Citi Price Rewind – Credit Card Price Protection on Steroids

One of the hidden perks of credit cards is price protection. Offered by some of the major card issuers, you are guaranteed the lowest prices on purchases charged to your credit card. Find the item for less within a certain number of days, and your credit card company just may refund the difference. But there’s a catch.

You have to find the lower price. Wouldn’t it be great if your credit card company did all the leg work, searching the internet on your behalf for a better deal? Enter Citi Price Rewind.

Citi Price Rewind

How Citi Price Rewind Works

First, you need a Citi credit card. Price Rewind only applies if you make the entire purchase on a Citi card. Here are my three favorite Citi cards, each with no annual fee:

Citi® Dividend Platinum Select® Visa® Card

Citi® Dividend Platinum Select® Visa® Card

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  • Earn $100 cash back after $500 in purchases within the first 3 months of account opening
  • Earn 5% cash back every quarter in must-have categories. Right now, on purchases at The Home Depot®, home furnishing and home and garden stores from 4/1/14 through 6/30/14.
  • Enrollment each quarter is quick and easy
  • Earn 1% cash back on all other purchases.
  • The total cash back earned with the card is $300 per calendar year, excluding the $100 cash back with this offer. See Citi Dividend Card Reward Program Information.
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • No Annual Fee*
  • Click Apply Now to see pricing details

Citi® Diamond Preferred® Card

Citi® Diamond Preferred® Card

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  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • See complete Citi® Diamond Preferred® Card details

Citi Simplicity® Card

Citi Simplicity® Card

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  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 12.99% - 22.99% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • No late fees - Ever
  • No penalty rate - Ever
  • No annual fee - Ever
  • Save time when you call with fast, personal help, 24 hours a day.
  • See complete Citi Simplicity® Card details

Price Rewind TrackingOnce you make a purchase on your Citi card, initiating the Price Rewind is very simple. Citi automatically tracks the prices on certain products for 30 days. You can monitoring the tracking online in your Citi account. When the tracking period is over, Citi will notify you as to whether you qualify for a refund.

What Qualifies for a Price Rewind

There are some limitations, as you would expect. Here are some of the key things to keep in mind:

  • The price drop must be at least $25
  • Cardmembers are limited to refunds up to $250 per item and up to $1,000 annually.
  • You must save your receipt because you’ll need it to claim a refund
  • Not all purchases are elgiible for Citi’s Price Rewind. Examples of items not eligible include boats, motorized vehicles, items purchases for resale, and live plants or animals.

So this leaves us with two questions. First, have you ever used Citi’s Price Rewind? And second, will this feature make you more likely to use a Citi credit card for your next purchase? Share your thoughts in the comments below.

Published or Updated: December 21, 2012
About Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

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