6 Things You May Not Know About Renters Insurance

Photo: StevenM_61 According to a 2012 study by the Insurance Information Institute, 31 percent of renters had renters insurance. Many renters don’t have insurance because they don’t know what it is and why they need it, or because they think they can’t afford it. Renters insurance is just as necessary as homeowners insurance, even though […]

Published or Updated: June 21, 2013

How Much Life Insurance Does a Stay-at-Home Parent Need?

Photo: Leonid Mamchenkov Generally, financial gurus recommend that you get 5-20 times your annual income in life insurance coverage. But what if you have no income because you’re a full-time stay-at-home parent? Or what if you contribute a few hundred bucks a year to the family bank account with your side job while you mostly stay […]

Published or Updated: April 3, 2014

How Long Should Your Life Insurance Term Be?

Photo: SalFalko If you’re shopping for term life insurance, two important considerations are how much coverage you need and how long your term should be. While many people folks on the amount of coverage, the length of the policy is an incredibly important factor. After all, the term part is the reason you’re getting term […]

Published or Updated: April 4, 2013

What Type of Life Insurance is Best?

Search around the web for the best type of life insurance, and you’ll find lots of financial advisers who say, without hesitation, that term life insurance is best. While I generally agree and have term life insurance myself, the right answer for each individual is not always that easy. The truth is that with life insurance, as […]

Published or Updated: April 3, 2014

Do You Need Life Insurance after You Retire?

It’s hard to believe, but the 20-year term life insurance policies my wife and I have are about to expire. We bought them when we adopted our children, and my how time flies. And it has me wondering whether we need to have life insurance as our kids leave the house and we start looking […]

Published or Updated: March 24, 2013

How to Get Health Insurance if You’re Self-Employed

Shopping for health insurance if you’re self-employed is a lot like purchasing other types of insurance. There are many terms to understand, coverage types to compare, and options for where to buy a policy. But buying health insurance feels different than searching for auto insurance — after all, both your health and financial well-being depend […]

Published or Updated: April 3, 2014

The Pros and Cons of Whole Life Insurance

Whole life insurance policies are a lot like Rodney Dangerfield, they get no respect. Spend five minutes researching term life vs. whole life and you’ll quickly learn that everybody except life insurance salesmen recommend term life. The reason for this is simple–term life insurance is almost always the better option. But like most financial choices […]

Published or Updated: January 1, 2013

A 60 Second Guide to the Family and Medical Leave Act

The Family and Medical Leave Act was passed in 1993. I can still remember when President Clinton signed FMLA into law amidst a lot of controversy. Many believed that employees needed the benefits and protections FMLA provides. Others were concerned that the government intrusion into business would have unintended consequences that would harm employers and […]

Published or Updated: December 3, 2012

Don’t Make These Mistakes When Buying Life Insurance

There’s no worse feeling than screwing up something when you make a purchase. Forgetting to enter a coupon code when purchasing an item online is frustrating, especially after you’ve already processed the payment. Fortunately, it shouldn’t take too long to get over the $6 you could have saved. There are much larger purchases, however, that […]

Published or Updated: August 15, 2013

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