Blue American Express Cards: A Cornucopia of Credit Card Rewards

by DR

Important Update: The American Express Blue cards are no longer available here. The Discover More Card, however, is a great alternative, with cashback rewards as high as 5% to 20% and a 0 APR balance transfer offer, all with no annual fee. You can check out our Discover More Card review or go to Discover.com for more information on the card and to apply online.

The American Express Blue, Blue Cash, and Blue Sky credit cards represent some of the best rewards cards available. These cards offer everything from 0% APR introductory rates on purchases, to great travel rewards, to low interest balance transfers, to as much as 5% cash back on purchases. And all of these rewards come with no annual fee. Which card is best for you depends on your financial goals and objectives. Let's review each card, starting with Consumer Report's pick for one of the best cash back rewards cards available, Blue Cash from American Express.

Note: American Express offers Express Approval. Get a decision online in less than 60 seconds!

Blue Cash from American Express

Blue Cash from American Express is THE cash back rewards credit card. If you are looking for cash back rebates from a card, this is the card of choice, and one selected by Consumer Reports this year as a top credit card. Here are the details:

Blue Cash® from American Express
Blue Cash? from American Express
  • Earn up to 5% cash back on everyday purchases - even gas!
  • No Annual Fee
  • 0% Intro APR for 12 months on purchases
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* as low as 11.24%* None* Yes* Fair Credit*

Blue from American Express

Blue from American Express is the pick for the best overall credit card. Blue offers 0% on purchases for 12 months, a 2.99% 12-month balance transfer feature, a rewards program, and regular APR as low as 8.99%. Here are the details:

Blue from American Express
Blue from American Express?
  • 0% APR on purchases for up to 12 months
  • No Annual Fee
  • Earn points that can be redeemed for gift cards, travel, merchandise, and unique entertainment experiences.
  • Membership Rewards Express® program
  • Express Approval. Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 Months* as low as 10.24%* None* Yes* Excellent Credit*

Blue Sky from American Express

Blue Sky from American Express is the travel rewards card for the frequent flyer. Not only does it give you 1 point for every dollar spent, but the points come with no black out dates or travel restrictions. Points can be redeemed for airline tickets, hotels, car rental, and more. Here are the details:

Blue Sky from American Express
Blue from American Express?
  • 0% Intro APR for up to 12 months on purchases
  • Earn 1 point for every dollar you spend
  • Points good on any airline, hotel, car rental and more.
  • No blackout dates or travel restrictions
  • Express Approval.  Get a decision in less than 60 seconds.
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 months* as low as 11.24%* None* Yes* Fair Credit*

*We do our best to accurately reflect the terms and conditions of credit card offers on this site. But please recognize that these terms and conditions can and do change from time to time. When you are evaluating credit card offers, please make sure to read the terms and conditions on the credit card issuer's website, as they may have changed since the information was last updated on this site.


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{ 5 comments… read them below or add one }

EN October 5, 2008 at 9:36 pm

I’ve been eyeing the Blue Cash card for a long time now but I don’t think I can charge enough in a year to get to the highest reward tier level. People have been telling me to look at the Chase Freedom card instead.

Andy October 7, 2008 at 4:37 pm

American Express Blue Cash is the card I switched to and it is quite a good card. The only problem is that I find merchants accepting AMEX less frequently due to its higher merchant fees. The best best is to have 2 cash back cards - one from visa and one from amex!

KRIS October 18, 2008 at 2:06 pm

It’s easy to charge up thousands of dollars on the Blue Cash card… The trick is to use it on all your transactions if possible and then pay the entire balance at the end of each month. I charge up at least $2,000 each month, I’m already earning the maximum cash back by the 4th month…

Donald L. Knaub December 29, 2008 at 11:46 am

I enrolled for an American Express Business Acct. Card at my local Costco store recently and have searched for the Internet American Express site which will enable me to monitor my charges on the card daily (or for charges made on the card if my card is stolen or the account number is used by an unauthorized person illegally). I did not find any site for reporting a lost card in the material I received or the limitations covered in that event.
Will you send me the answers to these questions or point out where I can find this information. Thank you.

Donald L. Knaub
dontod51@sbcglobal.net

DR December 29, 2008 at 6:30 pm

Donald, I access all of my Amex accounts via americanexpress.com. I assume you can access the Costco Amex from the same website.

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