IberiaBank Credit Cards

While IberiaBank may be new to many, it is the 125-year-old subsidiary of IBERIABANK Corporation. With $5.4 billion in assets (as of September 30, 2008), IBERIABANK Corporation is the second largest bank holding company headquartered in Louisiana. It serves 12 states and employs more than 2,500 associates. More importantly, it offers some of the lowest purchase APR interest rates available in a credit card and is one of the few credit card issuers still featuring no fee balance transfer offers.

Iberiabank Visa® Classic Card
Iberiabank Visa® Classic Card
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  • No annual membership fee
  • Low variable purchase rate of 7.25%, 10.25%, or 13.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Low Introductory APR on Balance Transfers of 1.99% for 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Online access to credit card account information
Intro APR Intro APR
Period
Purchase
APR
Annual
Fee
Intro Balance
Transfer
Credit
Needed
N/A N/A 7.25%, 10.25%, or 13.25% $0 1.99% Excellent Credit

Iberiabank Visa® Select Card
Iberiabank Visa® Select Card
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  • Introductory Purchase Rate of 0.00% or 7.50% based on creditworthiness for 12 months from date opened on Purchases. This rate will not change during the introductory period. After that your assigned purchase rate will apply.
  • Intro APR on Balance Transfers of 1.99% or 7.50% for the first 12 billing cycles. After that, APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Low Ongoing Variable Purchase Rate APR after introductory period of 7.50%, 9.50%, or 11.50% based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
  • Low Annual Fee of $35.00
Intro APR Intro APR
Period
Purchase
APR
Annual
Fee
Intro Balance
Transfer
Credit
Needed
0% or 7.5% 12 months 7.50%, 9.50%, or 11.50% $35 1.99% or 7.50% Excellent Credit

Iberiabank Visa® Gold Card
Iberiabank Visa® Gold Card
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  • No annual membership fee
  • Low variable purchase rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on Balance Transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 point of each $1 spent in qualifying purchases. Points can be redeemed for merchandise, travel or statement credit.
  • No limit on cash back; no expiration date on eligibility for accounts in good standing
  • Travel accident coverage up to $500,000
  • Online access to credit card account information
Intro APR Intro APR
Period
Purchase
APR
Annual
Fee
Intro Balance
Transfer
Credit
Needed
N/A N/A 9.25%, 12.25%, or 15.25% $0 1.99% Excellent Credit

Iberiabank Visa® Platinum Card
Iberiabank Visa® Platinum Card
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  • No annual membership fee
  • Low variable purchase rate of 9.25%, 12.25%, or 15.25% based on the creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Introductory APR on balance transfers of 1.99% for your first 6 billing cycles. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness.
  • Earn 1 bonus point for every $1 in qualifying net retail purchases.
  • Turn your points into hotel, gift, statement credit or experience rewards
  • Product Enhancements include: Auto Rental Collision Damage Waiver, Roadside Dispatch and Travel Emergency Services.
  • Online access to credit card account information
Intro APR Intro APR
Period
Purchase
APR
Annual
Fee
Intro Balance
Transfer
Credit
Needed
0%* 12 Months 9.25%, 12.25%, or 15.25% $0 1.99% Excellent Credit

Published or Updated: January 25, 2014