A 60 Second Guide to the Family and Medical Leave Act

The Family and Medical Leave Act was passed in 1993. I can still remember when President Clinton signed FMLA into law amidst a lot of controversy. Many believed that employees needed the benefits and protections FMLA provides. Others were concerned that the government intrusion into business would have unintended consequences that would harm employers and […]

Published or Updated: December 3, 2012

Don’t Make These Mistakes When Buying Life Insurance

Jeff Rose

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

7 Ways to Lower Your Life Insurance Premiums

Life Insurance Quote $1M

Life insurance is one of those necessary evils in our lives. Much like all insurance products, many of us need it, but we want to pay as little as possible. It’s also a great example of what I call “painless ways to save money.” If you can lower your life insurance premiums, it gives you […]

Published or Updated: October 7, 2012

15 Auto Insurance Discounts You May Be Missing

Next to a root canal, paying for car insurance is about as painful as it gets. And the bill always seems to be an unpleasant surprise. Just when you think you’ve got the monthly budget under control, along comes a hefty 6-month premium. So I did some research into the common discounts that most car […]

Published or Updated: June 4, 2014

Should You Consider Permanent Life Insurance?

My wife and I both have life insurance. First purchased when we adopted our children seventeen years ago, we have 20-year term policies. As hard as it is for me to believe, our policies are just a few short years away from lapsing. And that’s caused me to ask whether we would have been better […]

Published or Updated: July 16, 2012

Want Cheaper Car Insurance? Move

It’s common knowledge that where you live affects your car insurance premiums. People in Manhattan will pay more for insurance, all things being equal, than in most rural towns in the mid-west, for example. But a new study by CarInsurance.com shows that even moving a few miles away from where you currently live can have […]

Published or Updated: June 18, 2012

Is ObamaCare Unconstitutional–Your 60 Second Guide

As an attorney working just minutes from the Supreme Court, this week has been unique even for this crazy town. Rarely do you see demonstrations like we’ve had this week outside the Court of Last Resort. But then, Obamacare is no ordinary case. If you’ve wondered exactly what the fuss is all about, here is […]

Published or Updated: March 30, 2012

My Experience with Nationwide’s Vanishing Deductible

I‘ve had my car insurance through Nationwide for nearly 30 years. While my rates have always been great because of multiple discounts, that all changed when our children started driving. With four cars and two teenagers, we were paying about $500 a month! And that’s even with three cars that are seven to 10 years […]

Published or Updated: February 21, 2012

Just Saved Another 30% Using Progressive Snapshot

Progressive Discount I

Living in Miami as a single guy with a terrible credit score, my auto insurance bill was out of control.  I’m pretty sure had I decided to pick up comprehensive and collision insurance,  I would have been paying more than most families pay on their mortgage.  Geico was just not cutting it and two years […]

Published or Updated: September 16, 2011