The Best Interest Free Credit Cards

by Rob Berger

in Credit Cards

Credit cards come with a variety of interest free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when the introductory rate expires. The following credit cards offer 0 interest on purchases, no interest on balance transfers, or even both.

Discover IT™
Discover IT™
Apply Now...
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...no annual fee. No overlimit fee. No foreign transactions fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone
  • Human...talk to a real person any time with 100% U.S.-based service
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
  • 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%* 14 months* 10.99% - 22.99%* (Variable) $0* 0%* Excellent Credit

Citi Simplicity® Card
Citi Simplicity® Card
Apply Now...
  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - EVER
  • No penalty rate - EVER
  • No annual fee - EVER
  • Save time when you call with fast, personal help, 24 hours a day.
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%* 18 months* 12.99% - 21.99%* (Variable) $0* 0%* Excellent Credit

Rob Berger

Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.
Rob Berger

Published or updated February 11, 2013.

{ 3 comments… read them below or add one }

Credit Cards June 29, 2010 at 12:46 pm

I heard that there is a 55 day interest free credit card available. But I don’t know who is the provider.

Reply

Rob Berger March 2, 2013 at 3:38 pm

I’m not familiar with such a card.

Reply

Cat October 17, 2012 at 9:56 pm

I was interested in a no-fee credit card. Thanks for the info!

Reply

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