Chase Credit Cards Review

Having carried the Chase Freedom credit card for some time, I thought it was worth taking a look at some of the best Chase credit cards currently available. Like many major card issuers, Chase has designed their top cards to address just about every consumer need. Chase credit cards range from a basic no frills card like the Chase Platinum Premium card to cards with very competitive travel and cash back rewards like the Chase Freedom card. Before looking at the specific card, however, it's worth noting that Chase has implemented tiered interest rates.

Credit cards once came with one purchase interest rate. Everybody that obtained the card had the same initial interest rate. Today, many card issuers have implemented tiered interest rates where a cardholder's rate depends on their credit score and credit history. Chase has implemented a three-tiered interest rate that is calls Elite, Premium and Standard Pricing. Elite pricing is for those consumers with excellent credit, Premium for good credit, and Standard for all others that qualify for a Chase credit card.

The difference in the three pricing levels is significant. For example, the interest rate for Standard Pricing can be almost twice the rate charged to Elite cardholders. On top of that, for many of Chase's credit cards, 0 APR introductory rates are available for Elite and Premium Pricing cardholders only. With that said, Chase does offer some of the most rewarding cards available. Here are two of their top cards:

Slate^SM from Chase

Now with Blueprint^SM
0% Intro APR
Patented Fraud Protection
Zero Liability on Unauthorized Purchases
E-mail and Text Alerts
No Annual Fee

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0% APR for up to 12 Months*	12 Billing Cycles	13.24%, 17.24%, or 22.24%	$0	Yes	Excellent / Good

Chase Freedom^SM

$50 Cash Back After Your First Purchase
3% Bonus Cash Back Offers in Categories Like Gas, Home Improvement and Department Stores
Full 1% Cash Back on Every Purchase - No Spending Tiers or Caps on How Much You Can Earn
Up to an Additional 20% Cash Back at Select Merchants When You Shop Online Through Chase

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfer	Credit Needed
0% APR for up to 12 Months on Purchases*	12 Billing Cycles	13.24%, 18.24%, or 23.24%	$0	No	Excellent / Good