How Thinking Long Term Can Help You Manage Your Money

This past weekend I spent several hours going through long forgotten papers. Like an old friend I haven’t spoke to in years, the paperwork brought back memories. The papers relating to finances were particularly interesting. For example, I found the sales receipt for a new 1965 Mustang my grandfather purchased for my step-mother when she […]

Published or Updated: March 31, 2015

Idle Cash is the Devil’s Workshop

One thing I’ve learned as a parent is that “idle hands are the devil’s workshop.” Keep children busy and you keep them out of trouble. The same is true with money. Cash sitting in your checking account is just begging to be spent mindlessly. The longer it sits there, the more likely we are to […]

Published or Updated: April 10, 2014

5 Ways To Automate Your Finances

I‘m convinced that the one thing that could greatly improve finances for many people is also dead simple–automation. Studies have shown, for example, that when an employer automatically signs up new employees to the company’s 401k plan, a greater percentage of employees participate in the plan. While many of these employees would not enroll in […]

Published or Updated: August 29, 2013

How to Find Extra Cash to Put Toward Your Debt

Welcome to our week-long series on crushing your credit card debt. In this fourth of five articles, we look at several ways to free up extra cash to put toward your credit card debt. Photo Credit: Rocpoc In yesterday’s article about using the debt snowball, we saw how even an extra $50 a month toward […]

Published or Updated: February 5, 2012

5 Online Tools for Tracking Your Cash

I often think of my mom and her frugal ways. She was a budget goddess. In the days before the pc, lap top, tablet and smart phone phenomenon, she implemented a budget system that anyone could manage – anyone who was committed that is. It was the envelope system. When the paycheck came home my […]

Published or Updated: June 6, 2013

A Review of Mint.com – Online Budget Tool

I‘ve been a long time user of Mint.com. If you’re not familiar with Mint, it is a free online personal budgeting tool that allows you to see your whole financial life in one place.  Whether it’s checking, savings, credit cards, PayPal, investments, retirement accounts or many other personal finance accounts, Mint.com is your one stop […]

Published or Updated: December 6, 2013

Yodlee Review – Online Budget Tool

A lesson I learned early in life was not to judge a book by it’s cover.  Yodlee is an excellent online budget tool that is certainly more serious than it sounds. In fact, you might already have used it because in addition to Yodlee MoneyCenter being a free online budgeting tool, Yodlee was the software […]

Published or Updated: March 14, 2013

The Myth of ‘Good’ Debt vs ‘Bad’ Debt

You’ve probably heard of ‘good’ debt and ‘bad’ debt. Good debt is when we borrow to buy something that generally goes up in value, like a home. Bad debt is when we borrow for anything else, like a car, a boat, a meal, a dress, a cruise, a wedding and so on. Many teach that […]

Published or Updated: April 27, 2015

Should You Stop Saving for Retirement to Pay Off Debt?

Last week I published an article called Dave Ramsey Unleashed. I learned long ago that any post about Dave Ramsey will receive a passionate response from readers. Those that follow his financial teachings do so with “gazelle like intensity,” as Dave would say. One response that I received in both comments and email is that […]

Published or Updated: October 20, 2011

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