Money Management

I often think of my mom and her frugal ways. She was a budget goddess. In the days before the pc, lap top, tablet and smart phone phenomenon, she implemented a budget system that anyone could manage – anyone who was committed that is. It was the envelope system. When the paycheck came home my [...]

A lesson I learned early in life was not to judge a book by it’s cover.  Yodlee is an excellent online budget tool that is certainly more serious than it sounds. In fact, you might already have used it because in addition to Yodlee MoneyCenter being a free online budgeting tool, Yodlee was the software [...]

Last week I published an article called Dave Ramsey Unleashed. I learned long ago that any post about Dave Ramsey will receive a passionate response from readers. Those that follow his financial teachings do so with “gazelle like intensity,” as Dave would say. One response that I received in both comments and email is that [...]

It was the budget, with the spreadsheet, in the library–That’s who killed your finances. The dictionary defines a budget as “an estimate, often itemized, of expected income and expense for a given period in the future.” Budgeting, the quintessential money management tool, should identify where we spend our money so that we can make better [...]