Venture, as defined by Webster’s dictionary, is to “proceed somewhere despite the risk of possible dangers.” Seems like a strange way to introduce a credit card that is the most recognizable brand of the Capital One product line, but the Capital One® Venture® Rewards Credit Card offers excellent benefits for any consumer with good to excellent credit. This is a card that my wife and I have used for years, and have been extremely happy with it.
One of the few Capital One cards to offer a bonus up front, the Capital One® Venture® Rewards Credit Card rewards cardholders with 40,000 bonus miles after spending just $3,000 during the first three months of card ownership. Every $1 you spend earns you two miles, which can be redeemed for any travel expense. Miles never expire and there’s never a limit to the amount of miles that you can earn.
Having used the card, I can tell you that redeeming miles is very easy. You can redeem miles online in seconds for statement credits on travel related purchases. I use both the personal and business version of the card for this purpose.
The Capital One® Venture® Rewards Credit Card also includes a mountain of perks, most notably:
- Enjoy a one-time bonus of 40,000 miles once you spend $3,000 on purchases within the first 3 months, equal to $400 in travel
- Earn unlimited 2X miles per dollar on every purchase, every day Fly any airline, stay at any hotel, anytime
- Travel when you want—no blackout dates
- Miles don't expire and there's no limit to how many you can earn
- No foreign transaction fees
- No annual fee for the first year; $59 after that
- 100% free Capital One® Credit Tracker — see your monthly credit score anytime and get automatic alerts
The purchase APR on the Capital One® Venture® Rewards Credit Card is 12.9% - 22.9% (V) variable and the APR you will receive will be based on your credit history. An annual fee of $59 is associated with this card, but it’s waived for the first year, allowing you to test drive your new credit card without paying a fee. Last but certainly not least, this travel rewards credit card does not charge foreign transaction fees.
Owning a travel rewards credit card is a great way to save money on vacations and other travel purchases. But foreign transaction fees can put a damper on every purchase you make outside of the United States. Paying up to a 3% fee simply for making purchases abroad is not something a cardholder should have to put up with and fortunately, you don’t have to with the Capital One® Venture® Rewards Credit Card. For more information or to fill out an application, visit the secure application page using any link contained within this post.