The Best Gas Credit Cards of 2013

by Rob Berger

in Credit Cards

One of the best ways to diffuse gasoline costs is to pick up a gas rewards credit card.  When looking for the best gas credit card, the most important thing to consider is the percentage in cash back you’ll receive with each purchase.  Some cards have tiered percentage amounts while others offer straight cash back.  Other factors to consider are annual fees, introductory and bonus offers and finally, what kind of rewards are provided for other purchases.

Allow us to present the best gas credit cards available today.  If you are currently using a card that deserves to be on this list, let us know and we’ll add it!

PenFed Visa® Platinum Cash Rewards Card

Editor's Pick

PenFed Visa® Platinum Cash Rewards Card

Apply for the PenFed Visa® Platinum Cash Rewards Card
  • You must be a PenFed member to apply. Not yet a member? It's easy to join!
  • You may be eligible through your employment, association membership, and volunteerism, or by becoming a member of one of our nonprofit partner organizations.
  • Earn 5% cash back on gas purchases paid at the pump and .025% on all other purchases.
  • Cash rewards automatically awarded to your account every month with no caps.
Citi® Dividend Platinum Select® Visa® Card
Citi® Dividend Platinum Select® Visa® Card
Apply Now...
  • $100 cash back after $500 in purchases within the first 3 months of account opening
  • 0% Intro APR on Balance Transfers and Purchases for 12 months. After that, the APR will be 12.99%-22.99% variable based on your creditworthiness*
  • Earn 5% cash back from Citi at Home Depot, Home furnishing stores and home and garden stores between 4/1/13 and 6/30/13, with enrollment
  • Enroll at no additional cost each quarter for new categories that earn additional cash back
  • Full 1% cash back on all other purchases and eligible cash advances
  • No annual fee*
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%* 12 months* 12.99%-22.99%* (Variable) $0* 0%* Excellent Credit

Discover IT™
Discover IT™
Apply Now...
  • The new Discover it card is out to change the way people think about credit cards.
  • Fair...no annual fee. No overlimit fee. No foreign transactions fee & no pay-by-phone fee. No late fee on your first late payment. And we won't increase your APR for paying late*
  • Generous...5% Cashback Bonus on up to $1,500 in purchases at Home Improvement Stores now through June with free and easy sign-up. And 1% cash back on all other purchases.*
  • Plus a Cash Back ConciergeSM who guides a free, personalized online tour to help you get the most rewards for how you use your card
  • Flexible...Choose your own due date and pay up to midnight ET online or by phone
  • Human...talk to a real person any time with 100% U.S.-based service
  • Safe...Because you'll never pay for unauthorized purchases with our $0 Fraud Liability Guarantee
  • 0% Intro APR* on purchases and balance transfer for 14 months. Then the variable purchase APR applies, currently 10.99%-22.99%. *Click apply for Terms & Conditions
Intro APR Intro APR
Period
Regular
APR
Annual
Fee
Balance
Transfer
Credit
Needed
0%* 14 months* 10.99% - 22.99%* (Variable) $0* 0%* Excellent Credit

Disclaimer: This content is not provided or commissioned by American Express. Opinions expressed here are authors alone, not those of American Express, and have not been reviewed, approved or otherwise endorsed by American Express. This site may be compensated through American Express Affiliate Program.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Now” button, you can review the credit card terms and conditions on the issuer’s website.

Discover is a paid advertiser of this site.

Rob Berger

Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.
Rob Berger

Published or updated February 11, 2013.

{ 8 comments… read them below or add one }

Bill January 21, 2011 at 4:17 pm

The PNC Everyday Rewards card seems like it would also be a great gas card. It gives 4% on the first $250 spend on gas each month and there are other bonus categories as well with lesser cashback. I rarely see this card mentioned on credit card reviews so I am curious if people have had negative experiences with it?

Reply

DR January 22, 2011 at 1:36 pm

Bill, thanks for the tip. That card does sound like a good offer.

Reply

ronald January 28, 2011 at 5:13 am

interesting dont all credit card company has hidden fees that they charge you for life.

Reply

COLLECTOR December 31, 2011 at 12:21 pm

NO CREDIT CARD COMPANIES DON’T HAVE HIDDEN FEES- THEY HAVE FINE PRINT. ITS UP TO THE CONSUMER WHETHER OR NOT THEY READ THE FINE PRINT. BY USING THE CARD EVEN ONE TIME YOU AGREE TO ALL THE FINE PRINT WHETHER YOU READ IT OR NOT.

Reply

Dan - BankVibe April 20, 2011 at 5:05 am

The PNC card is pretty solid, but if you’re STRICTLY after gas rewards you’re almost always going to get a better cash back structure with a credit card that’s directly partnered with a specific gas station…such as a Shell/BofA card. The only downside is that the card usually lacks any perks outside of gas and you’ll always have to scramble for a Shell station when you’re on E…which sometimes sucks….

Reply

Bob April 25, 2011 at 12:32 pm

The Penfed card is still fantastic for gas, but it no longer gives you 2% on groceries – just 1%

Reply

Chris March 2, 2012 at 10:56 am

Interesting no one mentions the BofA BankAmericard cash rewards card which gives 3% on gas, 2% on groceries, and 1% on everything else. I know there is distaste for BofA, but that thing is a gem. Those with BofA accounts get an extra 10% cash back as well.

Reply

Janet July 10, 2012 at 7:46 am

I agree with Chris. BofA has always treated me well.

Reply

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