FNBO Maximum Rewards Credit Card Review

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There are a plethora of reasons why a consumer would decided to sign up for a credit card.  One might be a great rewards program, that ensures the maximum amount of money saved with each purchase.  Another reason could be a low interest rate, so rollover balances don’t cost an arm and a leg.  No matter what your looking to get out of a credit card, the FNBO Maximum Rewards Credit Card has a little of everything.

Introductory rates are a great reason to test out a credit card and the FNBO Maximum Rewards Credit Card comes with a 0% intro APR on balance transfers for 12 months and on purchases for six months.  If a balance transfer is made, a balance transfer fee of 4% will apply.  Once the introductory rate has expired, the APR reverts to 11.99%, 15.99% or 19.99% variable, which is dependent on the applicants credit history.  Good to excellent credit is required to be approved for this card so even though the interest rate varies, only applicants with good credit histories will be approved.

The FNBO Maximum Rewards Credit Card offers one of the more vanilla credit card rewards programs, but vanilla could also mean simple and hassle free.  Every dollar spent earns cardholders one rewards point and points can be redeemed for merchandise, travel and cash.  Points never expire and there is no maximum to the points that can be earned.  The rewards program offers a standard conversion rate of 100 points = $1, for most merchandise.

One added benefit of this card; no annual fee is required.  The FNBO Maximum Rewards Credit Card doesn’t excel in any one particular area, however it is a solid overall credit card.  FNBO is one of the more respected banks available today and anyone considering signing up for the FNBO Maximum Rewards Credit Card should visit their secure application page for more information.

Published or Updated: March 6, 2013

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