How to Automate Your 401k–An Interview with Blooom Founder Chris Costello

The wave of robo-advisors (e.g., Betterment, WealthFront, Personal Capital) have one thing in common–they can’t manage your 401(k) investments. Today I have the opportunity to interview Chris Costello, the co-founder of Blooom. For $15 a month, Blooom will automate the process of selecting an asset allocation and rebalancing your 401(k) investments. It works with just […]

Published or Updated: January 12, 2015

DR 143: Should You Max Out Your 401k Early in the Year?

It’s common financial advice to max out a 401k. Putting as much away in a tax advantaged account as possible is just smart financial planning. There is of course a limit to how much we can contribute each year to a workplace retirement plan. And that has some asking whether they should max out their […]

Published or Updated: November 2, 2015

DR 137: Interview with Todd Tresidder, a Former Hedge Fund Partner Who Retired at 35

When people talk about early retirement, they often mean at 50 or 55 – and sometimes as early as 45. But today’s podcast interview is with Todd Tresidder, a fascinating guy who managed to get out of the rat race at 35. I interviewed Todd about his life before retirement, what he’s been doing since, […]

Published or Updated: December 21, 2014

Retirement Calculator: Are you on track to retire?

It’s one of the hardest questions to answer in all of personal finance. Are you on track to retire? To help you answer that question, the folks at Personal Capital have just released a free retirement calculator. Give it a try and let me know what you think in the comments below. You can also […]

Published or Updated: March 14, 2016

DR 131: Retirement Plan Options for Small Businesses–An Interview with Fidelity’s Brian Hogan

One of the biggest surprises for me as a blogger was the retirement plan options available to a small business owner. While a 401k maximum contribution is $17,500 (as of 2014) and an IRA is $5,500 (as of 2014), as a small business owner I can sock away more than $50,000 a year. It almost […]

Published or Updated: November 28, 2014

Which Retirement Accounts Should You Withdraw From First?

Imagine you’ve worked hard and saved for retirement. You have assets in taxable accounts, traditional retirement accounts, and Roth retirement accounts. When you retire, which accounts should you withdraw from first? That’s the question I posed to Stuart Ritter of T. Rowe Price. In the interview that follows, Stuart does a great job of discussing […]

Published or Updated: April 27, 2015

401k and IRA Contribution and Deduction Limits for 2016

The IRS recently released the new 2016 401k and IRA contribution and deduction limits. The limits for both IRAs and 401ks remain the same in 2016. And that’s true for both contributions and catch-up contributions for those 50 or older. Here are the details. 401(k) Contribution Limits As announced by the IRS, the contribution limit […]

Published or Updated: April 29, 2016

DR 119: Advanced Social Security Benefits Strategies–Interview with Marc Kiner

One of the most important and confusing decisions retirees must make is how and when to claim social security benefits. There are countless things to consider including age to start taking benefits, whether you’ll continue to work, spousal benefits, and full retirement age. For that reason, I asked Social Security benefits expert Marc Kiner to […]

Published or Updated: November 2, 2014

DR 111: What Should You Do With Your 401k When You Leave Your Job

What should you do with your 401k or 403b when you leave your job? This is a question that confronts more and more people. According to the Department of Labor young Baby Boomers held on average 11.3 jobs from age 18 to 46. So it was no surprise when I received the following email from […]

Published or Updated: December 2, 2014

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