Insurance

How Financially Fit is Your Insurance Company?

February 13, 2011

Whether we like it or not, insurance companies are a very important part of our lives. Depending on the coverage one buys, we rely on insurance to cover loss on our cars, homes, health, and life. Basically, we look to insurance to protect some of the most important and most valuable aspects of life. And [...]

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What Kind of Life Insurance Policy Is Right for You?

February 7, 2011

Planning for the future only gets more important as you age. Investments and savings are certainly great to have, but life insurance may supplement long-term planning goals, especially if you’re worried about providing for your loved ones if you are not around. With life insurance, you sign a contract with your insurer to pay a [...]

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A Homeowner’s Guide to Homeowner’s Insurance

January 12, 2011

Homeowner’s insurance is probably one of the most important types of insurance you’ll ever buy. It’s right up there with life insurance in terms of essential financial protection. But to get the most out of your homeowner’s insurance, you need to know your plan’s coverage details. Like all types of insurance, homeowner’s insurance comes in [...]

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Shouldn’t Life Insurance Companies All Be Bankrupt?

January 5, 2011

Life insurance. To buy or not to buy? Although this is a major question in the minds of many consumers, what we’re interested in here is how the insurance companies make money and just where our money is going if we buy a policy. Before we examine that question, however, let’s do a little refresher [...]

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Is Travel Insurance Worth the Cost?

December 7, 2010

Travel insurance a type of insurance used to cover oddball travel expenses, such as medical expenses or losses of pre-paid deposits on airfare or hotel accommodations. Short-term travel insurance can typically be arranged at the time a trip is planned to cover the duration of a trip. This type of insurance is available for many [...]

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Do You Have Alien Abduction Insurance?

November 30, 2010

We’ve all heard of bizarre insurance policies. Jennifer Lopez insured her bottom; Heidi Klum insured her legs, and Bruce Springsteen took out a policy on his voice. (In their defense, each of those insured items is arguably an irreplaceable business asset.) Wealthy individuals are known to take out kidnapping insurance policies. If the family is [...]

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When Flood Insurance Coverage is the Right Idea

November 16, 2010

The chance of a flood is a risk most homeowners and renters don’t even consider. Most people live in areas with low to moderate flood risk, and never even consider the possibility of costly flood damage to their home or personal possessions. The situation is even worse for those in at-risk areas. Nationally, only 20% [...]

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COBRA Insurance Just Isn’t Worth The Cost

November 10, 2010

On June 1st of 2010, the decision was made to end the COBRA subsidy, which effectively increased the health insurance payments of all unemployed individuals by 65%.  This news, while unfortunate, was just another article I had written.   However, a recent development has shown me first hand, just how unaffordable COBRA health insurance is for [...]

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When Should You Carry Only Liability Auto Insurance?

October 26, 2010

Buying a car can be an exciting time. Unfortunately, this excitement can be somewhat deflated by the prospect of choosing an insurance policy and the appropriate amount and type of coverage. In order to actually choose the best policy for your driving needs, it’s important to be educated on the different types of insurance – [...]

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