The Citi® Diamond Preferred® Card is THE card for those looking for a no interest introductory APR. The card’s terms are about as simple as you get. The card offers a 0% intro APR on both purchases and balance transfers for 18 months* months. There’s no annual fee.
A 0% intro APR on both purchases and balance transfers is the longest promo period available today. The balance transfer works like most do, with a transfer fee of 3% of the amount transferred, with a $5 minimum fee. Following the introductory APR, the interest rate will go to [showoff template=regular_apr offer=ncs22144656] depending on your credit history.
This card does not offer cash back or other rewards. As a result, it’s ideal to use for its zero percent deal, while using another card for rewards. That being said, the Citi® Diamond Preferred® Card does have some unique features.
For example, the card offers a personal concierge service with 24/7 assistance to help you book hotel rooms or flights, make restaurant reservations, or find concert tickets. The card also offers Citi® Private Pass®, special access to the best in live music, sports, dining, and family entertainment.
Here’s a summary of the card’s features:
- Get 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
- Citi® Price Rewind searches for a lower price. Learn how you can get lower price after you purchase an item.
- Let our 24/7 concierge service help book your hotel rooms, flights and more.
- Enjoy special access to presale tickets, preferred seating, VIP packages, and unique entertainment experiences through Citi Private Pass®.
- $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
- No annual fee*
To apply, visit the Citi® Diamond Preferred® Card official website.
Published or updated February 21, 2013.