AccountNow Prepaid Cards

The AccountNow prepaid Visa and prepaid Mastercard are two alternatives to checking accounts that allow you to borrow money and build your credit history.

AccountNow Prepaid Visa 100% Guaranteed Approval No Credit Check $0 upfront fees with direct deposit	AccountNow Prepaid MasterCard 100% Guaranteed Approval No Credit Check $0 upfront fees with direct deposit

AccountNow prepaid cards work like a debit card or ATM card. Cardholders can easily add money to the card in several ways, and then use the card virtually everywhere. The card features online bill pay, enabling you to quickly and easily pay bills over the Internet. AccountNow was one of the first prepaid cards that helps consumers build credit through its Credit Builder program. And with its iAdvance Line of Credit, AccountNow offers short-term loans to customers who qualify.

How the AccountNow Prepaid Cards Work

Money can be added to an AccountNow prepaid card in several ways. The easiest, most convenient, and least expensive way to add funds is through direct deposit. Your employer can have your paycheck transferred directly to your AccountNow card. You get access to your funds on payday, avoid the inconvenience and cost of check cashing stores, and don't have to worry about carrying around a lot of cash. And because prepaid cards can be used at ATMs, you can get access to the cash immediately.

You can also add money to an AccountNow card at many local stores, including Walmart, CVS, Kroger, UPS, and more. These stores use cash networks such as Money Gram and Green Dot, which enable them to transfer cash to prepaid cards.

You can use the AccountNow prepaid card to buy products online, get gas, pay for rental cars, hotel stays or airline tickets, or buy stuff everywhere Debit Visa or MasterCard is accepted. Prepaid cards are more convenient than carrying cash and safer too with Visa's Zero Liability or the MasterCard Zero Liability (check the AccountNow website for details) coverage that protects you from unauthorized purchases.

Like an ATM card, you can withdraw funds from your card at more than 1 million ATM locations. And like a bank debit card, you can avoid ATM fees by getting cash back at your local grocery store.

AccountNow Prepaid Card Features

An AccountNow prepaid card offers several features not found with many other prepaid cards. For example, AccountNow offers the iAdvance loan option. With iAdvance, cardholders get access to short-term loans when they need some extra cash.

AccountNow is also one of the first prepaid card issuers that enable cardholders to build credit. Enroll in AccountNow's free Credit Builder and you can demonstrate your credit worthiness to potential creditors like landlords. Just pay your bills through AccountNow Bill Pay and AccountNow will automatically report your payment history to PRBC®, a national credit reporting agency.

Here's how Credit Builder works:

Activate AccountNow Bill Pay and add the FREE AccountNow Credit Builder service.
Every time you make a bill payment with AccountNow Bill Pay, we will send your bill payment information to PRBC, a national credit reporting agency.
Build a bill payment history to demonstrate your credit worthiness when applying for housing, credit, insurance, employment, phone, and utility hook-up by doing what you already to today - - paying your rent, electric, cable, insurance, and phone bills on time.
Only Bill Pay transactions will be shared with PRBC. Regular debit transactions using your AccountNow Prepaid Visa or MasterCard will not be reported to PRBC.

With prepaid cards, you also avoid the annoying bank fees, like overdraft charges. Here is a list of some of the other features of the AccountNow card:

Build your credit with the new iAdvance loan option(SM)
Instant Guaranteed Approval* – no credit check, no security deposit
$0 ACTIVATION FEE – when you load your card by direct deposit
Free Direct Deposit – no more check cashing fees
Free Online Bill Pay – no need for expensive money orders
Free Credit Builder† – bill pay transactions are reported to PRBC®
No Overdraft Fees – no minimum balance required
Reloadable - $10,000 balance limit

How to Apply for an AccountNow Prepaid Card

accountnow-prepaid-visa To apply for an AccountNow Prepaid Visa or MasterCard, simply visit the AccountNow website and complete a simple online application. Because these are prepaid cards, there is no credit check or Chexsystems review. Approval is guaranteed. And unlike secured credit cards, no deposit is required.

With direct deposit, there are no upfront fees, and just a $9.95 monthly fee. At that price, AccountNow cards cost less than most banks, particularly when bank penalty and "convenience" fees are considered. To get more information about the cards and to apply online, visit www.accountnow.com.