Is ObamaCare Unconstitutional–Your 60 Second Guide

As an attorney working just minutes from the Supreme Court, this week has been unique even for this crazy town. Rarely do you see demonstrations like we’ve had this week outside the Court of Last Resort. But then, Obamacare is no ordinary case. If you’ve wondered exactly what the fuss is all about, here is […]

Published or Updated: March 30, 2012

My Experience with Nationwide’s Vanishing Deductible

I‘ve had my car insurance through Nationwide for nearly 30 years. While my rates have always been great because of multiple discounts, that all changed when our children started driving. With four cars and two teenagers, we were paying about $500 a month! And that’s even with three cars that are seven to 10 years […]

Published or Updated: February 21, 2012

Just Saved Another 30% Using Progressive Snapshot

Living in Miami as a single guy with a terrible credit score, my auto insurance bill was out of control.  I’m pretty sure had I decided to pick up comprehensive and collision insurance,  I would have been paying more than most families pay on their mortgage.  Geico was just not cutting it and two years […]

Published or Updated: September 16, 2011

How Do Points Affect Your Auto Insurance Rate?

For the most part, the motor vehicle administrations located statewide throughout the United States have “point systems” which are used to track accidents and violations that impact your driving record. This point system is especially pertinent when one is looking to purchase car insurance. Car insurance companies will order a copy of the applicant’s driving […]

Published or Updated: August 8, 2011

How To Find Low Cost Discount Dental Insurance

As a child, I had what you might call a strange aspiration.  I wanted to become a dentist. Most kids hate going to the dentist because of  all the needles and drills, but twice a year I had a wide smile on my face because I knew that it was dental visit day. I would […]

Published or Updated: March 5, 2013

Progressive Snapshot Is a Money Saver

In May, I wrote about how I decided to install Progressive Snapshot, a device that tracks the performance of my car while I drive.  This device can tell you at what time you’ve driven, how fast you drive and at what speed.  Progressive offers this service to all policyholders who drive a vehicle launched 1996 […]

Published or Updated: July 1, 2011

What’s the Best Way To Find Health Insurance?

In October of 2009, I decided that I would no longer run the 9-5 gauntlet. And with that decision came a few immediate changes in my life.  Working from home and for myself meant that I could set my own schedule, make my own decisions and only have myself to blame when something I’ve implemented […]

Published or Updated: March 5, 2013

How Much Do Health Insurance Companies Spend On You?

In 2010, proposed rules were issued and approved by the National Association of Insurance Commissioners (NAIC) for measuring the Medical Loss Ratio (MLR). The MLR is part of the Affordable Care Act (ACA), a law that puts into place comprehensive health insurance reforms that is intended to hold insurance companies more accountable, will lower health […]

Published or Updated: June 5, 2011

Save Money On Car Insurance Using Progressive Snapshot

I’ve tried and tried and tried to find a car insurance provider who is willing to offer me a lower rate on car insurance but it’s of no use.  Even though I feel like I pay way to much with my current provider, Progressive, it’s becoming clearer to me that it’s actually a lot cheaper […]

Published or Updated: July 1, 2011

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