DR 129: 5 Simple Strategies to Stay Productive Working from Home (bet you never thought of #5)

Home Office

I‘ve struggled with productivity for years. Give me a deadline and I can work like a rented mule. Leave me to my own devices, however, and I’m as productive as carefree summer day at the beach. This really came to light for me when I started working from home. With no supervisors and few hard […]

Published or Updated: November 20, 2014

DR 128: What All Kids Should Know About Saving & Investing–An Interview with Author Rob Pivnick

What All Kids Should Know About Saving and Investing

With a son and daughter now grown, I often wonder how well I prepared them to handle finances. While they are both now in their early 20’s, the truth is that their financial education is far from over. I continue to work with them on everything from budgeting to investing. And that’s why Rob Pivnick’s […]

Published or Updated: November 18, 2014

DR 127: iQuantifi–Interview with its Founder Tom White

Financial Goals

Robo-advisors are all the rage today. These online tools help automate investing, from picking an asset allocation plan to buying the mutual funds or ETFs to rebalancing. What they don’t do, however, is help us with broader financial planning tasks. Enter iQuantifi. Founded by Tom White, a former financial planner and investment advisor, iQuantifi is […]

Published or Updated: November 17, 2014

DR 126: The Most Popular Personal Finance Books

The Millionaire Next Door

In last week’s newsletter I asked the following question: What is your favorite book about money. Some of the responses listed popular books. Some mentioned books that were new to me. Here are the results: The Millionaire Next Door by Thomas J. Stanley Ph.D: By far the most popular response, this book is one of […]

Published or Updated: November 24, 2014

DR 125: A Podcast Listener Interviews . . . Me

doughroller-podcast

It was bound to happen sooner or later. It started with an innocent email from a listener of the Dough Roller Money Podcast. They asked if I would dedicate a show to talking about . . . me. For better or worse, they wanted to know about the guy behind the mic. Do that triggered […]

Published or Updated: November 17, 2014

DR 124: Where Do People Keep Their Emergency Fund?

Emergency Fund

Where do people stash their cash for emergencies? That’s the question I asked more than 18,000 subscribers to the weekly Dough Roller newsletter. The common wisdom is to keep emergency funds in an FDIC insured bank account, preferably one that pays a high yield. But with interest rates at historic lows, are people taking on […]

Published or Updated: November 12, 2014

DR 123: Interview with Joshua Sheats, CFP, of Radical Personal Finance

Joshua Sheats of Radical Personal Finance

I met Joshua Sheats earlier this year at a blogger conference. In the span of 30 minutes we talked about everything from budgeting to investing to careers to podcasting. A certified financial planner, among other things, Joshua spent many years in the business. Recently, he hung up his calculator and started a podcast full time […]

Published or Updated: November 6, 2014

DR 122: Good Debt vs. Bad Debt

Good debt vs bad debt

A lot has been written about good debt vs bad debt. As the names suggest, the idea is to avoid bad debt and embrace, at least to a point, good debt. But what do these terms really mean, and how can they help us make sound financial decisions? Like so many financial rules of thumbs, […]

Published or Updated: November 6, 2014

DR 121: Which Retirement Accounts Should You Withdraw From First?

How To Draw Down Your Retirement Accounts-735x1102-PT

Imagine you’ve worked hard and saved for retirement. You have assets in taxable accounts, traditional retirement accounts, and Roth retirement accounts. When you retire, which accounts should you withdraw from first? That’s the question I posed to Stuart Ritter of T. Rowe Price. In the interview that follows, Stuart does a great job of discussing […]

Published or Updated: October 31, 2014