The 10 Best Credit Card Signup Bonus Deals – 2015

Today credit card companies are working hard to gain new members. They do it with Super Bowl commercials, of course. But their real secret selling tool is the bonus deal.

Most rewards cards these days offer excellent sign-on bonus deals. Some credit card users even rotate through cards every few months to take advantage of these savings. If you have excellent credit, this can be a good option. Even if you don’t, though, you could choose a long-term credit card partially based on its bonus rewards.

Here are the 10 best bonuses out there today:

1. Chase Sapphire Preferred®

The Chase Sapphire card is a great rewards card to begin with. Right now, though, you can earn 40,000 bonus points when you spend $4,000 in the first three months of opening an account. Then, you can get an additional 5,000 points after you add the first authorized user and make a purchase within three months of opening your account. That’s over $500 in travel rewards.

2. Citi ThankYou® Premier

Here’s another great cash-back card that comes with a killer bonus offer. Right now, you can earn 50,000 ThankYou points when you spend $3,000 in purchases. You’ll earn the first 20,000 points when you make $2,000 in purchases within three months of opening your account, and another 30,000 points when you make $3,000 in purchases within the first three months of your second year of card membership. That’s up to $625 in travel rewards or $500 in gift cards.

3. Southwest Airlines Rapid Rewards® Premier

This card pairs well with a general Rapid Rewards® membership for Southwest frequent flyer miles. When you sign up for the card, you can get 25,000 bonus points after you spend $1,000 on purchases within three months of opening your account. You’ll then receive another 6,000 points after your first anniversary of holding the card.

4. Chase Ink Plus®

Business owners and freelancers can get in on the action, too, with the Chase Ink Plus®. It offers 50,000 bonus points when you spend $5,000 on purchases within three months of opening your account. That’s about $625 in travel rewards when you redeem the points through the Chase Ultimate Rewards® program.

5. Marriott Rewards® Premier Card

If you’re interested in earning free hotel stays, this is a great card to check out. You’ll automatically get one free hotel stay after you’re approved for the card. Then, you can get 50,000 bonus points after spending $1,000 in purchases within three months of opening your account. Plus, you get one free night’s stay every year after your account anniversary (which is nearly enough to cancel out the card’s annual $85 fee).

6. Barclaycard Arrival PlusTM World Elite MasterCard®

This card offers 40,000 bonus miles when you spend $3,000 on purchases within the first 90 days of card ownership. That’s about $400 worth of travel statement credits. It also has a 12-month 0% introductory APR.

7. Capital One Venture® Rewards Card

When you sign up for this card and spend $3,000 within the first three months of ownership, you’ll get 40,000 bonus miles. That’s worth about $400 in travel credits. I’ve used this card for years and have been very happy with the rewards and Capital One customer service.

8. Citi® Hilton HHonors® Reserve Card

When you make $2,500 in purchases within four months of opening your account with this card, you’ll get 2 weekend night certificates, each good for one standard, double occupancy room on a weekend night. Plus, you’ll get one weekend night certificate for each anniversary date when you’ve spend $10,000 on the card in a year.

9. Blue Cash Preferred® Card from American Express

This is already one of the best cash-back cards out there, with categories weighted towards everyday spending. Now you can get $150 in bonus cash back when you spend $1,000 on purchases during your first three months of card ownership. You also bet 0% for 15 months on purchases and balance transfers, and a reasonable regular APR based on credit worthiness.

10. Blue Cash EveryDay® Card from American Express

This is a no fee version of the Blue Cash® cards. It offers new members a $100 bonus when you spend $1,000 in the first 3 months. You can the same regular APR range and 0% for 15 months on purchases and balance transfers.

The Bottom Line

One of the beautiful things about competition, especially when businesses vie for consumers is that everybody wins.  Businesses end up getting what they want (which they may end up paying more for) and consumers can shop around for the best good or service that suits their needs.  No one entity controls the market and in the end, the best business will usually prevail.

When looking at the full list of credit card deals above, it’s easy to see just how profitable a few applications can be.  All you need is the excellent credit these cards require, and you can walk away with thousands of dollars in savings.

* See the online credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty.

Compare these and other credit cards at CardRatings.com.

Published or Updated: August 27, 2015
About Rob Berger

Rob founded the Dough Roller in 2007. A litigation attorney in the securities industry, he lives in Northern Virginia with his wife, their two teenagers, and the family mascot, a shih tzu named Sophie.

Comments

  1. Kritsana says:

    That’s great about free gift card promotion!

    • DR says:

      Yea, the credit card companies are throwing a lot of money around to get your business!

Speak Your Mind

*