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If I could write just one thing about achieving financial freedom, it would be this–spend less than you make. Like all habits that lead to financial freedom, spending less than you make is simple to understand, but hard to follow. For some reason, we always want more. At times in my life [...]

Back in July I wrote 5 Money-Saving Reasons to Buy an iPhone. As a Mac Addict, I wanted to buy the iPhone when it first came out, and this article was my attempt to justify the big price tag. In the end, though, I decided to wait, and gave the following explanation:
At the [...]

Many years ago I was a buyer for a large pharmaceutical company. My boss had worked at the company for many years, and was a man of great experience. As he taught me to negotiate contracts, he constantly reminded me of this one eternal truth–read the fine print. As he put it, [...]

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Are you struggling to spend all of your money each month? Do you get to the end of the month, only [...]