According to the U.S. Department of Energy, the typical American family spends over $1,600.00 a year on utilities. We all could probably save significant amounts on our utilities by buying the newest and most efficient appliances, heaters and boilers. But the amount of money we’d have to pay up front is sometimes prohibitive, [...]
Photo Credit: Grad Student 2007
Everyone knows that the cost of a college education is rising—according to the College Board (the lovely folks who bring us the SAT and the AP exams), the average cost per year to attend a private four-year college is currently $23,712, up 6.3% from last year. But now, thanks [...]
Freddie Mac has posted a video on YouTube to warn of foreclosure scams. It’s a 2 minute video that describes certain foreclosure scams that have surfaced in the wake of the sub-mortgage debacle. Here’s the video:
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A reader recently brought a website to my attention and asked what I thought of it as a money management tool. The site is called PriceAmbush, and it purports to allow you to search the Internet for the best deals on stuff. But I have very mixed feelings about this site. First, [...]
Yesterday I came across a website that identifies unhealthy toys and thought I’d pass it along. HealthyToys is a project of the Ecology Center, a nonprofit environmental organization based in Ann Arbor, Michigan. HealthyToys allows you to search for toys by name, brand or type. You can also see a list of [...]
Updated: At the bottom of the post, check out the additional money-saving tips sent in by readers and bloggers. And don’t risk missing a tip that could save you money, get your free subscription to The Dough Roller by clicking here.
Last week I wrote about ways to develop the habit of spending less [...]
If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life [...]
Back in July I wrote 5 Money-Saving Reasons to Buy an iPhone. As a Mac Addict, I wanted to buy the iPhone when it first came out, and this article was my attempt to justify the big price tag. In the end, though, I decided to wait, and gave the following explanation:
At the [...]
Many years ago I was a buyer for a large pharmaceutical company. My boss had worked at the company for many years, and was a man of great experience. As he taught me to negotiate contracts, he constantly reminded me of this one eternal truth–read the fine print. As he put it, [...]
