The Definitive Guide to Obamacare for Individuals

Health Insurance

As of Oct. 1, 2013, the Affordable Care Act mandates that each state have a health care exchange. Even though the Affordable Care Act is moving forward, many people are confused about Obamacare. Who does it affect? How do you shop for insurance? What level of coverage should you choose? This comprehensive guide will walk […]

Published or Updated: April 3, 2014

How Much Do Health Insurance Companies Spend On You?

Health Insurance

In 2010, proposed rules were issued and approved by the National Association of Insurance Commissioners (NAIC) for measuring the Medical Loss Ratio (MLR). The MLR is part of the Affordable Care Act (ACA), a law that puts into place comprehensive health insurance reforms that is intended to hold insurance companies more accountable, will lower health […]

Published or Updated: June 5, 2011

COBRA Insurance Just Isn’t Worth The Cost

Cobra

On June 1st of 2010, the decision was made to end the COBRA subsidy, which effectively increased the health insurance payments of all unemployed individuals by 65%.  This news, while unfortunate, was just another article I had written.   However, a recent development has shown me first hand, just how unaffordable COBRA health insurance is for […]

Published or Updated: September 17, 2011

The DoughRoller Weekly RoundUp (What’s Another $50 Billion Edition)

dollar

On June 1st, COBRA subsidies expired, meaning newly unemployed individuals can no longer be eligible to receive a 65% deduction on their current health care plan if they chose to keep it after becoming unemployed.  For example, let’s say John Q was laid off on January 1st, 2010.  COBRA allows John to continue his health-care […]

Published or Updated: April 21, 2014

An Overview of Medicaid Insurance

medicaid

Good health is important to everyone and these days health insurance is a necessity that you can’t afford to be without. If you can’t afford to pay for health insurance right now, you might be eligible for Medicaid. Medicaid can make it possible for you to get the care you need to get healthy and […]

Published or Updated: June 5, 2011

Weighing Health Insurance Costs: Co-Insurance vs. Co-Pay vs. Deductible

Individual health insurance plans can be costly, complex and downright confusing. Navigating the world of co-insurance, co-pays and deductibles becomes a difficult task when it comes to choosing insurance plans that are not prepackaged and backed by an employer. Many self-employed individuals and those who work for employers that do not provide health insurance spend […]

Published or Updated: June 5, 2011

eHealthInsurance.com Review

ehealthinsurance

For those who purchase health insurance through an employer, the process involves selecting medical coverage from a few options. If your employer does not offer health insurance, you’re unemployed or your self-employed, finding quality, affordable health insurance can be overwhelming. Fortunately, there are resources available to help find individual health insurance. In this article, we’ll […]

Published or Updated: March 7, 2013