Interest Free Credit Cards

Credit cards come with a variety of interest free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when the introductory rate expires. The following credit cards offer 0 interest on purchases, no interest on balance transfers, or even both.

Chase Freedom(SM): The Chase Freedom(SM) combines both a 0% introductory offer with cash back rewards. The Chase Freedom(SM) offers a 0% intro for up to 6 months on purchases, and 0% intro for up to 12 months on balance transfers. In addition, it offers 1% cash back on all purchases, and up to 3% cash back on select categories like gas and home improvement that rotate periodically.

Chase Freedom(SM)
	0% Intro APR for up to 12 months Get 5% Cash Back offers in popular rotating categories like gas, groceries, airlines, home improvement and many more Say “no” to interest with Full Pay from Blueprint(SM) Cash back everywhere – a full 1% on purchases with no limits or expiration dates No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 months on Balance Transfers As low as 12.99% Variable None Yes Good

Miles by Discover: The Miles card combines no interest for 6 months on purchases and balance transfers with excellent travel rewards. With the Discover Miles card, you can earn 12,000 bonus miles over the first year and double miles on the first $3,000 spent with the card each year.

Miles by Discover® Card
	12,000 Bonus Miles – 1,000 Miles each month you make a purchase for the first 12 months Double Miles on up to $3,000 in travel and restaurant purchases each year Book any travel, anytime with no blackout dates or restrictions 1 Mile for every $1 on all your other purchases Unlimited Miles that never expire No Annual Fee Redeem for travel credits to your account, gift cards from any of our 90 brand-name Partners or cash starting at just 1,000 Miles
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 6 Months* as low as 11.99% Variable* None Yes Good

Citi Platinum Select MasterCard: The Citi Platinum Select offers the longest 0% intro APR available on both balance transfers and purchases–up to 15 months. In addition, the Citi MasterCard comes with a low variable regular APR. The card is designed for those with good to excellent credit.

Citi® Platinum Select® MasterCard®
	0% APR on Balance Transfers and Purchases for up to 15 Months No Annual Fee Citi® Identity Theft Solutions $0 Liability on Unauthorized Purchases Secure, Free Online Account Management Extra Cash from Citi: Enjoy Significant Discounts on Gift Cards, Travel, Merchandise, and More.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% APR for up to 15 Months up to 15 Months As low as 11.99% Variable $0 Yes Very Good

Discover More Card: The Discover More card offers one of the longest balance transfer offers available. Get 0% for 12 months on balance transfers and 0% for 6 months on purchases. The card also comes with up to 5% cash back on purchases and no annual fee.

Discover® More® Card
	0% APR on Balance Transfers for a FULL 12 months 0% APR on Purchases for a FULL 6 months 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants and more Up to 1% unlimited Cashback Bonus on all other purchases automatically Turn your Cashback Bonus into bigger rewards by redeeming for gift cards from over 100 brand-name Partners Instant Response within 60 seconds No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0%* 12 Months* as low as 11.99% Variable* None Yes Excellent

Slate(SM) by Chase: The Slate(SM) from Chase is ideal for those looking for a 0% intro APR card. The card offers 0% intro on both balance transfers and purchases for up to 12 months. Because the card does not come with rewards, the benefits have been focused on the no interest offer. And the balance transfer offer comes with only a balance transfer fee of 3%, but not less than $5:

Slate(SM) from Chase
	0% Intro APR for up to 12 months No Annual Fee Pay down balances on your terms with Blueprint(SM) Zero Liability on unauthorized purchases E-mail and text alerts
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfer Credit Needed 0% up to 12 Months As low as 13.24% Variable None Yes Good

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer’s website, as they may have changed since the information was last updated on this site.

You can check at all our credit card offers, including low interest credit cards.

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