Do You Need Life Insurance after You Retire?

It’s hard to believe, but the 20-year term life insurance policies my wife and I have are about to expire. We bought them when we adopted our children, and my how time flies. And it has me wondering whether we need to have life insurance as our kids leave the house and we start looking […]

Published or Updated: March 24, 2013

How to Get Health Insurance if You’re Self-Employed

Shopping for health insurance if you’re self-employed is a lot like purchasing other types of insurance. There are many terms to understand, coverage types to compare, and options for where to buy a policy. But buying health insurance feels different than searching for auto insurance — after all, both your health and financial well-being depend […]

Published or Updated: April 3, 2014

The Pros and Cons of Whole Life Insurance

Whole life insurance policies are a lot like Rodney Dangerfield, they get no respect. Spend five minutes researching term life vs. whole life and you’ll quickly learn that everybody except life insurance salesmen recommend term life. The reason for this is simple–term life insurance is almost always the better option. But like most financial choices […]

Published or Updated: January 1, 2013

A 60 Second Guide to the Family and Medical Leave Act

The Family and Medical Leave Act was passed in 1993. I can still remember when President Clinton signed FMLA into law amidst a lot of controversy. Many believed that employees needed the benefits and protections FMLA provides. Others were concerned that the government intrusion into business would have unintended consequences that would harm employers and […]

Published or Updated: December 3, 2012

Don’t Make These Mistakes When Buying Life Insurance

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

7 Ways to Lower Your Life Insurance Premiums

Life insurance is one of those necessary evils in our lives. Much like all insurance products, many of us need it, but we want to pay as little as possible. It’s also a great example of what I call “painless ways to save money.” If you can lower your life insurance premiums, it gives you […]

Published or Updated: October 7, 2012

15 Auto Insurance Discounts You May Be Missing

Next to a root canal, paying for car insurance is about as painful as it gets. And the bill always seems to be an unpleasant surprise. Just when you think you’ve got the monthly budget under control, along comes a hefty 6-month premium. So I did some research into the common discounts that most car […]

Published or Updated: June 4, 2014

Should You Consider Permanent Life Insurance?

My wife and I both have life insurance. First purchased when we adopted our children seventeen years ago, we have 20-year term policies. As hard as it is for me to believe, our policies are just a few short years away from lapsing. And that’s caused me to ask whether we would have been better […]

Published or Updated: March 3, 2015

Want Cheaper Car Insurance? Move

It’s common knowledge that where you live affects your car insurance premiums. People in Manhattan will pay more for insurance, all things being equal, than in most rural towns in the mid-west, for example. But a new study by shows that even moving a few miles away from where you currently live can have […]

Published or Updated: June 18, 2012

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