Comments on: How to Get Your Free FICO Credit Score from myFICO.com

By: shana

shana — Mon, 23 Nov 2009 19:39:46 +0000

All my bills have been paid off and only one – TransUnion, will NOT delete it from my record even though the creditor has said that it could be deleted and gave me a letter stating it was paid in full. It doesn’t seem fair that a credit bureau can keep poor info on one’s credit for a full 7 years! Now I am having trouble getting a mortgage loan just because of that – have no other bills or mortgage – just trying to get a first time buyer mortgage. It doesn’t seem fair and I am extremely disappointed in TransUnion. Equifax and Esperian have my credit score as being very good.but TransUnion is ruining it all.

By: Jessie

Jessie — Wed, 09 Sep 2009 20:16:27 +0000

In Canada you can go to equifax and to trans unions websites and order your scores that way. I prefer avoiding third party ‘fees’ and just going to the source.

By: DR

DR — Sat, 22 Aug 2009 11:50:38 +0000

Gordan, you are absolutely right, and folks should get the free credit report each year to make sure it's accurate. Of course, the only way to get your free FICO score is through a program like myfico.com.

By: Gordon's Credit Report

Gordon's Credit Report — Mon, 03 Aug 2009 18:35:20 +0000

Lots of people do not avail the facility to get a free copy of their credit report each year. They can get this from all three major credit bureaus.

By: DR

DR — Sun, 02 Aug 2009 17:55:47 +0000

MK, I suspect the score Experian gave you was not a FICO credit score. If you have little recent credit history, there just isn’t enough data to input into the FICO score formula to compute a score.

By: MK

MK — Mon, 27 Jul 2009 05:01:25 +0000

I was only able to get a score from Experian – myFICO.com can’t give me a score saying I don’t have enough information on file. I haven’t had a mortgage, car payment, or credit card for several years, and my FICO.com can’t help me figure out where I stand. No help at all to determine if I can get a mortgage or car loan. At least annualcreditreport.com got me a credit report and some kind of score to work with.

By: Lisa C

Lisa C — Mon, 27 Jul 2009 00:06:27 +0000

I use freecreditreport.com because I get all three credit scores and all three credit reports. I pull my credit this way every three to four months for a flat fee. I recomend a quarterly exploration of your personal credit, thus more time to address any negative issues on your report.

By: Louis Laureyssens

Louis Laureyssens — Sun, 26 Jul 2009 20:51:47 +0000

I always had a good credit , 2 years ago a heatstroke knocked me out for two months I lose my job and struggeled to make payments on time . with this stupid thing of score the bank cut my credit .overnight and there I was bankrupcy was the sole way out. This score thing should be banned it is inacurate 80 % the time it is a bankers invention to charge more interest and loot your money the fed say the interest rate is so and so % but if your score is
you pay more and more and more. and this administration did the ultimate….l
say lend but it is in fact give away our money to this croocks.unbelievable.

By: Vu

Vu — Sun, 26 Jul 2009 16:05:03 +0000

all three credit bureaus the only thing they do it’s crew-up or ruin your credit history and bias for lender…one hand took your credit protection other hand ruin your credit history…in facts they said no discrimination on race or color..but it’s lied…i’m a victimize of this sampled !!!!! all equifax,experian,transunion gotten questions go tracing Me now

By: kasey at thriftylittleblog

kasey at thriftylittleblog — Mon, 20 Jul 2009 16:32:13 +0000

I didn’t realize that they would alert you when your credit moved to a certain score. That’s a pretty nice feature.