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Discover Credit Cards Go Green
Discover has just launched a green credit card made of biodegradable plastic. The Biodegradable Discover® More Card is made of biodegradable PVC, which allows 99% of the card plastic to be safely absorbed when exposed to landfill conditions. The card plastic will begin to break down in soil, water, compost or wherever microorganisms are present.
The card will fully degrade within five years. And according to Discover, the card leaves no toxic residue when it degrades. The biodegradable card can be identified by the biodegradable symbol that will be visible on the back of the card.
Discover launched their biodegradable credit card “in response to greater consumer interest in green products, and we hope this will appeal to those interested in living a greener life,” Discover publicist Laura Ingiss wrote in an email.
The biodegradable cards currently are available in standard designs only to Discover More, Motiva, Open Road and new card members.
Discover Biodegradable Credit Card Benefits & Rewards
The biodegradable Discover card comes with benefits and rewards similar to the Discover More Card.
- Cashback Bonus Program – Discover Cardmembers benefit from a Cashback Bonus Program that offers cardmembers unlimited rewards:
- Ability to earn up to 1% Cashback Bonus® automatically on all purchases.
- Flexible redemption options that allow cardmembers to redeem Cashback Bonus as a statement credit, direct deposit to a bank account, or a Partner gift card.
- Turn their Cashback Bonus into bigger rewards every time they redeem for gift cards or instant eCertificates from over 100 brand-name Partners.
- Rewards When Shopping Online – To make their money worth more, cardmembers can earn 5% to 20% Cashback Bonus all year round when shopping at top online retailers such as Target.com, Overstock.com and Barnes&Noble.com through Discover Card’s online shopping portal, ShopDiscover (www.discover.com/shop).
- Award-winning Customer Service – Discover Card products are supported by a knowledgeable and empowered team of customer service representatives, who are reachable in less than 60 seconds, 24/7, and who are committed to solving cardmembers’ issues in just one phone call.
- Advanced Fraud Protection – Discover Card also provides advanced and convenient fraud protection, with a $0 Fraud Liability guarantee. Cardmembers are never responsible for unauthorized charges – online, offline, anytime, anywhere.
- Best-in-Class Travel Benefits – Cardmembers are covered by the most complete set of free travel benefits offered by any no-fee credit card. Global Traveler’s Hotline provides fast, friendly travel assistance in just one call.
Here are the details in a nutshell, along with a link to Discover's website for more information and an online application:
- Help protect the planet with the new biodegradable Discover Card
- Card plastic breaks down 99% within five years in landfill conditions
- Earn more cash in more ways than anyone else(SM)*
- Unlimited cash rewards, automatically
- Up to 20% Cashback Bonus® when you shop online*
- Double rewards with more than 100 Cashback Bonus Partners*
- Customer Service in less than a minute, anytime you want
- 0% Intro APR for 6 months on Purchases, and 12 months on Balance Transfers
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This seems like greenwashing. Both PVC and the Phthalates added to them are toxic to make, toxic to hold and break down into toxic compounds.
Old Chemist Guy, the point here is that Discover believes it has come up with biodegradable PVC, which is different than what you describe. How effective it is, time will tell. But I think it’s a little premature to be calling it greenwashing.
I suppose this is a small step that can give discover a slight edge against competition for those who are Extremely green minded. Hopefully the science behind this can be applied to other items!
I don’t know, there’s so many credit card products out there…. I guess I just keep mine simple and keep the same cards. I feel like I’m supposed to “upgrade” or something, but it’s easier just to keep the ones I have. The one card I’ve had ever since first year university (even though they’ve had to send me renewals, etc.).
Thanks for sharing. It is advantage for everybody.