Ever since the Dough Roller and my other online sites started making money, I’ve considered getting a business credit card. The main reason was to give me an easy way to keep my business expenses separate from my personal expenses. Otherwise, it can be really time-consuming to figure out your business expenses at tax time, and that’s not smart money management. With a new $100 cash back offer from Discover Business Card, I think my decision just got easier. Here’s the deal.
With the Discover Business Card, you’ll receive $100 cash back if you use the card to make $1,000 in purchases in the first three months. If you’re running a business, $1,000 in the first three months will be no problem at all. I plan to buy a new laptop in the next three months, so that one purchase will be enough for me to earn the $100 cash back reward.
The card also comes with some other great features. There is no annual fee. You get 0% APR on purchases for up to 12 months, and 3.9% on balance transfers for up to 6 months. And you can earn additional cash back, up to 5%, on various purchases such as supplies and gas. As always, make sure you read the terms and conditions carefully to make sure you understand these rewards before applying.
Here are the details and how you can apply:
|Discover® Business Cashback Card|
I should add that anyone can apply for a business credit card. Individuals can simply include their name for the business name and list their social security number as the tax id. The form of the business would be sole proprietor. I’ve applied for and obtained business credit cards this way, so it works.
* See the online Discover credit card applications for details about terms and conditions of reward programs and offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the ” Apply Here ” button you can review the credit card terms and conditions on the credit card issuer’s web site.
Published or updated March 23, 2012.