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	<title>Comments on: When Do Negative References Get Removed From Your Credit Report?</title>
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	<description>Money Management and Personal Finance &#124; The Dough Roller</description>
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		<title>By: Bayle</title>
		<link>http://www.doughroller.net/credit/when-negative-references-removed-credit-report/comment-page-1/#comment-49112</link>
		<dc:creator>Bayle</dc:creator>
		<pubDate>Wed, 26 Oct 2011 23:36:17 +0000</pubDate>
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		<description>Heckuva good job. I sure appcriaete it.</description>
		<content:encoded><![CDATA[<p>Heckuva good job. I sure appcriaete it.</p>
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		<title>By: Karen Heaverlo</title>
		<link>http://www.doughroller.net/credit/when-negative-references-removed-credit-report/comment-page-1/#comment-21432</link>
		<dc:creator>Karen Heaverlo</dc:creator>
		<pubDate>Mon, 02 Aug 2010 17:22:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.doughroller.net/?p=11115#comment-21432</guid>
		<description>If the charges have been written off and sent to a collection agency and you have made timely monthly payments for 2 years to this agency can the negative report be reversed? There were multiple charges to dr, anest &amp; hospital for a one time visit to the hospital, I was not able to pay all of them what they wanted so it went to collections very fast, I made a lump sum payment to the collection agency and have continued to do so for 2 years.  Last month they reported me for being late with one of the items included on the amount I have been paying on and it was for 8 dollars.  I think it is a crime to trash ones credit for medical bills that you can not afford to pay because you are sick.  But when you try and do the right thing, you get nowhere fast.  My revolving bills are paid on time every month have been for at least ten years, it has been the medical bills that hurt us.  Can you advise me of anything I can do? I have already gone thru the dispute processes and waiting, i have called the collection agency without much help.</description>
		<content:encoded><![CDATA[<p>If the charges have been written off and sent to a collection agency and you have made timely monthly payments for 2 years to this agency can the negative report be reversed? There were multiple charges to dr, anest &amp; hospital for a one time visit to the hospital, I was not able to pay all of them what they wanted so it went to collections very fast, I made a lump sum payment to the collection agency and have continued to do so for 2 years.  Last month they reported me for being late with one of the items included on the amount I have been paying on and it was for 8 dollars.  I think it is a crime to trash ones credit for medical bills that you can not afford to pay because you are sick.  But when you try and do the right thing, you get nowhere fast.  My revolving bills are paid on time every month have been for at least ten years, it has been the medical bills that hurt us.  Can you advise me of anything I can do? I have already gone thru the dispute processes and waiting, i have called the collection agency without much help.</p>
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