Citi Diamond Preferred Card Review

Citi Diamond Preferred ReviewThe Citi® Diamond Preferred® Card is THE card for those looking for a no interest introductory APR. The card’s terms are about as simple as you get. The card offers a 0% intro APR on both purchases and balance transfers for 21 months* months. There’s no annual fee.

A 0% intro APR on both purchases and balance transfers is the longest promo period available today.  The balance transfer works like most do, with a transfer fee of 3% of the amount transferred, with a $5 minimum fee. Following the introductory APR, the interest rate will go to 11.99%-21.99%* (Variable) depending on your credit history.

Card Snapshot

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the APR will be 11.99%-21.99% based upon your creditworthiness.*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer.
  • Citi® Easy DealsSM Get what you want for less. Earn Citi Easy Deals Points for the purchases you make with your card.
  • Redeem your points for great online deals on name-brand merchandise, gift cards and even local deals.
  • Let our 24/7 concierge service help book your hotel rooms, flights and more.
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions.
  • No annual fee*
  • See complete Citi® Diamond Preferred® Card details

This card does not offer cash back or other rewards. As a result, it’s ideal to use for its zero percent deal, while using another card for rewards. That being said, the Citi® Diamond Preferred® Card does have some unique features.

For example, the card offers a personal concierge service with 24/7 assistance to help you book hotel rooms or flights, make restaurant reservations, or find concert tickets. The card also offers Citi® Private Pass®, special access to the best in live music, sports, dining, and family entertainment.

Published or Updated: April 26, 2015
About Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

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