Personal Finance

Overcoming the Fear of Vacation

July 28, 2011

I’ve met a good amount of people in my lifetime and no matter their race, religion, job, family, size or shape, every single one of them was afraid of something.  Statistics will show that most Americans fear public speaking and death the most however for me, it’s always been vacations.  You might be wondering if [...]

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Should College Athletes Be Paid?

July 24, 2011

It seems every week, I hear of a new scandal involving a college athlete and the reason is always the same … money.  For the past few months, the NCAA has been digging their claws into USC and Ohio State, two of the most storied athletic institutions there are in college sports.   The consequences [...]

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Financial Fitness Comes From Physical Fitness

July 8, 2011

When I was a wee lad growing up in the countryside of northern New Jersey, life was good.  I had a loving family, a small house with a good amount of land to run around and good friends.  But if there was one thing I could change about my life back then, it was the [...]

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How To Use Complaining as an Effective Refund Strategy

June 28, 2011

When you think of complaining, you usually do so with a negative context.  Complaining is the result of unhappiness and powerlessness and if you hang around people that are constantly complaining, you’ll find your mood to take a sudden shift downward. Earlier in life, I would get agitated at people that complained about every little [...]

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Penny Auctions Are Scams

May 27, 2011

A little over a year ago, I wrote an in-depth review of Swoopo, the most popular and well advertised penny auction website around.  Swoopo had an excellent interface and design and by all accounts was making millions of dollars a month for doing almost nothing at all.  A few months ago however, Swoopo was taken [...]

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Do You Give to Panhandlers?

May 5, 2011

I would say that I’ve lived two different lives.  Even though I’m still only 26 years of age, my life can be split into two distinctly different parts.  There’s my pre-Miami days and my post-Miami days and it’s difficult to argue which one I’ve enjoyed more.  Before moving to Miami for college, I lived in [...]

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Could You Live Without Your Automobile?

May 2, 2011

It’s the duty of a personal finance site like this one to present all angles in which consumers can save money.  Sure, I give tips every once in a while on how to save a few bucks here or maybe even a hundred dollars there, but in terms of radical money saving ideas, they’re few [...]

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A Review of the Six Steps to Financial Fitness

April 29, 2011

There are a lot of wealth “systems” out there. Some are just plain bogus. Others, like Dave Ramsey’s Financial Peace University, are legitimate. Recently, I came across one put out by the FINRA Foundation and the Florida State University. Called the Six Strategies for Increasing Financial Fitness (pdf), this short brochure is designed to help [...]

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We Are All Consultants Now

April 29, 2011

In trying to understand the way jobs are evolving, particularly for white collar professions, I find two phrases quite useful: We are all between job searches. All jobs are now contract consulting jobs. “Whoa, wait a minute!” you might exclaim. “I have a steady job!  I’ve been there for 5 years, and I’m a full-time [...]

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