Citi Hilton HHonors Reserve Card Review

Share:

Citi just launched a new credit card for those who frequently stay at Hilton Hotels. Called the Citi® Hilton HHonorsTM Reserve Card, the new offer is designed for those looking to get free stays at any of the Hilton Portfolio of hotels. As with any rewards card, however, there are two important questions to consider: (1) what is the value of the rewards you’ll receive, and (2) how much does it cost.

The cost is easy. The card comes with a $95 annual fee. Now let’s look at what you get for that cost.

HHonors Reserve Card Rewards

The Citi® Hilton HHonorsTM Reserve Card offers both bonus rewards and rewards based on your use of the card.

Bonus Rewards

  • Earn 2 weekend night certificates good at select hotels and resorts within the Hilton HHonors portfolio after $2,500 in eligible purchases within 4 months of account opening*
  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*
  • Enjoy the benefits of HHonors Gold status as long as you are a cardmember*
  • No foreign transaction fees on purchases*
  • Travel with ease and enjoy global acceptance with your Citi chip credit card

Purchase Rewards

  • Earn 10 HHonors Bonus Points per $1 spent on hotel stays within the Hilton HHonors portfolio*
  • Earn 5 HHonors Bonus Points per $1 spent on airline and car rental purchases*
  • Earn 3 HHonors Bonus Points per $1 spent on all other eligible purchases*

So what do these rewards actually get you?

The answer depends on where you want to stay. But for Category 1 hotels, you earn a free stay with as little as 7,500 points. Here’s the chart from the HHonors’ website:

HHonors Rewards Redemption Chart

Where Can You Use HHonors Rewards?

Hilton owns a number of hotel brands, all of which are part of the HHonors rewards program. Here’s the list–

  • Waldorf Astoria® Hotels & Resorts
  • Conrad® Hotels & Resorts
  • Hilton Hotels & Resorts
  • DoubleTree by Hilton™
  • Embassy Suites Hotels™
  • Hilton Garden Inn®
  • Hampton Inn®
  • Homewood Suites by Hilton®
  • Home2 Suites by Hilton®
  • Hilton Grand Vacations®

In addition, you don’t have to use your rewards points for hotel stays. Hilton has partnered with cruise lines, car rental companies, and restaurants where rewards can be used. Hilton also offers the Hilton HHonors™ Shopping Mall where you can use rewards to shop online.

Final Analysis

All in all the Citi® Hilton HHonorsTM Reserve Card is a good card if you frequently stay at Hilton hotels. In fact, it’s really a must if you Hilton or its other hotel brands are your hotels of choice. If you are not loyal to Hilton brands, but instead stay at a variety of hotels, then a generic travel rewards card is probably the better choice.

Published or Updated: May 14, 2014
About Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

Comments

  1. The truth is and I love the fact that you said it is that this is a great card if you are a brand loyal hotel person. If you aren’t (most people) then yes, a generic card is a much better choice. The way this program works is somewhat similar to the Starwood Card with the category of hotels structure, etc. which is another good card if you’re loyal to the that hotel family — though the earning potential for this card is a bit better in my opinion to be honest.

  2. The truth is and I love the fact that you said it is that this is a great card if you are a brand loyal hotel person. If you aren’t (most people) then yes, a generic card is a much better choice. The way this program works is somewhat similar to the Starwood Card with the category of hotels structure, etc. which is another good card if you’re loyal to that hotel family — though the earning potential for this card is a bit better in my opinion to be honest.

Speak Your Mind

*