Credit Card Offers

0% Balance Transfer	$100 Sign-up Bonus
Discover More--American Flag 0% Balance Transfer for 12 Months and 0% purchases for up to 6 months Up to 5% Cash Back!	Chase Sapphire 10,000 Bonus Points After 1st Purchase--Redeemable for $100 No Annual Fee

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Cash Back	0% APR Credit Cards
Discover More Card 0% BT and purchases for up to 6 months + Up to 5% Cash Back!	Slate from Chase 0% APR for up to 12 months on purchases and balance transfers No Annual Fee

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Student Cards	Travel Reward Cards
Citi mtvU Platinum Select 0% Balance Transfers and 0% on purchases for 6 months if you qualify	Starwood Preferred Guest Card Earn up to 25,000 Starpoints enough for up to 6 free nights at category 1 or 2 hotels!

Credit cards today offer a wealth of benefits and rewards. If used responsibly, credit cards can pay you cash back on purchases, earn free airline tickets or hotel stays, pay for an entire cruise, or even offer 0 APR on purchases or balance transfers. This credit card guide is designed to help you wade through the many options to pick the right credit card for you. Below you will find information about credit card offers organized into two sections.

First you'll find links to credit card offers by category, such as low interest rate cards, business credit cards, and balance transfer offers. Then you will find comprehensive guides and articles about how to evaluate card offers and use credit cards responsibly.

Credit Card Offers

• Low Interest Credit Cards
  Credit cards with 0 APR introductory offers and low APR rates are a great way to save money on interest. Each of these cards offer interest rates lower than 10%.
• 0% Balance Transfer Credit Cards
  No interest balance transfer offers allow you to transfer and consolidate high interest debt. With these offers, many have saved thousands in interest payments.
• Travel Reward Credit Cards
  Credit cards offering travel rewards can help pay for your next vacation or business travel, including airline tickets, hotel stays, and even cruises.
• Cash Back Credit Cards: These cards offer cash rebates and rewards based on card activity. Some credit cards pay as high as 5% cash back.
• College Student Credit Cards
  these credit cards are designed for high school and college students with limited credit history.
• Business credit cards
  Business credit cards are design to meet the needs of small and home-based businesses, and offers some of the best rewards available.
• Prepaid Credit Cards: Get the convenience of a credit card and the safety of a debit card.

Credit Card Articles & Guides

A Dozen Ways Credit Cards Can Save You Money On Your Next Vacation: Credit cards that offer points redeemable for airline tickets and hotel stays can save you a bundle on your next vacation. This article explores ways to make the most of these travel rewards.

Should You Sell Investments to Pay Off Credit Card Debt?: Many people wonder if they should sell investments to pay of credit card debt, or whether they should even begin investing while they have credit card bills. Dave Ramsey says to pay off debt first, but his approach may not be right for everybody.

Credit Cardholder's Bill of Rights Act of 2008: What it means for you: Congress is taking up credit card reform, and we can expect new consumer regulations in the comming years. This article explores one of the bills currently pending in Congress.

0% BT (Balance Transfer) Index: Even most zero percent balance transfer offers will cost something due to balance transfer fees. In addition, after the introductory rate expires, some cards hit you with double-digit interest rates. The balance transfer credit cards index evaluates the true cost of balance transfer offers and ranks the cards accordingly.

Credit Card Balance Transfer--Tips on Using Balance Transfer Offers: This guide walks you through everything you need to know about balance transfer credit cards.

Credit Card Fees and Fine Print Guide: Have you ever tried to read a credit card agreement? These agreements can be really dense. In this article, we try to take some of the legal jargon and bring it down to earth.

0% Balance Transfer for 15 Months: Last year several card issuers offered 15-month balance transfer deals. Today, the longest is a 12-month BT deal offered by Discover Card.