Comments on: A Comprehensive Guide to Online “Stop Foreclosure” Resources

By: Realtor Agent

Realtor Agent — Tue, 28 Sep 2010 05:18:56 +0000

Great post. Many people facing foreclosure are completely lost and totally misinformed. The more information out there that offers assistance, the better.

By: Grace@Foreclosure Help

Grace@Foreclosure Help — Tue, 27 Jul 2010 16:58:50 +0000

This is a good run down of the different resources to obtain free foreclosure help from legitimate and government-approved resources.

Many distressed homeowners are paralyzed by inaction because they have no idea where to start. But once they contact a non-profit counselor who is trained to help homeowners facing foreclosure, they are hopefully given a place to start, whether it’s loan modification, short sale, refinance, deed in lieu of foreclosure, etc. It is critical that homeowners take the initiative to seek the education they need to learn all their different options so they can make the best decision for themselves and their families.

By: stop foreclosure, foreclosure help, avoid foreclosure, loan modification, foreclosure advice

Sat, 27 Jun 2009 19:20:07 +0000

To help you that has a guarantee and takes payments-any that don’t won’t have very impressive outcomes! *It matters, to some extent, which the lender is, but not really. If you have the right representation(doesn’t have to cost and arm and leg) you’ll get a modification no matter what since there is threat of legal action and lenders would go under if they were audited with all the bad loans they have written/bought/traded.

By: Money & Finance

Money & Finance — Tue, 23 Jun 2009 05:24:07 +0000

indeed, ignoring the problem by not responding to the lenders notification letter is not a way tostop home foreclosure. This post is very informative and thanks for neutral and helpful advice to the home-owners!

By: Blake

Blake — Sat, 06 Jun 2009 17:51:20 +0000

This is quite helpful and I will see that I can implement that. I really hope that this will save my home.

By: Carly

Carly — Mon, 16 Feb 2009 17:50:44 +0000

HELP!!!! My boyfriend has just gotten done with a divorce and was server with a sommons for his home. I want to help him save the house, but I dont kno where to start. He has been at the same job of 7 years and is a lead man there. has been for 4 yrs.he is in the 20.00+ an hour bracket for his hourly. PLEASE help us!!!!

By: DR

DR — Mon, 09 Feb 2009 17:31:24 +0000

Phyllis, thanks so much for the infor. I’ll update the list accordingly.

By: Phyllis

Phyllis — Mon, 09 Feb 2009 15:53:17 +0000

I’m a housing counselor; thanks for the free advertising. You are right; we CAN help, often right up to the very end (Sheriff’s Sale). GREAT compendium of resources. HOWEVER, you should know that the FHA Secure program ENDED on 12/31/08. It is no longer available. There also is another Fannie Mae/Freddie Mac program called HomeSaver Advance, whereby if your arrearage (back missed payments) is less than $15,000, you can get a 15-year, 5% interest loan through Fannie Mae to pay off your back payments. At maximum terms, that’s about $119/mo. There are some specific requirements, the most important one of which is that the borrower must have successfully resolved the reason for delinquency. In other words, if you lost your job, you must now have another job. AND, you must have the income to make your payments AND the Advance payment. But it’s another option. And at the rate some of the repayment plans are set up, it’s often a BETTER option than the repayment plan. It is available for ANY loan that is backed by Fannie Mae/Freddie Mac, which is at least half of the loans in the country. Ask your housing counselor about it.

By: jiggy

jiggy — Thu, 05 Feb 2009 07:34:30 +0000

Terrific job! I’m sick and tired of seeing stop foreclosure scammers take advantage of an already dire situation. I’m going to help spread this article, if you don’t mind.

By: The Digerati Life

The Digerati Life — Wed, 04 Feb 2009 22:39:54 +0000

Wow, this has got to be the biggest guide I’ve seen distilled in a post anywhere! Congrats for doing such a coverage. Awesome job! I’m bookmarking this!