One of the biggest factors people use to pick a credit card is whether or not it has an annual fee. Credit cards with no annual fee are exponentially more popular than those who charge members each year for the privilege of carrying the plastic. But sometimes, the price a consumer will pay by avoiding an annual fee is high, due to a higher interest rate and reduced rewards program. In fact, some of the most rewarding credit cards I use come with a fee.
But for those looking to avoid the cost, I’ve compiled an extensive list of the best no annual fee credit cards, taking into account everything that creates a quality credit card.