With the start of college quickly approaching for millions of students, having the funds to pay for housing, clothing and textbooks can become stressful as the clock ticks down. One of the ways to fund these purchases is with a student credit card and Citibank has just launched a $50 statement credit student credit card offer that extends across three of their current products until September 30th: The Citi Forward® Card for College Students, Citi® mtvU™ Platinum Select® Visa Card for College Students and Citi® Dividend Platinum Select® Card for College Students.
Used properly, student credit cards are a valuable tool for young adults to begin learning financial responsibility. With recently legislation, most student credit cards require a cosigner for approval, if the applicant is under 21 years of age. However, Citibank does not require a cosigner, meaning an applicant that can establish a solid credit history and show financial independence can be approved. Details on this limited time offer are as follows:
- $50 statement credit when you make $50 in purchases within 90 days of being a cardmember.
- No cosigner required.
- No annual fee.
- $0 liability on fraudulent charges.
- 0% intro APR on purchases for 7 months. Following the intro period, your APR adjusts to a variable 12.99% to 22.24% based on your credit history.
Citi® Dividend Select® Card for College Students -Cardholders of the Citi® Dividend Select® Card for College Students earn 5% cash back on all purchases made at supermarkets, drugstores, gas stations convenience stores and utilities (including cable) for the first six months (1% thereafter). Throughout the year, rotating categories will allow students to earn 2% cash back and all other purchases earn a flat 1% cash back.
Citi® mtvU™ Platinum Select® Visa Card for College Students – The Citi® mtvU™ Platinum Select® Visa Card for College Students rewards students with good grades by offering up to 4,000 annual Thank-You points. Each semester, straight A’s can earn an additional 2,000 bonus Thank-You points and with the opportunity to earn 5 Thank-You points on all purchases made at restaurants, bookstores, record stores, movie theaters and video rental stores, rewards can add up fast.
Citi Forward® Card for College Students – The credit card that rewards responsible spending, the Citi Forward® Card for College Students allows students to reduce their APR by up to 2%, if payments are made on time and your balance remains within the credit limit. Plus, cardmembers will earn 8,500 bonus Thank-You points after making $250 in purchases within the first three months and signing up for paperless statements.
