Update: The spend required to receive the 40,000 bonus miles has gone up from $1,000 to $3,000 in the first 90 days. Even so, this card still ranks as one of the most rewarding and exclusive travel cards you’ll find anywhere.
When I think of a top travel rewards card, the likes of Capital One, Chase, and American Express come to mind. In fact, I carry cards from all three of those card issuers. But a fairly new entrant on the scene is offering some pretty sweet bonus rewards. The Barclaycard Arrival World MasterCard is an excellent option for big spenders looking for big travel rewards. Using this card regularly could net you some serious savings on your next vacation. So it seemed that a review of the card was in order.
The Travel Rewards
With this card, you’ll earn two miles for every $1 spent, plus bonus miles in the first 90 days of opening your account. There’s no cap on the amount of miles you can earn, and miles can be redeemed for credit on flights, hotels, resorts, cruises, trains and car rentals.
Plus, when you redeem your miles for travel, you’ll get 10 percent in miles back. So if you redeem 30,000 miles, you’ll get 3,000 bonus miles back.
As an example, if you spend $4,000 on travel and dining and $16,000 on other purchases on a Barclaycard Arrival World MasterCard, you would get 40,000 miles — a $400 statement credit for travel-related costs, plus, the 4,000 bonus miles will get you started on saving for your next vacation.
For a limited time, you can get a 40,000 mile bonus when you spend $3,000 on purchases in the first 90 days of opening your account. And since there’s no cap on redeeming miles, you can redeem those miles any time on nearly any travel-related purchase.
There are no blackout dates or seat restrictions when you redeem miles with this card. You just choose your airline, hotel, resort, cruise, train or car rental service and book using your Barclaycard. You can then redeem your miles for statement credit, saving you money on travel.
Other Bonuses and Rewards
This MasterCard comes with other bonuses and rewards, as well, including:
- Complimentary TripIt Pro mobile travel organizer subscription, a $49 value
- No foreign transaction fees
- MasterCard Global Service with 24-hour assistance, emergency card replacement, and emergency cash advance
- Up to $200,000 travel accident insurance
- Reimbursement for expenses related to your baggage being delayed or misplaced
- Trip cancellation and interruption coverage
Interest Rates and Fees
This card offers a zero percent APR introductory rate for the first 12 months, with a rate of 14.99% - 18.99% (Variable) (depending on your credit score) after that.
With an $89 annual fee (waived for the first year) and fees for balance transfers and cash advances, the Barclaycard Arrival World MasterCard can be a bit expensive. But if you spend enough on it, your rewards will easily outweigh the associated fees.
As with all credit cards, the Barclaycard Arrival World MasterCard has a few caveats. Here are the main drawbacks to consider:
- $89 annual fee
- Higher APR after introductory fee (14.99-18.99 percent)
- $10 or 4 percent of transaction fee for balance transfers
- No extended warranty on regular purchases
- No access to exclusive events like some other travel rewards cards
The Bottom Line
There really aren’t that many drawbacks to the Barclaycard Arrival World MasterCard, as long as you use it often enough to offset the $89 annual fee. And if you’re paying off your balance each month, the APR is not a problem.
Bottom line is that this is a fabulous card for racking up some serious travel rewards points that are easy to redeem on any vacation or business trip.
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There is also a no annual fee version of the card, which offers reduced rewards:
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