily. You are eligible for the COBRA subsidy if you lose your job AND do not have access to health insurance from a separate employer (which would include a spouse's employer who could cover you). So various situations would lead to COBRA subsidy eligibility: You can have other jobs and still get the COBRA subsidy- as long as none of those jobs provide health insurance as an optional benefit. The subsidy expires at the time you become eligible for coverage with a different or new employer. Suzanne Tony- You are eligible for COBRA, period, if you lose your job involuntarily. You are eligible for the COBRA subsidy if you lose your job AND do not have access to health insurance from a separate employer (which would include a spouse’s employer who could cover you). So various situations would lead to COBRA subsidy eligibility: You can have other jobs and still get the COBRA subsidy- as long as none of those jobs provide health insurance as an optional benefit. The subsidy expires at the time you become eligible for coverage with a different or new employer.

Suzanne

]]> By: Tony Novak http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18327 Tony Novak Thu, 04 Mar 2010 14:44:23 +0000 http://www.doughroller.net/?p=12856#comment-18327 I notice that people are increasingly confused by the differences between being eligible for COBRA and being eligible for COBRA subsidies. The two do not mesh evenly and this complicates consumer decision-maiking. I notice that people are increasingly confused by the differences between being eligible for COBRA and being eligible for COBRA subsidies. The two do not mesh evenly and this complicates consumer decision-maiking.

]]> By: DR http://www.doughroller.net/insurance/cobra-subsidy/comment-page-1/#comment-18314 DR Wed, 03 Mar 2010 23:49:59 +0000 http://www.doughroller.net/?p=12856#comment-18314 Suzanne, as it turns out, it was extended today through March 31, 2010. As for your question, I'm looking into it. Suzanne, as it turns out, it was extended today through March 31, 2010. As for your question, I’m looking into it.

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