The Citi® Diamond Preferred® Card is THE card for those looking for a no interest introductory APR. The card’s terms are about as simple as you get. The card offers a 0% intro APR on both purchases and balance transfers for 21 months* months. There’s no annual fee.
A 0% intro APR on both purchases and balance transfers is the longest promo period available today. The balance transfer works like most do, with a transfer fee of 3% of the amount transferred, with a $5 minimum fee. Following the introductory APR, the interest rate will go to 11.99%-21.99%* (Variable) depending on your credit history.
This card does not offer cash back or other rewards. As a result, it’s ideal to use for its zero percent deal, while using another card for rewards. That being said, the Citi® Diamond Preferred® Card does have some unique features.
For example, the card offers a personal concierge service with 24/7 assistance to help you book hotel rooms or flights, make restaurant reservations, or find concert tickets. The card also offers Citi® Private Pass®, special access to the best in live music, sports, dining, and family entertainment.
Compare this and other 0% credit cards at CardRatings.com.