Credit cards come with a variety of interest free introductory offers today. From balance transfers to no interest on purchases, these cards offer a smart way to reduce or even eliminate interest charges on new purchases or transferred balances. Many interest free credit cards come with no annual fee and a reasonable regular APR when the introductory rate expires. The following credit cards offer 0 interest on purchases, no interest on balance transfers, or even both.
Citi® Simplicity® Card: The Citi Simplicity Card offers one of the longest 0% intro APR available on both balance transfers and purchases for 18 months on balance transfers* months. In addition, the Citi Simplicity Card comes with a low variable regular APR of 12.99% – 21.99%*. The card is designed for those with good to excellent credit.
Discover® More® Card: The Discover More Card offers one of the longest balance transfer offers available. Get 0% for 15 months on balance transfers and 0% for 15 months on purchases. The card also comes with up to 5% cash back on select purchases in rotating categories and no annual fee.
Chase Freedom® Visa: The Chase Freedom Visa combines both a 0% introductory offer with cash back rewards. The card offers a 0% intro APR for 15 months on purchases and 15 months on balance transfers. In addition, it offers 1% cash back on all purchases, and up to 5% cash back on select categories like gas and home improvement that rotate periodically. And it offers a $100 cash bonus after you spend just $500 in your first 3 months.
Slate® by Chase: The Slate from Chase is ideal for those looking for a 0% intro APR card. The card offers 0% intro on both balance transfers and purchases for 15 months with NO balance transfer fee. Because the card does not come with rewards, the benefits have been focused on the no interest offer.
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I heard that there is a 55 day interest free credit card available. But I don’t know who is the provider.