How To Find Low Cost Discount Dental Insurance

Dental Insurance

As a child, I had what you might call a strange aspiration.  I wanted to become a dentist. Most kids hate going to the dentist because of  all the needles and drills, but twice a year I had a wide smile on my face because I knew that it was dental visit day. I would […]

Published or Updated: March 5, 2013

Progressive Snapshot Is a Money Saver

Snapshot Discount

In May, I wrote about how I decided to install Progressive Snapshot, a device that tracks the performance of my car while I drive.  This device can tell you at what time you’ve driven, how fast you drive and at what speed.  Progressive offers this service to all policyholders who drive a vehicle launched 1996 […]

Published or Updated: July 1, 2011

What’s the Best Way To Find Health Insurance?

EHealthInsurance

In October of 2009, I decided that I would no longer run the 9-5 gauntlet. And with that decision came a few immediate changes in my life.  Working from home and for myself meant that I could set my own schedule, make my own decisions and only have myself to blame when something I’ve implemented […]

Published or Updated: March 5, 2013

How Much Do Health Insurance Companies Spend On You?

Health Insurance

In 2010, proposed rules were issued and approved by the National Association of Insurance Commissioners (NAIC) for measuring the Medical Loss Ratio (MLR). The MLR is part of the Affordable Care Act (ACA), a law that puts into place comprehensive health insurance reforms that is intended to hold insurance companies more accountable, will lower health […]

Published or Updated: June 5, 2011

Save Money On Car Insurance Using Progressive Snapshot

Snapshot Device

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper […]

Published or Updated: July 1, 2011

Avoid Paying Unnecessary Car Insurance

Car Insurance

I’ve been trying for years to reduce my car insurance bill. But for some reason, no matter how good of a driver I am and how much older I get, it doesn’t happen.  I drive my car less than almost any other American, and I still pay over $100 a month just for liability coverage.  […]

Published or Updated: May 13, 2011

Have You Used the Progressive iPhone App?

Progressive iPhone App

It seems like just about every big company out there has developed an iPhone app. The problem is that so many of the apps are not very good. They are just not that useful. For this reason, the Progressive Insurance app caught my attention. Currently, Progressive has over 12 million premiums, which makes it the […]

Published or Updated: March 18, 2012

A 60-Second Guide to Life Insurance for Smokers

Both my mom and her mom were smokers. My mom still is. My grandmother stopped smoking when we used her failing memory to trick her into thinking she had quit smoking years ago. Not exactly the proudest moment in my life, but it got the job done. I plan to use the same strategy with […]

Published or Updated: March 2, 2011

Why Term Life Insurance is the Smart Life Insurance

Stopwatch

When making financial decisions, we like to stress that circumstances matter.  Your wants and needs make a decision good for you, even though it might not be the best choice for me.  This is less true, though, in deciding whether to purchase term or whole life insurance. Term life insurance is almost always the better […]

Published or Updated: March 20, 2013