Generally, when a credit card is introduced, it includes something that initially attracts customers. Certain buzz words like “bonus”, “cash back” and “0% balance transfer” are included and rarely do you find all of these words on the same card. Well, the Chase Freedom® Visa – $100 Bonus Cash Back has all of the above, and more. It’s truly one of the best credit cards on the market today and is considered by many the best overall credit card.
Starting out with what makes the Chase Freedom Visa – $100 Bonus Cash Back so attractive, all cardholders receive a $100 statement credit, so long as they spend $500 within the first three months of account ownership. That spend amount is pretty low compared to other cash back credit cards that offer up front bonuses so you should have little trouble reaching the goal.
Moving on, the Chase Freedom® Visa – $100 Bonus Cash Backincludes 1% cash back on all purchases AND 5% cash back on select purchases every month. The categories in which 5% cash back can be earned change frequently and the current 2012 schedule is as follows:
- January 1 to March 31 – Gas Stations and Amazon.com
- April 1 to June 30 – Grocery Stores and Movie Theaters
- July 1 to Sept 30 – Gas Stations and Restaurants
- October 1 to December 31 – Hotels, Airlines, Kohl’s and Best Buy
A 0% intro APR on balance transfers for 12 months and on purchases for six months allows cardholders of the Chase Freedom Visa – $100 Bonus Cash Back to make interest free payments and pay down debt on other credit cards faster. That offer is not the longest offered today, but when added to a great rewards program and $100 bonus, it’s a welcomed addition. Once the intro rate expires, the purchase APR becomes 11.99% – 22.99% variable, depending on the applicants credit history. If a balance transfer needs to be made, the fee is 3%.
Finally, the Chase Freedom Visa – $100 Bonus Cash Back has no annual fee, which rounds out a fantastic offer. If you aren’t using a credit card for your everyday purchases, you should be and this card might be the perfect fit. To sign up for the Chase Freedom® Visa – $100 Bonus Cash Back, visit any link contained within this post.
{ 8 comments… read them below or add one }
By the use of cash back credit cards we get a good discount on purchases
If I spend the required $800, will I receive a check in the mail?
Veronica Palumbo
Veronica, you only have to spend $500, and you’ll receive 10,000 points that can be redeemed for a $100 check.
Great find. This is one of the better deals out there. Keep up the good work-thanks!
While I’m generally opposed to credit card debt I am very glad to see the banks marketing their products and loaning money again. The credit card offers may not be a big sign that our economy is finally healing again but it is nice to see.
how long does it take 2 recieve the hundred aftr u make your $500 worth of purhases?
i want to transfer an existing balance on a different card to this one. After the 12 months are up with the deferred interest be applied?
What is the difference between Slate and Freedom?
I receive both letter at the same time.