How Smarter Money Management Can Make You a Cool $826.75 in 10 Minutes

This post is a story about how I made $826.75 in about 10 minutes this morning, and more importantly, how you can, too. This post is also about following the Dough Roller on Twitter, but more about that in a moment. Let’s first get to the money part of this post, which is an example […]

Published or Updated: September 6, 2014

How to Avoid the Infuriating Cost of Disorganization

cost-of-disorganization

Note: This post comes from my darling wife, Mrs. Dough. A few years ago, I was in charge of filing the insurance claims for our family. Somehow, slowly, DR took over. This was probably because he had the forms at his office and they would occasionally change and one day he offered to take my […]

Published or Updated: April 9, 2014

How to Survive (and Thrive) in a Recession

surviving depression

Make no mistake about it, a recession is here. While we do not know how long or painful it will be, we do know that it has the potential to be the worst financial crisis any of us have ever lived through. The stock market has lost more than 20% in the last 10 trading […]

Published or Updated: February 14, 2013

How to Harness the Stunning Power of Financial Regret

Regret over past financial decisions can have a powerful hold on you. At 23, you may regret running up $20,000 in credit card debt during college. At 35 you may regret never having gone to college. At 45 you may regret having never started that consulting business you always dreamed of pursing. And at 65, […]

Published or Updated: March 23, 2012

Are You a Millionaire in the Making?

who-wants-to-be-a-millionaire

Are you on your way to becoming a millionaire? For some the thought of having a million bucks seems ridiculous. But the fact is that becoming a millionaire is simple, even on a modest income. If you have the discipline, building your net worth up to a million dollars or more takes nothing more than […]

Published or Updated: August 9, 2014

An Incredibly Simple, Free and Easy Way to Improve Your Finances

improve your finances by asking

How much do we miss out on because we fail to do one really simple, free and easy thing. This one thing can greatly improve your finances. Amazingly, it can lower the interest rate you pay on a home equity. It can eliminate the balance transfer fee on a credit card. It may get you […]

Published or Updated: August 9, 2014

The Easy Guide to Money Management

money management

Successfully managing your money comes down to one thing–control. For all the things we talk about here at The Dough Roller from retirement to investing and taxes to credit cards, financial freedom and sound money management come down to whether you control your money, or whether it controls you. As I’ve often said, the good […]

Published or Updated: August 9, 2014

How to Get a Payday Loan (if you must)

payday-loans

In the world of personal finance, payday loans have become the symbol of ultimate financial distress. The payday loan industry suffers from a poor reputation rivaled only by the tobacco industry. Lately, I’ve done a fair amount of research on the economics behind short-term cash advances. In the course of that research, I’ve come across […]

Published or Updated: February 14, 2013

Teaching Your Kids About Money

Recently, I took my son, Gavin, to the CoinStar machine to turn the random coins he’s been getting into cash. Added to the last two years of birthday money, his total was right around $150. As he stared at that money (and lamented the fact that now all he had was paper instead of a […]

Published or Updated: July 5, 2014