The Best Interest Free Credit Cards

Credit cards come with a variety of interest free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when the introductory rate expires. The following credit cards offer 0 interest on purchases, no interest on balance transfers, or even both.

Discover IT™

The new Discover it card is out to change the way people think about credit cards.
Fair...no annual fee. No overlimit fee. No foreign transactions fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
Plus a Cash Back Concierge^SM who guides a free, personalized online tour to help you get the most rewards for how you use your card
Flexible...Choose your own due date and pay up to midnight ET online or by phone
Human...talk to a real person any time with 100% U.S.-based service
Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	14 months*	10.99% - 22.99%* (Variable)	$0*	0%*	Excellent Credit

Citi Simplicity® Card

0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
No late fees - EVER
No penalty rate - EVER
No annual fee - EVER
Save time when you call with fast, personal help, 24 hours a day.

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0%*	18 months*	12.99% - 21.99%* (Variable)	$0*	0%*	Excellent Credit

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Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.