How to Harness the Stunning Power of Financial Regret

Regret over past financial decisions can have a powerful hold on you. At 23, you may regret running up $20,000 in credit card debt during college. At 35 you may regret never having gone to college. At 45 you may regret having never started that consulting business you always dreamed of pursing. And at 65, […]

Published or Updated: March 23, 2012

Are You a Millionaire in the Making?

who-wants-to-be-a-millionaire

Are you on your way to becoming a millionaire? For some the thought of having a million bucks seems ridiculous. But the fact is that becoming a millionaire is simple, even on a modest income. If you have the discipline, building your net worth up to a million dollars or more takes nothing more than […]

Published or Updated: August 9, 2014

An Incredibly Simple, Free and Easy Way to Improve Your Finances

improve your finances by asking

How much do we miss out on because we fail to do one really simple, free and easy thing. This one thing can greatly improve your finances. Amazingly, it can lower the interest rate you pay on a home equity. It can eliminate the balance transfer fee on a credit card. It may get you […]

Published or Updated: August 9, 2014

The Easy Guide to Money Management

money management

Successfully managing your money comes down to one thing–control. For all the things we talk about here at The Dough Roller from retirement to investing and taxes to credit cards, financial freedom and sound money management come down to whether you control your money, or whether it controls you. As I’ve often said, the good […]

Published or Updated: August 9, 2014

How to Get a Payday Loan (if you must)

payday-loans

In the world of personal finance, payday loans have become the symbol of ultimate financial distress. The payday loan industry suffers from a poor reputation rivaled only by the tobacco industry. Lately, I’ve done a fair amount of research on the economics behind short-term cash advances. In the course of that research, I’ve come across […]

Published or Updated: February 14, 2013

Teaching Your Kids About Money

Recently, I took my son, Gavin, to the CoinStar machine to turn the random coins he’s been getting into cash. Added to the last two years of birthday money, his total was right around $150. As he stared at that money (and lamented the fact that now all he had was paper instead of a […]

Published or Updated: July 5, 2014

PF Buzz and a Free Ebook

Two of my personal finance blogging friends have recently introduced a new site and Ebook that are absolutely worth checking out. The first is a new site called Personal Finance Buzz, or PF Buzz for short. The second is an Ebook called the College Grad Money Guide. PF Buzz PF Buzz was created by a […]

Published or Updated: August 2, 2011

What is Phishing–A Real Life Example

phishing-email

I recently received a phishing email intended to trick me into divulging confidential banking information. As a follow up to my LifeLock Review, I thought I’d share the email with you. If you’re not familiar with phishing emails or how to detect them, I’ll cover that in a moment. But first, here’s an image of […]

Published or Updated: July 5, 2014

LifeLock–A Review

LifeLock is an identity theft prevention service available online. Identity theft is one of the fastest growing crimes in America, victimizing over 10 million people a year and costing billions of dollars. Given the rise in identity theft crimes over the past ten years, I thought a review of LifeLock was in order. First we’ll […]

Published or Updated: June 20, 2014