Excellent Credit
The following credit cards are for those with excellent credit. Compare cards side by side and apply online for the card that is right for you. The application links take you to the credit card issuer's secure online application.
| Discover® More(SM) Card |
 |
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
| Citi® Platinum Select® MasterCard® |
|
- 0% APR* on Balance Transfers and Purchases for 6 Months
- No Annual Fee
- Citi® Identity Theft Solutions
- $0 Liability on Unauthorized Purchases
- Secure, Free Online Account Management
- Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
As low as 11.99%V |
$0 |
Yes |
Very Good |
|
| Discover® More(SM) Card - Wildlife Collection |
|
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
| American Express (R) Preferred Rewards Gold Card |
|
- Earn 10,000 Membership Rewards(R) bonus points when you spend $500 in 3 months - redeemable for a $100 gift card!
- The Membership Rewards(R) program - Earn 1 Membership Rewards(R) point for virtually every dollar you spend and redeem for your choice of travel, shopping, and entertainment rewards.
- Gold Card Events - exclusive access to tickets for select concerts, shows, major sporting events, and more in cities nationwide.
- Express Approval. Get a decision in less than 60 seconds.
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| N/A |
N/A |
N/A |
$125 annual fee |
No |
N/A |
|
| Discover® More(SM) Card - American Flag |
|
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 12 Months |
12 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
| Discover® More(SM) Card - Clear |
|
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
| Miles by Discover® Card |
|
- 12,000 Bonus Miles* - 1,000 Miles Each Month You Make a Purchase for the First 12 Months
- Double Miles on Up to $3,000 in Travel and Restaurant Purchases Each Year
- Book Any Travel, Anytime with No Blackout Dates or Restrictions
- 1 Mile for Every $1 on All Your Other Purchases
- Unlimited Miles That Never Expire*
- No Annual Fee
- Redeem for Travel Credits to Your Account, Gift Cards from Any of Our 90 Brand-Name Partners, or Cash Starting at Just 1,000 Miles
- *View Discover® Card Rates, Fees, Rewards, and Other Important Information
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months* |
6 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
| Starwood Preferred Guest(R) Credit Card from American Express |
|
- Earn up to 25,000 Starpoints (R) - enough for up to 6 free nights at a category 1 or 2 hotel.
- Use Starpoints(R) for free nights and upgrades at participating Starwood hotels and resorts in 95 countries including Sheraton, W Hotels, Westin and more with no blackout dates
- No annual fee for the first year and $45 thereafter
- Transfer Starpoints(R) - almost always on a 1:1 basis - to the frequent flyer programs of over 30 major airlines
- Earn one Starpoint(R) for every dollar you spend and double Starpoints(R) at participating Starwood properties and retail partners
- Express Approval. Get a decision in less than 60 seconds.
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 2.90% for 6 months |
6 Months |
15.24% |
No annual fee for the first year - $45 thereafter |
Yes |
N/A |
|
| Discover® More(SM) Card - Sealife Collection |
|
- 5% to 20% Cashback Bonus® at Top Online Retailers*
- Up to 1% Unlimited Cashback Bonus® on All Other Purchases Automatically
- Increase, Even Double, Your Rewards When You Redeem for Gift Cards from Our 100 Cashback Bonus® Partners
- No Annual Fee
- Online Account Access
- Online Bill Payment
|
| Intro APR |
Intro APR
Period |
Regular
APR |
Annual
Fee |
Balance
Transfer |
Credit
Needed |
| 0% APR for 6 Months |
6 Months |
as low as 11.99% |
$0 |
Yes |
Very Good |
|
*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.
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