The Best No Annual Fee Credit Cards of 2014

One of the biggest factors people use to pick a credit card is whether or not it has an annual fee.  Credit cards with no annual fee are exponentially more popular than those who charge members each year for the privilege of carrying the plastic.  But sometimes, the price a consumer will pay by avoiding an annual fee is high, due to a higher interest rate and reduced rewards program. In fact, some of the most rewarding credit cards I use come with a fee.

But for those looking to avoid the cost, I’ve compiled an extensive list of the best no annual fee credit cards, taking into account everything that creates a quality credit card.

Published or Updated: April 21, 2015


  1. Robert Craddick says:

    I am retiring soon and will have 150,000.00 in cash and a pension of 2500.00 per month. I have less than good credit. My question is this: will a bank or institution give me a credit card for car rentals and the like? Thank you for your time.

  2. It’s really a cool and helpful piece of info. I’m happy that you just shared this helpful information with us. Please stay us up to date like this. Thanks for sharing.

  3. B. Shapiro says:

    PenFed Visa dropped their cash rewards for other than gas purchases to 0.25 percent BEFORE you updated in March. You need to update your info!

    • Rob Berger says:

      Thanks for bringing this to my attention. That’s a significant change to the rewards. Still a great gas rewards card, but not for other purchases.

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